Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Cotton Draping Wisteria Embroidered Pillowcase, at Marks & Spencers
Floral embroidery Piping detail, Manufacturer: Marks & Spencer

Autograph Weekend Long Sleeve Knitted Dress with Merino Wool, at M&S
Chic and modern, this long sleeve knitted dress is beautifully designed and features a matching scarf. An exclusive, luxurious look from Autograph

Pinstripe Padded T-Shirt Bra, at M&S
Sleek and contemporary, this soft pinstriped bra gives a perfectly smooth outline under clothes. Light padding and underwiring give an enhanced natural shape. Designed for a streamlined silhouette

Autograph Thin Strap High Heel Shoes, at Marks & Spencers
Almond toe Single thin strap with buckle fastening High heel Heel height: 85mm Comes in sizes 3-8, including half size Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Blue Harbour Short Sleeve Block Stripe Rugby Shirt, at Marks and Spencer
Casual and relaxed, this stripe rugby shirt is made from cotton so it's soft, breathable and comfortable to wear

Autograph Pure Cotton Slim Leg Jeans, at Mark & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Limited Collection Contrast Shopper Bag, at Mark's & Spencer
Fashionable and fabulous, this shopper bag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Short Sleeve Pocket Detail Cropped Cardigan, at Marks&Spencer
Modern and stylish, this cropped cardigan is a versatile, easywear look

My First Noisy Police Car, at Mark's & Spencer
Toy police car Light feature Batteries included Suitable for ages 0-3yrs H10cm x L12cm This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Autograph Backseam Hold Ups, at Marks and Spencer
Treat your legs to a sleek delight with the smooth finish of these comfortable hold ups. A practical, reinforced design means they're tough enough to last through wear after wear

Footglove™ Leather Loafers, at Marks & Spenser
Square toe Stitch detail Slip on Low wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Geometric Ditsy Cushion With Recycled Filling, at Marks & Spenser
Square shape Geometric design Size: 50cm x 50cm, Manufacturer: Marks & Spencer

3 Pairs of Sheer Assorted Design Knee Highs, at Marks & Spencer
Treat your legs to a touch of style. These daisy net knee highs have a durable reinforced design to keep them looking good, wear after wear

Per Una Bloomsbury Broderie Top, at Marks & Spencer
A casual sleeveless top in pure soft cotton. Broderie details give it the Per Una touch

Art Nouveau Pendant & Earrings Set, at Marks and Spenser
2 part set Pendant necklace Stud earrings Art Nouveau design This product is not available for international delivery. Find out more

Big & Tall Autograph Pure Cotton Stripe Shirt, at Marks and Spencer
Stylish and contemporary, this Pure cotton stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else. Perfectly proportioned for big and tall men Only available in XXXL

125 Years Retro Apron, at Marks & Spencer
Manufacturer: Marks & Spencer

Imagine I'm a Fairy - Magic Wishing Wand, at Mark & Spensers
Every fairy's dream wand! With pretty ribbon tassles, this wand makes a magical sound when 'swished'

Non-Stick Wok, at MarksandSpencer
Manufacturer: Marks & Spencer

Autograph Pure Cotton Pin Dot Shorts, at Marks & Spenser
Casual and comfortable, these easycare shorts feature a stylish pin dot design for a modern look

Handcrafted Diamante Words Valentine Card, at Marks and Spencer
Cover Text: I LOVE YOU Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Napoleon Style Movement Arch Mantle Clock, at Mark's & Spencer
Napoleon style Visible mechanics Roman numerals Analogue Dimensions: 18 x 25 x 6cm

Younger Boys' Transformers Flip Flops, at Marks & Spencers
Flat sole Slip on 'Transformers' design 2007 Hasbro

Autograph Pure Wool 2 Button Jacket, at M & S
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Kaituna Hills Merlot Cabernet 2007 - Case of 12, at Marks & Spencers
Style: Medium bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: New Zealand Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Hand Mixer, at Marks n Spencer
8 speeds Turbo function 300 watt 2 dough hooks 2 beaters Stainless steel body Dimensions: H19 x W9 x D15cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Silk Stripe Tie, at Marks&Spencer
Add a luxurious finishing touch with this smart striped tie in pure silk

Pearl & Silver Type Sister-In-Law Birthday Card, at Marks and Spencer
Cover text: To my sister-in-law happy birthday Inside message: Blank for your own message Approx size: 175 mm x 126 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

The Rescuers DVD, at Marks & Spenser
Rating Universal, suitable for all,

Glow Bead Drop Earrings, at M&S
Drop style Hook fastening Mixed beads

Besides Marks & Spensers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.