Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Embroidered Floral Textured Cushion, at Marks & Spencer
Square shape Embroidered Floral design Size: 43 x 43cm, Manufacturer: Marks & Spencer

Meursault 2007 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Large Chunky Speckle Bangle, at Marks & Spencer
Chunky design Speckle feature

Clarendon Footstool, at Marks and Spencer
H37 x W119 x D79cm (all dimensions are approximate) Cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Ethnic Heart Drop Earrings, at Marks & Spenser
Hook fastening Drop style Heart pendant Ethnic design For hygiene reasons, refunds will only be given in accordance with your legal rights

Cuvée Cédric Mix - Case of 12, at Mark's & Spencer
6 Cuve Cdric Chardonnay 2008: A generous and full-flavoured Chardonnay from the sunny south of France. Packed with juicy peach and pineapple fruit... 6 Cuve Cdric Cabernet Sauvignon 2008: Deeply coloured and spicy, this red blend is supple, ripe and lingering. A true reflection of Cabernet Sauvignon from the Languedoc... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Weekend Cotton Rich Pencil Skirt, at Mark & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Blue Harbour Ultimate Linen Multi Stripe Shirt, at Marks and Spenser
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Marlow 6-Drawer Chest, at Marks & Spenser
H118 x W46 x D43cm Crafted predominantly from solid pine and fibreboard Delivered fully assembled This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Straight Leg Jeans with Belt, at Marks & Spencers
These straight leg jeans in pure cotton are great value. A practical, easycare style

Dad 60th Birthday Card, at Mark & Spencers
Cover text: Dad is 60! Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

3 Authentic Pure Cotton Assorted Design Boxers, at Marks & Spenser
Add colour to your underwear drawer with these comfy pure cotton assorted boxers

Long Sleeve Multiple Stripe Jumper Dress with Hat, at Marks and Spencer
Fashionable and contemporary, this jumper features a multiple stripe design and comes with a matching hat. A pretty, practical and easycare style

Ingredients Mango Shower Gel, at M&S
Mango fragrance 200ml

Sonoma 3-Door Glazed Top Unit with Lights, at Marks n Spencer
H110 x W179 x D33cm 3 doors 6 adjustable glass shelves Shelves made from safety-tested toughened glass Internal lights with separate on/off switch Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Door frames made from solid wood. Door panels made from White Oak veneer Side and back made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Cotton Collection Cotton Bud Hand Cream, at Marks and Spencer
Moisturising hand cream 250ml bottle with pump

Long Sleeve Button Detail Cardigan, at Marks & Spencer
Modern and stylish, this longline cardigan is wonderfully warm and comfortable

Angle Stack Table Lamp with Faux Silk Shade, at Marks & Spencer
Chrome plated base Triple stack stem Round base Cylinder shade Faux silk shade Dimensions: H61.5 x Diam 35.5cm Bulb: 60W ES or 11W CFL, Manufacturer: Marks & Spencer

Stripe Side Plate, at Marks & Spencer
Hand painted Stripe edge Diameter 20cm Dishwasher and microwave safe, Manufacturer: Marks & Spencer

Silver Jewel Effect Roll Wrap, at Mark & Spencers
Includes 1 roll wrap Approx. size: 150 x 70cm

Per Una Short Sleeve Balinese Tunic, at Marks & Spencers
A colourful printed tunic with a front and back v-neck featuring waist tie and comes with a camisole

Chambolle Musigny Cru Les Fuées 2004 - Case of 6, at Mark's & Spencer
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

High School Musical Awesome Activities Book, at Marks & Spensers
Activity book which comes with a sheet of stickers for the reader to brighten up the pages with. There's also a fabulous mobile phone sock cover mounted to the front of the book so the reader's mobile phone can be covered in a groovy East High design

Large Hoop Earrings, at Marks and Spenser
Hoop style Clasp fastening

Buzz Lightyear Giant Puzzle, at Marks & Spencers
Not suitable for children under 36 months due to small parts which pose a choking hazard Suitable for ages 3+ 78cm high Buzz Lightyear design This product conforms to EN71 and the Toy Safety Directive Disney / Pixar, Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Robot Pyjamas, at Mark's & Spencer
Fun and fashionable, these comfy pure cotton pyjamas feature robot motifs

Long Sleeve V-Neck Jumper, at Marks & Spencer
Soft, snug and comfy, this warm knitted jumper is outstanding value. A fashionable easycare style

Pure Cotton Cargo Shorts, at Marks and Spencer
Comes with belt shown in image A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature multiple pockets. A fashionable, easycare style

Single Pleat Crease Resistant Trousers, at Marks n Spencer
Stay smarter for longer with these innovative crease resistant trousers

8 'Just to Say...' Text Cards, at Marks & Spencer
Cover text: Just to say... Inside message: blank for your own message 8 cards x 1 design Approx size: 120 x 120mm

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."