Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Marks & Spensers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Pure ChargePAK B1 Rechargeable Battery Pack, at Marks and Spencers
Replaces the need for alkaline batteries Easy to install - can be fitted in seconds Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Provides up to 20 hours wireless listening Specification: lithium-ion 3.7V 4200mAh. Compatible with Pure ONE Mini M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Baby Bear Embroidered Hat & Mitts, at M+S
Keep little heads and hands warm with this embroidered babybear hat and mittens set in soft comfy cotton

Scissors, at M & S
Central cavity for nut cracking or jar opening L22cm You must be 18 or over to purchase this product This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Die Cut Stripy 90th Card, at Mark & Spensers
Cover text: 90 Inside message: Blank for your own message Approx size: 175 x 125mm

Autograph Pure Cotton Multi Stripe Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Pearl Clam Cosmetic Bag, at M & S
Double handle Zip fastening with bead pullers Detachable mirror Two inner zip sections Pearl calm design

Autograph Pure Cotton Pyjama Bottoms, at Marks and Spencer
Create your own look by mixing and matching these stripe pyjama bottoms with our tops and t-shirts. Great for relaxing in style whether you're heading for bed or just chilling out at home

Autograph Leather Lace-Up Gibson Shoes, at Marks and Spencers
Round toe Lace-up Contrast stitch Low heel

Red Wine Gift Set, at Marks & Spencers
Chteau Darzac Bordeaux Suprieur Waiters friend Wine stopper Presented in a wooden gift box with the 2 wine accessories Price includes delivery Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

Cream Polka Dot Table Numbers, at Marks & Spensers
12 table numbers Approx size: 150 x 110 mm

Girls' Limited Pure Cotton Multi Stripe Dress, at Marks & Spensers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Diamanté Thong Sandals, at Marks & Spencer
Thong style Open toe Diamant detail Flat sole

Autograph Large Studio Humbug Bottle Vase, at M&S
Narrow neck Swirl stripe design Broad base, Manufacturer: Marks & Spencer

Signature Lemongrass & Bamboo Burner & Refresher Oil, at Marks and Spenser
Lemongrass and bamboo fragrance 15ml, Manufacturer: Marks & Spencer

Autograph Platform Peep Toe Shoes, at Marks & Spencer
Peep Toe Platform style High heel Slip on Available in sizes 3-8, including half sizes

Formula One 2008 Season Review DVD, at M+S
Rating Universal, suitable for all,

The Floral Collection Magnolia Hand Wash, at Marks & Spencers
Magnolia fragrance Handwash Moisture rich 250ml Ingredients: Aqua, Sodium Laureth Sulfate, Glycerin, Ammonium Lauryl Sulfate, Lauryl Betaine, Cocamide DEA, Magnolia Liliflora (Magnolia), PEG-70 Mango Glycerides, Sodium Chloride, Parfum, Disodium EDTA, Citric Acid, Benzophenone-2, Imidazolidinyl Urea, BHT, Magnesium Nitrate, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Geraniol, Linalool Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Propylparaben, Isobutylparaben, CI 15985, CI 14700

Cotton Rich Velour Pull On Joggers, at Marks and Spencers
Relaxed and comfy, these casual joggers are made from cotton rich fabric and feature a ribbed waistband. A practical easycare choice

Nokia 2630 - Orange Pay as you talk Mobile Phone, at Marks and Spenser
A maximum of 2 phones per customer may be purchased Talk Time: Up to 6 hours Stand-by Time: Up to 320 hours Screen: 128 x 160, TFT with up to 65,536 colors Ringtones: Pre-installed MP3 and 24-voice polyphonic MIDI ringtones Camera: 4x zoom Battery: Nokia battery BL-4B, 700mAH Dimensions: L10.4 x W4.5 x D0.9cm Weight: 66g (with battery) Memory 11 MB user available memory Radio: FM radio with One Touch shortcut access key Video: Video recorder with dedicated button Applications and games: Native email, converter, calculator, world clock, download, Nokia FM radio Email Access your work and private email on the move Messaging: SMS and MMS Included in the box: Nokia Travel Charger AC-3, Nokia stereo headset HS-47 and Nokia 230 handset

Collezione Luxury Wool Rich Centre Pleat Trousers with Cashmere, at M&S
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Tear Drop Gemstone Photo Frame (4 x 6"), at Marks n Spencer
Rectangular frame Tear drop gemstone design Aperture: 10 x 15cm (4 x 6'') H12 x W17 x D2cm, Manufacturer: Marks & Spencer

Summer Manor Cereal Bowl, at Marks and Spencers
Floral pattern D14cm x H6cm, Manufacturer: Marks & Spencer

Pure Cotton Woven Check Design Vest Top, at Marks & Spensers
It's the beautifully detailed embroidery that makes this sleeveless woven vest top irresistibly stylish

Soft Vanilla Scented Candle, at Mark & Spensers
Vanilla scented Glass holder Burns up to 45 hours, Manufacturer: Marks & Spencer

Formula Age Defence Gentle Exfoliating Face Wash, at Marks and Spenser
150ml Suitable for all skin types Hypoallergenic

Sprung-Edge Suede Divan with 4 Large Drawers & M100 Mattress, at Marks n Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 22cm Divan height: 41cm Large drawers: H14 x W78 x D52cm Mattress has dust-free polyester fibre filling Mattress spring count: 288 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Abbey Armchair, at Marks & Spensers
H95 x W95 x D95cm Seat H54cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Jeans, at Marks & Spencers
Smart casual style at a great value price! These pure cotton jeans make a comfortable and fashionable choice

Lemon Soufflé, at Marks & Spenser
Serves 6-8 Ready to eat Comes in a table-presentable ceramic dish Not suitable for nut allergy sufferers 700g total weight As featured on page 51 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Low Rise Crochet Detail Shorts, at M&S
Low rise shorts are perfect for wearing with hipster styles and these stylish crochet detail shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.