M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Kitchen Butchers Block, at Mark's & Spencer
H90 x W55 x D60cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Wool Rich Slim Suit Trousers, at MarksandSpencer
These slim fit trousers are cut closer for a cleaner sharper silhouette. Designed in a contemporary style, they give a longer, leaner appearance and a flattering fit. These hardwearing wool rich trousers are ideal for sixth form wear

Per Una Essentials Modal Rich Pintuck Shorts, at Marks and Spencer
Feminine and delicate, these stylish shorts are made from a soft comfortable modal rich fabric. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Cotton Rich Stripe Brazilian Knickers, at Marks and Spencer
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim briefs are designed to make the most of your figure

Essential Suit Carrier, at Mark & Spensers
An essential bag for the business traveller, this practical space-saving carrier will keep your suits looking smart

Portfolio Lightweight Tulip Print Scarf, at M&S
Add a luxurious finishing touch to your look with this elegant tulip print scarf. The perfect accessory to this season's styles

2 Chopping Boards, at M&S
Small: L21 x W12.5cm Large: L41.5 x W25cm Hanging holes Coloured trim, Manufacturer: Marks & Spencer

Collezione Funnel Neck Zip Fastening Jacket, at Marks & Spencers
Casual and contemporary, this long sleeve jacket is inspired by Italian tailoring

Underwired Lace Strap Minimiser Bra, at Marks and Spencer
Reduce the visual size of your bust while maximising your support with the underwiring and added stretch of this attractive minimiser bra. A great option for everyday wear

Ruby Creamer & Sugar Bowl Set - Red, at Marks & Spencer
2 piece set Stripe design Sugar bowl H7 x diam 9.5cm Creamer H7.5 x diam 6cm, Manufacturer: Marks & Spencer

Les Closiers Châteauneuf-du-Pape 2007 - Case of 6, at Marks & Spenser
Style: Dry, full bodied Grape variety: Grenache, Syrah, Mourvdre, Cinsault, Counoise Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Piece Pure Cotton Stripe Polo Neck Outfit, at Marks and Spencer
Fun and practical, this cute 2-piece outfit features a "4" motif. It's made from soft cotton to keep him comfy

3 Wooden Photo Frames 20 x 25cm (8 x 10"), at Marks and Spencers
Set of 3 Rectangular frame Option to hang or stand H17 x W12cm Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Pure Cotton Water Repellent Hooded Parka, at MarksandSpencer
Relaxed and stylish, the parka has become a fashion essential. This easycare version is finished with a lined hood

Mother of Pearl Photo Frame 10 x 15cm (4 x 6''), at Marks and Spencer
Brushed metal texture Rectangle shape Aperture: 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

Pure Move DAB Digital Radio, at Marks & Spencer
Frequency ranges: DAB Band III 174-240 MHz, FM 87.5-108 MHz Audio power output: 1.8W RMS Input connectors: 5V DC power adaptor socket (230V supplied), 3.5 mm Aux-in, and Mini USB connector for software upgrades Output connectors: 3.5 mm stereo headphone output Controls: Power, Lock, Info, Preset, Navigator, DAB/FM and Menu LCD Display: Orange backlit LCD display with 16x2 characters, function icons (volume, battery life, time, EQ, signal strength, DAB/FM and stereo) and clock. Key-press activated backlight can also be set to 'always on' for optimum visibility or 'always off' for longer battery life Mains power supply: 230V AC to 5V (0.6A) DC external power adapter Battery power supply: ChargePAK-inside Li-ion 4200 mAh rechargeable battery provides over 40 hours of portable DAB listening Aerial: Recessed telescopic aerial supplied. Headphones act as an aerial when connected. (Headphones not supplied.) Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB RDS: RDS support for station name display on FM and RDS scrolling text 20 presets: 20 presets (10 DAB and 10 FM) Connection: Connect an iPod/MP3 player or portable CD Dimensions: W15 x H8.5 x D2.7cm Weight: 280g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Limited Collection Cat Print Top, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Autograph Pure Silk Multi Stripe Tie, at Marks & Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

2 Kitchen Hand Towels, at Marks and Spencer
Stripe design Pack of 2 Approx 50 x 70cm, Manufacturer: Marks & Spencer

XBOX 360® UEFA EURO 08 Game, at Marks and Spenser
Win UEFA EURO 2008 - Compete as one of 52 teams from qualification right through to a virtual reproduction of UEFA EURO 2008 in Austria and Switzerland Captain Your Country - Play as yourself on the same team with up to three friends, all playing individual positions on the pitch. Compete collaboratively to win games but compete against each other for the captaincy. Develop your player through eight status levels to earn the captaincy of your country and the right to lead your team Create Yourself - Play alongside your heroes by customizing yourself in game. Place your name on your jersey, then earn experience points to enhance your skills and reputation Battle of the Nations - Represent your country online against your rivals around the world to win global supremacy. Earn individual and team points. Think your nation is the best? Now you can prove it! EURO Online Knockout Draw- Battle gamers from other nations online in 16-team single elimination tournaments to gain points for your nation Enhanced Penalty Kicks - Experience the challenge of a penalty shoot-out as if you were on the pitch. Master your nerves to score the goal that puts your team in the UEFA EURO 2008 final Interactive Celebrations - Score a goal and then control your player's movements and actions to celebrate the way you want to Dynamic Rain and Mud - Winter weather from across Europe is authentically re-created to simulate real-world playing conditions. Experience driving rain that creates sloppy, muddy pitches which dramatically impacts passing and player performance Authentic Stadiums - Compete in all 8 official stadiums of UEFA EURO 2008 Team Managers - Watch reactions from team managers on the sideline as they shout encouragement or become disappointed in your team's performance

Blue Harbour Pure Cotton Grid Check Shirt, at Marks & Spencers
Get set for summer with this pure cotton grid check shirt. Team it with jeans and sandals for a laidback look

Stitch Detail Knee Length Pencil Skirt, at Marks and Spencer
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Portfolio Button Detail Wide Leg Trousers, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Flat Front Crease Resistant Puppytooth Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers

Orchard Fruits Pot Pourri Bag, at Marks and Spencers
Scented pot pourri 25 x 9cm, Manufacturer: Marks & Spencer

Thelema Shiraz 2004 - Case of 6, at Marks & Spensers
Style: Dry Grape variety: 100% Shiraz Country of origin: South Africa Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Embroidered Satin Rose Duvet Cover, at Marks and Spencer
Embroidered 3 dimensional rose design, Manufacturer: Marks & Spencer

Domaine de Fontsèque Corbières 2006 - Case of 6, at M & S
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Younger Boys' Skull & Check Belts, at Marks and Spencer
Fun and fashionable, these elasticated skull and check belts add a stylish finishing touch

Expecting a New Arrival Card, at Marks & Spencers
Cover text: Expecting a New Arrival Inside message: A very special gift is on its way to you! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spenser Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.