Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Older Girls Cotton Rich Spot First Bra & Shorts Set, at M+S
A pretty matching set in cotton rich fabric. The spot print bra is designed for a supportive and comfortable fit. Non-wired designs are the best choice for first bras

Weave Design Sunglasses, at Marks & Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Older Boys' Blue Water Sharks Flip Flops, at MarksandSpencer
Flat sole 'Blue Water Sharks' design Contrast stripe

Older Girls' Super Soft Slippers, at Marks and Spencers
Fluffy design Mule style Slip-on

Blue Harbour Pure Cotton Long Sleeve Multi Stripe Shirt, at Mark's & Spencer
Stylishly smart casual, this multi stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Long Length Seam Skirt with Belt, at Marks and Spencer
Smart and modern, this flared skirt is a stylish, versatile choice. A look that works dressed up or down

Formula Calming Foaming Facial Wash, at Marks & Spencer
With chamomile and aloe vera Especially formulated for sensitive skins Suitable for all skin types Gently cleanses without any harsh additives Fragrance free Hypoallergenic 150 ml

Autograph Guipure Padded Plunge Bra, at Marks & Spensers
Glamorous and sophisticated, this guipure mesh bra looks and feels luxurious. It's underwired for extra support and the plunge style gives a flattering enhanced cleavage. Beautiful exclusive lingerie

Platinum Plated Daisy Stud Earrings, at Marks and Spencer
Butterfly fastening Flower design Platinum plated For hygiene reasons, refunds will only be given in accordance with your legal rights

Sterling Silver Diamanté Cube Necklace & Earring Set, at Mark & Spensers
2 part set Stud fastening earrings Clasp fastening necklace with pendant Cube design Diamant detail

Scruffy Dog Record Your Own Message Valentine Card, at Mark & Spensers
Cover text: Valentine Love you lots xxx Inside message: Happy Valentine's Day xxx Approx size: Unfolded: 220 x 220mm

Winter Weight Pure Cotton Flat Front Twill Trousers, at Marks and Spencer
The perfect choice for colder days, these smart trousers are made from warm, hardwearing fabric

Pop Up Vintage Car Birthday Card, at Marks & Spencer
Cover Text: Birthday Inside Message: To, From Approx size: 90 x 230mm

Autograph Leather Hip Wallet, at Marks & Spensers
Smart, stylish and practical, this leather hip wallet makes it easy to organise cards and notes

Blue Fabric Textured Floral Sister Birthday Card, at Marks & Spencers
Cover Text: Hope you have a lovely birthday sister Inside Message: Blank for your own message Approx size: 150 x 150mm

Ceiling - DROPLET CEILING, at Marks & Spenser
Manufacturer: Marks & Spencer

Autograph Weekend Stripe Cardigan with Silk, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Green Tip Sport Sunglasses, at Marks & Spencer
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern

3 Pairs of Older Girls' Plain Shorts, at Marks and Spencers
Comfortable, practical and fashionable, this 3 pack of plain shorts makes a great way to stock up on style

Isis Woman Purse Spray 25ml, at Marks and Spencer
Eau de toilette perfume 25ml This product is not available for international delivery. Find out more

Chrome Collection Glass Shelf, at Marks & Spencer
Toughened safety-glass shelf Chrome finish posts H2.8 x W50 x D10cm, Manufacturer: Marks & Spencer

Olivia Bedstead, at Marks & Spenser
Headboard H111cm Endboard H86cm Dbl: L204 x W144cm 5ft: L214 x W 159cm 6ft: L214 x W189cm Hand-forged solid bronzed steel frame Bronze powder finish Sprung beach slats to ensure excellent support, Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S 19'' HD Ready LCD TV with Built-in DVD Player - White, at Marks and Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 19 inch flat screen, Dynamic Contrast Ratio: 4000:1 Contrast Ratio: 500:1 Resolution 1440 x 900 pixels Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H41 x W46 x D20.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket DVD Player: Built-in DVD player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042100 to perfectly mount this TV This product is not available for international delivery. Find out more

4 Pairs of Pure Cotton Plain Socks, at Marks & Spensers
Soft and comfortable, these cotton socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Short Sleeve Cardigan & Stripe Top Set, at M&S
Cute and casual, these short sleeve cardigan and stripe top look fabulously fashionable worn together or separately

Autograph Wool Blend Pinstripe Suit Trousers, at Marks and Spencer
Perfect for smart occasions, these classic pinstripe suit trousers make a fashionable and practical choice

Stainless Steel Sieve, at M&S
Hook attachment for hanging Diam: 20cm, Manufacturer: Marks & Spencer

Chunky Chip Shell Necklace, at Mark's & Spencer
Adjustable length Clasp fastening Multi strand Mixed shell beads Circular pendant Necklace length 41cm, extendable by 8cm

Pure Cotton Long Sleeve Matinee Cardigan, at MarksandSpencer
Knitted in pure cotton, this cute hooded cardigan will keep him warm and comfy. It looks cuddly too!

Classic Ceramic Toilet Roll Holder, at Mark's & Spencer
Ceramic and stainless steel design H12 x W16 x D6cm, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Money Direct. Not least of these is M&S Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.