Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Classic Ceramic Tumbler, at Marks & Spensers
Ceramic tumbler Chrome effect Wall mountable H14 x W11 x D10cm, Manufacturer: Marks & Spencer

Lambswool Rich Gem Detail Beret Hat, at Marks & Spencers
Add a chic contemporary twist to your look with this modern beret hat. Gem detail adds a subtle twinkle to the warm finished knit

3D Rosebud Cushion - Red, at Marks and Spencers
Square shape 3D rose appliqu design L43 x W43, Manufacturer: Marks & Spencer

Airflex™ Stormwear™ Leather Gibson Shoes, at M+S
Round toe Stitch detail Lace up 4 eyelets Block heel All upper seams treated with flexible sealant Expanding breathable and waterproof sole Stormwear™ technology repels water and stains Unique airflex™ airflow system for unbeatable comfort

Cotton Rich Low Rise Spot Print Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish spot print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

M&S Twin 1210 DECT Cordless Phones with Answering Machine, at Marks and Spencer
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security 3 line display 40 name and number phonebook Up to 8 hours talk time and up to 80 hours standby Answering machine with up to 15 minutes digital recording time and remote access Caller display stores information on the last 20 calls 8 ringer melodies Last 10 number redial Adjustable ringer and earpiece volume Call duration display EZcom™ - use your phones like an intercom M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Leather Double Handle Laptop Bag, at Marks and Spenser
This padded laptop bag in luxurious leather makes a stylish and practical way to carry and protect your laptop and cables

Pure Cotton Short Sleeve Stripe Top, at Marks and Spencers
This short sleeved top will make a useful addition to your wardrobe. It features a smart stripe print for a stylish casual look

Per Una Pure Cotton Embroidered Crepe Blouse, at Marks and Spencer
A delicate embroidered crepe blouse in pure cotton, the front pleat detail gives it the Per Una touch

Contrast Cluster Ring, at Marks & Spenser
Cluster gems Diamant detail Chunky design

Drum Stool, at Marks and Spenser
H43 x Diam 45cm (all dimensions are approximate) Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Gold Spot Bursts Bottle Bag, at Marks and Spencer
1 bottle bag with tag Approx size: H370 x W120 x D80mm

Younger Girls' Pom Pom Ballet Slippers, at Marks and Spencer
Ballerina style Round toe Knitted design Pom pom feature Contrast trim Slip on Flat sole

Hubert Brochard Cuvée 2007, Sancerre AC (Red) - Case of 6, at Marks and Spencer
Style: Light to medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Artificial Lily & Rose Cylinder Vase, at Marks and Spencers
Our beautiful artificial flowers look just like the real thing and are fabulous for brightening up your home all year round

Younger Girls' Heart Print Slippers, at Marks and Spencers
Round toe Flat sole Heart print Single strap Bow detail Spot lining

Per Una 3/4 Sleeve Crochet Jumper, at Marks and Spencers
Comes with necklace shown in image A fashionable knitted jumper featuring 3/4 length sleeves, the crochet neckline design gives it the Per Una touch

Mirrored Collection 6-Drawer Chest, at Mark's & Spencer
H81 x W121 x D51cm 6 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph™ Large Precious Petals Bouquet, at M&S
This arrangement of beautiful Esperance roses and white hydrangeas will make an amazing gift that's sure to impress All Autograph bouquets are beautifully presented, wrapped by hand and finished with Autograph™ branded frosted cellophane Available for delivery between 1st April to 30th September 2009

Flat Front Crease Resistant Trousers, at Mark & Spencers
Stay smarter for longer with these innovative crease resistant trousers

Pink Triangular Shaped Medium Gift Bag, at Marks & Spensers
1 gift bag Ribbon handles Gift tag Dimensions: Height 260 mm Base dimensions: 260 x 260 x 260mm

XBOX 360® FIFA™ 08 Game, at M&S
Dramatically more real and exhilarating - 620 licensed teams, 30 official leagues, and more than 15,000 players 'Be A Pro' play mode locks you in the role of a single player and challenges you to master the same disciplines as a real professional player - from positioning and tackling to reading the field and passing EA Sports interactive leagues Online leagues and tournament modes Dictate the play with new manual controls for through-passing and crossing Accessible to play online on XBOX Live M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Portfolio Assorted Bead Collar Necklace, at Marks & Spencers
Button fastening Assorted chunky bead design Collar style Necklace length 55cm

Limited Collection Crepe Zip Dress, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Lichfield Extending Dining Table & 6 Santiago Leather Dining Chairs Set, at M&S
Manufacturer: Marks & Spencer

Sony Bravia 52'' KDL-52V5500 HD Ready LCD TV, at Marks & Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 52 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 60000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W126.2 x H86.9 x D35.8cm, without table stand: W126.2 x H82.2 x D11.5cm Weight: weight inc. stand 35kg, weight without stand 30.5kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Parasol Tealight Holder, at Mark's & Spencer
6 arms Fits snugly around your parasol Approx size: W28 x Diam 28 x H14.5cm, Manufacturer: Marks & Spencer

Wild Roses Gift Card, at Mark's & Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Younger Girls' Cutout Shoes, at Marks & Spencer
Round toe Cutout star design Single strap Contrast lining Flat sole Comes in sizes 4-13

Stain Defence™ Pleated Pinafore, at Marks & Spensers
This pleated pinny features a long zip that makes it easier for her to dress and she'll love the flattering shape. It's treated with Stain Defence™, a high performance finish which repels stains

Besides Marks & Spensers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.