When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Money. Not least of these is Marks and Spenser Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Besides Mark & Spensers Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Limited Pure Cotton Skull T-Shirt, at Marks and Spencer
A casual contemporary street style, this t-shirt features a skull motif. The soft cotton fabric makes it comfortable, practical and easycare

5 Younger Boys' Football Socks, at Marks and Spencer
Fun and fashionable, these comfy cotton rich socks features a football design

4 Aurora Soup Spoons, at Marks & Spencer
4-piece set 18/10 stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Monroe Bedstead, at Marks&Spencer
Headboard: H110cm Endboard: H48cm Double: L222 x W150cm King size (5ft): L232 x W165cm Super king size (6ft): L232 x W195cm Leather upholstery Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Nintendo DS™ Lite Starter Pack - Black Console & Brain Training Game, at Marks and Spencer
Pack includes Nintendo DS™ Lite in black and Dr. Kawashima's Brain Training: How Old Is Your Brain? game The Nintendo DS Lite brings gaming within everyone's reach Its touch screen and voice recognition function are so simple to use that even beginners will feel at ease This Nintendo comes with a host of new features that set it apart from all other portable video game consoles:- Better screen quality (brightness and definition) than all other consoles currently available More compact (2/3 as large) and lighter (20% lighter) than the original DS Lite Two back-lit screens brightness can be adjusted over 4 levels to adapt to any lighting and reduce energy consumption M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sony 40'' KDL-40E5500 Full HD Ready Picture Frame LCD TV, at M&S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Dimensions: With table stand W101.6 x H68.0/66.3 x D30.3cm, Without table stand W101.6 x H64.3 x D9.8cm Weight: Weight including stand 20.5kg, Weight without stand 17.5kg Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA AV Input x 2, Analogue Audio inputs x 2, RF In, Scart Inputs (RGB) x 2, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen AppliCast™: View information from the internet on screen while watching TV with AppliCast™. Pre-installed services include a series of handy widgets such as an Analogue Clock and a Calendar Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Lavender & Camomile Scented Pillow, at Marks & Spencer
Lavender & camomile scented, Manufacturer: Marks & Spencer

Autograph Stormwear™ Raincoat, at Marks and Spencers
Stylish and contemporary, this raincoat is treated with Stormwear™ technology, a breathable finish that repels water and stains

Philips QC5045 Hair Clipper, at Marks & Spencers
Extra strong motor: Delivers the constant power you need to cut any hair type Heavy weighted Ultra silent Self-sharpening stainless steel blades 14 lock-in length settings (up to 41 mm) Special 1.6 mm stubble comb Safely cleans under the tap Lubrication for life Accessories: cleaning brush, charger

Autograph Full Volume Mascara, at Marks and Spencer
Smooth, glossy mascara for full volume lashes Revolutionary brush shape gives up to 300% volume Non flaking Smudge proof Hypoallergenic Available in 5 shades

Stromboli, at Marks & Spensers
Serves 10 Ready to cook Suitable for freezing Not suitable for nut allergy sufferers 400g As featured on page 37 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Oscar Wardrobe, Changing Unit, Cot Bed & Open Coil Sprung Mattress Set, at Marks & Spensers
*Save 25% when you buy this set. Individually 859. Save 237. Cannot be used in conjunction with any other offer 4 piece set Wardrobe: Hanging rail, 2 shelves, 1 draw - H180 x W96 x D55cm Changing unit: 4 drawers - H103 x W90 x D55cm Cot Bed: H89 x L147 x W82cm Cot under bed drawer: H12.5 x W132.5 x D65cm Cot converts into a junior bed suitable for children up to age 5 Cot has fixed sides with 3 optional height positions for the base Mattress: Spring count 90 - L140 x W70 x D15cm Mattress has hygienic, moisture-resistant covering and fully conforms to current safety standards All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Edition Diamanté Cluster Necklace, at Marks & Spencers
Clasp fastening Fine chain Assorted cluster design Diamant detail Necklace length: 76cm

Large Handkerchief Vase, at Marks & Spenser
Fluted opening Narrow base Twisted look H30 x Diam 20cm, Manufacturer: Marks & Spencer

Blue Harbour Mini Check Shirt, at Mark's & Spencer
A fashionable look without the fuss. This mini check shirt is quick and easy to iron

Stainless Steel Toilet Brush, at Marks and Spenser
Plain H39.5 x 10.5cm diam, Manufacturer: Marks & Spencer

Long Sleeve V-Neck Stripe Cardigan & T-Shirt, at Marks and Spencer
This fashionable layered look is a 2 piece set - a t-shirt and a cardigan both in soft comfortable fabric. Stylish, practical and easycare

Autograph Pure Cotton Stripe Trousers, at Marks n Spencer
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Hooded Faux Fur Trim Jacket, at Marks and Spencer
Fashionable and practical, this hooded coat is outstanding value. An easycare style at a great price

Dualit Lite 4-Slice Toaster - Cream, at Marks & Spensers
4 slice capacity 36mm extra wide slots adjust mechanically 1850 watt Polished stainless steel cover Soft Touch non-marking finish High lift A higher wattage for faster toasting, with accurate browning control Defrost setting and cancel button Dimensions: H20 x W36 x D20cm Concealed crumb tray M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Plain Full Slip, at Marks and Spenser
A fashion essential you can't do without! This slip enhances the look of dresses and stops them clinging or becoming see-through under light. All our slips are cling resistant and come in a number of lengths

Per Una Pure Cotton Spot Jaquard Pyjamas, at Mark & Spencers
Modern and feminine, these pretty spot jaquard pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Per Una 3/4 Sleeve Cardigan, at Marks and Spencer
A feminine 3/4 length sleeve top in textured fabric featuring an embroidered design and tie fastening

Collezione Pure Wool Check 3 Button Jacket, at M & S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pure Cotton Ombre Check Pyjamas, at Marks & Spencer
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Portfolio Abstract Animal Print Dress with Belt, at M+S
Chic and contemporary, this dress features an animal print and waist belt. A fabulous fashionable look

Mechanical Dancing Girl Birthday Card, at Marks & Spencer
Cover Text: On your Birthday shake it! Inside Message: It's Party Time Approx size: 135 x 135mm

Brushed Metal 4 Arm Ceiling Light, at Mark & Spencers
Brushed Nickel Opal glass shade 4 arms 50 x 50cm 240V~ 4 x SES 60W or 11W CFL, Manufacturer: Marks & Spencer

M&S 15'' Flat Screen LCD TV - Black, at Marks and Spencer
Display: 15 inch flat screen, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H34.5 x W38 x D17.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket Dynamic Contrast Ratio: 2000:1 Use wall mount

Diamanté Square Photo Frame 13 x 18cm (5 x 7"), at Marks & Spencers
Rectanglular Aperture 5 x 7in H13 x 18cm, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M&S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.