There are lots of ways to save money using M&S Money. Not least of these is Mark's & Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Besides Marks & Spencers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Wedding Symbols Wedding Invitations - Pack of Ten, at Marks and Spencers
Cover text: Wedding invitation Inside message: Request the pleasure of the company of...at the marriage of...at...on...and afterwards at...R. S. V. P 10 cards, 1 design Approx size: 120 x 120 mm

Pure Cotton 5 Pocket Jeans, at Marks & Spenser
A great pair of jeans always looks stylish. These straight leg jeans in pure cotton feature multiple pockets. Fashionable, practical and easycare

White Pearl Damask Thank You Cards - Pack of Ten, at Marks n Spencer
Inside message: Blank for your own message 10 cards, 1 design Approx size: 155 x 110mm

Dinner Candle Holder, at Marks and Spencer
Fluted opening Two tone glass design Long stem Wide base Hand decorated H33 x Diam: 8.8cm Weight: 0.45kg, Manufacturer: Marks & Spencer

24 Smoked Salmon Blinis, at Mark & Spencers
Contains 24 pieces Serves 5 Ready to cook Suitable for freezing 400g As featured on page 11 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Long Sleeve 'B is for Bear' T-Shirt, at M & S
Cute and fun, the b is for bear design makes this practical t-shirt extra special. It's made from pure cotton and feels comfy to wear. The shoulder poppers make it easier to dress him

LED Apple Thank You Teacher Gift, at Marks and Spenser
1 LED light Apple shaped jotter box Pack comes with: 1 apple shaped box, jotter paper and 2 pencils H95 x Diameter 130mm

Cotton Rich Chunky Cardigan, at Marks and Spencers
Contemporary and casual, this long sleeve cardigan is made with comfortable breathable cotton. A fabulous fashionable look

Brown Square Reading Glasses, at Marks and Spencer
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Brown square frame design

Collezione Single Breasted Funnel Neck Parka, at Marks and Spencer
Elegantly stylish and meticulously finished, this funnel neck parka is inspired by sophisticated Italian fashions

Wool Blend Straight Leg Flat Front Trousers, at Marks n Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Limited Collection Drape Sleeve Jersey Top, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pom Pom Collar Necklace, at Marks and Spenser
Chunky design Ribbon chain Tie fastening Necklace length: 109cm

Single Breasted 2 Button Plain Jacket, at Marks & Spenser
A style classic at a great value price, updated with a modern cut and contemporary detailing

Autograph Orange Infusion Sticks, at Marks & Spencer
Glass container Long lasting infusion sticks Orange fragrance Presented in a box, Manufacturer: Marks & Spencer

4 Pairs of Autograph Bold Stripe Socks, at Marks & Spencer
Modern and fashionable, these stripe socks are part of our exclusive Autograph collection

Pure Cotton Floral Embroidered Denim Shorts, at Marks & Spencers
The floral embroidered motif gives a pretty twist to these fashionable denim shorts

5 Older Girls' Pure Cotton Heart Print Shorts, at Marks and Spencers
Cute and trendy, this pack of 5 cotton shorts makes a great way to stock up on essential style

Starry Animal Presents Multipack of Mini Cards, at Marks & Spensers
8 cards, 4 designs Cover text: All cards are blank Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 95 x 80mm

Lichfield Console Table, at Marks and Spencers
H75 x L114.5 x W40cm 2 drawers Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Angel Sleeve Slinky Top, at Marks & Spensers
This fab jersey top features angel sleeves. A vibrant new look, perfect for this season

Mats,coasters,trays - GRID ACA MAT 2PK, at Marks and Spencers
Manufacturer: Marks & Spencer

Pure Silk Satin Bow Tie, at Marks & Spencers
Smart and sophisticated, this pre-tied bow tie adds an elegant finishing touch. Made from luxurious pure silk

5 Older Girls' Pure Cotton Assorted Bikini Knickers, at Mark & Spensers
Practical and fashionable, this pack of 5 cotton knickers makes a great way to stock up on essential style

Self Stripe Pintuck 3/4 Sleeve Blouse, at Marks & Spensers
Elegant and stylish, this self stripe top features a striking pintuck detail for a fabulous feminine look

Stainless Steel Colander, at Marks & Spenser
Long handle Hook for hanging, Manufacturer: Marks & Spencer

Gold Plated Barrel Snake Necklace, at Mark's & Spencer
3 strand design Barrel feature Adjustable length Clasp fastening Necklace length 41cm, extendable by 8cm

Leather Square Buckle Prong Stitch Belt, at Mark & Spensers
This square buckle belt is ideal for wearing with casual styles

Artificial Orchid in Cylindrical Vase, at Marks & Spenser
Artificial orchid Cylindrical glass vase Height: 49cm, Manufacturer: Marks & Spencer

Sicilia Bianco 2007 - Case of 12, at Mark & Spensers
Style: Dry Grape variety: Mixed White Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.