Besides Marks and Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Pure Silk Floral Swirl Handkercheif, at Marks and Spencers
A luxuriously soft handkerchief in pure silk

Breakthrough Breast Cancer Re-Usable Organic Cotton Bag, at Mark's & Spencer
Show you care with this organic cotton re-usable bag supporting Breakthrough breast cancer charity. 10% of the price of this product is donated to Breakthrough

Linen Blend Short Sleeve Stripe Shirt, at Marks & Spencers
Chic and modern, this short sleeve shirt is made from a cool crisp linen blend and features stripe design

Cotton Rich Embroidered Rose Full Briefs, at Marks & Spenser
Pretty and feminine, these embroidered full briefs are extremely comfortable to wear and give good coverage at the front and back

Autograph Siberian Goose Down Duvet 10.5 Tog, at M & S
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating Highest quality class 1 Siberian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution Comes in single (3ft), double (4ft 6in), king-size (5ft) and super king-size (6ft) Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Victoria Sunglasses, at M&S
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Ceramic Canoe Potpourri Bowl, at Marks & Spenser
Ceramic bowl Canoe shape H9 x L33cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Stripe Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

3 Photo Frames 10 x 15cm (4 x 6"), at Marks&Spencer
Pack of 3 Removeable mount card Wood stand Rectangular frame Frame dimensions: H24.5 x W19cm Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

2 Older Girls' Pure Cotton Crop Tops, at Marks & Spensers
Cute and comfortable and soft and stretchy, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Leather Dual Prong Punch Hole Belt, at Marks and Spencer
This leather belt is ideal for wearing with casual styles

Classic Collection Linen Look Trousers, at M+S
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Classic Collection 3/4 Sleeve Poly Print Blouse, at Marks n Spencer
Smart and stylish, this poly print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Younger Boys' Mr Men Clogs, at Marks and Spencer
Round toe Flat sole Adjustable strap Mr Men print Mr Men and Little Miss™ & 2007 THOIP (a Chorion company). All rights reserved

Pure Cotton Spot Print Cropped Pyjama Bottoms, at Marks & Spensers
Pretty and feminine, these spot print cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Per Una Pure Cotton Corduroy Handbag with Charm, at Marks and Spencers
A heart shaped charm makes this fashionable bag even more special. Give your look the Per Una twist!

Emerald Ceramic Bottle Vase, at Marks and Spencers
Narrow spout Dual colour Tear drop shape, Manufacturer: Marks & Spencer

125 Years Collection Jigsaw Numbers Puzzle, at Marks and Spencer
Suitable for ages 3+ 40 piece jigsaw Colourful numbers design, Manufacturer: Marks & Spencer

Autograph Floral Embroidered Combat Trousers, at M+S
The pretty floral embroidery makes these fashionable combat trousers extra special. Soft cotton fabric and a waist tie will keep her feeling comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Sun Formula Protect & Refine Lotion, at Mark's & Spencer
Helps to prevent the signs of aging Firming and toning Skin refining 12 hour moisturisation Australian formula SPF15 gives up to 15 times your natural skins protection 125ml This product is not available for international delivery. Find out more

Big & Tall Flat Front Trousers, at M&S
A relaxed formal look, these comfortable trousers make a stylish and practical choice for everyday wear

Sonoma Dark Double Wardrobe, at Mark & Spensers
H200 x W91 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

5 Big & Tall °Climate Control Cotton Rich Plain Slips, at Marks & Spenser
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Floral Pattern Mug, at Marks and Spencer
Floral design, Manufacturer: Marks & Spencer

La Borie Merlot 2008 - Case of 12, at Marks and Spencer
Grape variety: 100% Merlot Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Lightweight Crinkle Scarf with Wool, at Marks and Spencers
This sophisticated crinkle scarf is the perfect accessory to this season's fashions. The tassel detail adds a stylish finishing touch

Sprung-Edge Divan with 2 Small + 2 Large Drawers & F200 Mattress, at Marks and Spencer
Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 24cm Mattress Spring Count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Deep layer of memory foam Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

T345623S, at Marks & Spencers
Manufacturer: Marks & Spencer

Formula Calming Night Cream + Vitamin E, at Marks and Spencer
Suitable for all skin types Fragrance free Hypoallergenic 50ml

Glass Crackle Photo Frame 13 x 18cm (5 x 7"), at Marks and Spenser
Glass finish Crackle effect Aperture 13 x 18cm (5 x 7 in), Manufacturer: Marks & Spencer

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.