There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Ingredients Cocoa Bean Shower Gel, at Marks & Spencers
Cocoa bean fragrance 200ml

Blue Harbour Pure Lambswool Argyle V-Neck Jumper, at Marks n Spencer
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Griffin Wave Case for iPhone, at M&S
The unique wave-shaped closures on the sides make a design statement in style as well as functionality, in this protective case for iPhone. The overlapping curves of the closure provide maximum surface area to lock together securely. The included rigid screen protector defends your touchscreen, but allows complete control of your iPhone

Dualit Vario 4-Slice Toaster - Red, at Marks and Spenser
2200 watt 4 slice toaster Hand built in England as identified by the individual assemblers mark on the base plate Designed for use in commercial kitchens Patented, award-winning ProHeat elements Mechanical timer to control toasting Manually operated eject lever to keep items warm until needed Selector switch - use only the slots required Adjustable inner wire guard to grip toast Replaceable/ repairable parts Easy cleaning with a stainless steel cover High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Concealed crumb tray Adjustable rear foot Weight: 4.25 kg Dimensions: H22 x W46 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Plain Dye Bathmats, at M&S
Block colour design Bathmat: L75 x W50cm Pedestal mat: L50 x W50cm Shower mat: L50 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Underwired Broderie DD-G Bra, at Marks and Spencer
The perfect balance of elegance and comfort, a full cup and underwiring offers essential support while an embroidered design ensures a gorgeous appearance

Wooden Alphabet Frame, at MarksandSpencer
Suitable for ages 1-3 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Metallic Paisley Bow Tie, at Marks & Spencer
Crafted from luxurious silk, this elegant bow tie is a sophisticated choice for entering those black tie events in classic style

Pure Cotton Long Sleeve Travel Shirt, at Marks and Spencer
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Small Brunette Rag Doll, at Marks & Spencers
Not recommended for babies under 12 months Hair ribbon detail Frill dress Apple print design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una A-Line Applique Skirt, at Marks and Spencer
A fashionable a-line skirt featuring applique and bead detail

Cotton Rich Drawstring Velour Joggers, at Marks and Spenser
Relaxed and comfy, these casual joggers are made from soft fabric and feature drawstring fastening. A practical easycare choice

Hideaways - H/AWAY, at Marks & Spencer
Manufacturer: Marks & Spencer

2 Per Una Clover Embroidered Non-Padded Bras, at M & S
Elegant and feminine, this pack of 2 stylish bras feature stretch lace fabric and a clover embroidered design. It's underwired and structured for great support and an enhanced natural shape. Pretty everyday fashion

Bamboo Pumice Stone and Nail Brush, at Marks & Spencer
Pumice Stone Short bristle Wooden handle Rope detail

Blue Harbour Pure Cotton Plain Polo Shirt, at M&S
Casual and relaxed, this plain polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Little Adventurer Splash Bats, at Marks and Spenser
Suitable for ages 3-6 years Game for two players 2 splash bats and a ball This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Dry Creek Fumé Sauvignon Blanc 2007 - Case of 6, at Marks n Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: USA Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Machine Washable Diagonal Multi Stripe Tie, at Mark & Spensers
Combining machine washable convenience with a contemporary design, this stunning tie will make a valuable and versatile addition to your smart wardrobe

2 Cotton Rich Classic Plain Trunks, at M&S
Providing a trusty stable for your underwear drawer, these plain trunks combine all the comfort and reliability of pure cotton with a great value price

Celebrating 50 Years Together Happy Golden Anniversary Card, at Marks & Spensers
Inside Message: Blank for your own message Approx size: 220 x 220mm

Bring Your Own Whites Mix- Case of 12, at Mark's & Spencer
4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money. Aromas of citrus fruit and dried herbs are followed up by a dry, tangy palate and a soft-textured finish... 4 Sicilia Bianco 2007: Clean, fresh limey aromas with lively fruit on the palate. A really refreshing, fruit dry wine... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price ... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve Hood Padded Jacket, at Marks & Spencer
Fashionable and practical, this padded jacket is fully lined and features a tie waist belt. A comfortable, easycare style

Signature Lemongrass & Bamboo Burner & Refresher Oil, at Marks&Spencer
Lemongrass and bamboo fragrance 15ml, Manufacturer: Marks & Spencer

Light Up Fairy Wishes Card, at Marks and Spencer
Cover text: Birthday wishes Inside message: Have a very special day Approx. size: 215 mm x 150 mm

Urbino Corner Group, at Marks & Spencer
H92 x W260 x D102cm Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Perfect 125 Years Leather Classic Brogue Shoes, at Marks and Spencers
Pointed toe Punch feature Stitch detail 5 eyelets Lace-up Block heel

MoDA Carriages Bamboo Paper Blank Card, at M+S
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

Laser Cut Hearts Large Wedding Card, at Marks & Spencer
Cover text: Wedding Day Inside message: Blank for your own message Approx size: 220 x 220 mm

Long Sleeve Cowl Neck Jumper, at Marks and Spencers
Modern and stylish, this jumper is a versatile, easywear look.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.