When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Black Tissue and Wrapping Accessories, at Marks and Spenser
Pack contains: 3 sheets of tissue, Gift tag, Ribbon Approx size: Tissue: 50 x 70mm, Tag: 80 x 45mm, Ribbon: 120cm

PlayStation®3 Beijing 2008 Game, at Marks & Spencers
Experience the authentic look and feel of the Olympic Games with 38 official events Brand new control systems to give you the edge Global Online Competition: Choose your country and become a member of the Olympic team and face challenges from across all nations 1 - 8 players 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone

Fuzzy Teddy Grandpa Card, at M+S
Cover text: Grandpa... ... down tools on your birthday! Inside message: Blank for your own message Approx. size: 150 mm x 150 mm

Per Una Styled Organic Cotton Floral Brodery Padded Bra, at Marks and Spenser
Feminine and delicate, this bra is beautifully embellished with floral embroidery. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Limited Collection Almond Toe Shoes, at Marks and Spencers
Almond toe Court style Buckle fastening Mid heel Heel height: 56mm Comes in sizes 3-8, including half sizes

Pure Silk Floral Stitch Tie, at Marks & Spencer
Add a luxurious finishing touch with this contemporary floral stitch tie in pure silk

2 Machine Washable Apollo Ties, at Marks & Spensers
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Rococo Mirror, at Marks and Spencer
Rococo style H45 x W40cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Saint Saturnin Les Moulies 2007 - Case of 12, at Marks & Spencer
Style: Full Bodied Grape variety: Syrah, Grenache, Carignan, Mourvedre Country of origin: France Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Mark & Spencers
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

Detroit Extending Dining Table & 6 Alton Antiqued Leather Chairs Set, at Marks & Spencers
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D56cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Airflex™ Comfort Apron Lace-Up Shoes, at Mark's & Spencer
Round toe Lace up Thick grip sole Contrast stitch detail Unique Airflex™ airflow system for unbeatable comfort

Long Length Cross Panel Skirt, at Marks and Spencers
Fashionable and contemporary, this panelled skirt is designed to fit and flatter. A modern style essential

Knitted Contrast Wrap, at Marks & Spensers
Keep warm without compromising on style! This fashionable contrast wrap feels soft and cosy and makes a great way to add an extra layer

4 Pairs of Comfort Socks with modal, at Marks & Spencer
Designed for exceptional comfort everyday, these socks are made with a blend of natural modal and cotton for softness and durability. The cushioned sole adds extra comfort, a soft grip top fits the contours of your leg and smooth seams reduce abrasion.

Younger Girls' Warm Lined Knitted Boots, at Marks & Spencers
Round toe Knitted design Button detail Slip-on Flat sole Warm lined Comes in sizes 4-13

2 Cotton Rich Plain Underwired Bras, at Marks & Spenser
Soft and comfortable, these non-padded bras are made from cool, breathable cotton rich stretch cotton. They're designed to give gentle support and a flattering fit

Corded Neckline Spot Print Jersey Top, at Marks & Spencers
Smart and stylish, this jersey top is made from softly draping stretch viscose for a fluid look. The spot print adds a fashionable finishing touch

Autograph Bead Trim Halterneck Bikini Top, at MarksandSpencer
Luxurious and exclusive, this glamorous bikini is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Autograph Anodised Aluminium 20cm Saucepan, at Marks & Spencer
Charcoal-coloured aluminium design Riveted handle for durability Clear lid with handle Excellent heat distribution with no hot spots Non-stick interior for low-fat cooking and easy cleaning Suitable for all cooker types except induction Handwash only Diam: 20cm Capacity: 3 litre Oven safe to 180C/350F/gas mark 4, Manufacturer: Marks & Spencer

Side Salad Selection, at Marks and Spencer
Serves 8-10 Ready to eat Includes a table-presentable platter (not shown) 725g total weight As featured on page 28 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Angle 16-Piece Cutlery Set, at Marks & Spencer
16-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph 4 Brush Collection, at M&S
Handmade 1x foundation brush 1x blusher brush 1x eye crease brush 1x eyeshadow brush

Wallace & Gromit Playing Cards, at Marks n Spencer
Pack contains: 52 playing cards Approx. card size: 77 x 107mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

My First Numbers & Textures Puzzles, at Marks and Spencers
Suitable for age 0 - 3 years 10 puzzles in total 20 pieces 5 touchable textures Animal design Hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Front Pocket Dispatch Shoulder Bag, at Marks&Spencer
Fashionable and practical, this dispatch bag features an adjustable shoulder strap

Pure Cotton Corduroy Straight Leg Trousers, at Marks and Spenser
Smart and stylish, these easycare cotton trousers are outstanding value

Limited Collection Pure Silk Pleat Dress, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Girls' Limited Corsage Pull On Hat & Mittens, at Marks & Spensers
Snug and cosy, this cute hat and mittens set makes a fashionable choice for chilly weather

Portfolio Satin Ponte Dress, at Mark's & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M+S Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.