Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Household Insurance than you will anywhere else, and you may even pay less with M&S.

Photographic Puppy Aunty Birthday Card, at M&S
Cover text: Aunty... Hope you have a relaxing birthday Inside message: Blank for your own message Approx size: 150 x 150 mm

2 Pairs of Plain Bodysensor™ School Tights, at Marks and Spencers
These amazing tights resist bobbling and will keep her cool when it's warm and warm when it's cool

Autograph Wool Blend Wide Leg Trousers with Cashmere, at Mark & Spencers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Ruffle Hipster Bikini Bottoms, at Marks & Spensers
Feminine and fashionable, these bikini bottoms are designed to fit and flatter. Make a splash!

Disney Winnie the Pooh Wrap Pack, at Mark & Spensers
2 sheets, 2 tags Each sheet: 495 x 695mm Tags: 80 x 55mm (folded) Disney

3 Pure Cotton Classic Marl Briefs, at MarksandSpencer
Easy to care for cotton and a classic cut ensures these comfy briefs are a staple part of any underwear drawer

Faux Pearl & Diamanté Duo Earrings, at Marks and Spencer
2 pairs Encrusted diamant pair Faux pearl pair Stud design earrings For hygiene reasons, refunds will only be given in accordance with your legal rights

Château La Roseraie Dumont 2007 - Case of 12, at Marks & Spenser
Style: Medium bodied Grape variety: Merlot & Cabernet Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Silk Textured Multi Stripe Tie, at Marks & Spensers
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

7 Pure Cotton Short Sleeve Assorted Bodysuits, at Mark's & Spencer
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

2 Pure Cotton Thomas & Friends T-Shirts, at Marks and Spencer
Fans of Thomas & Friends will love these cotton t-shirt featuring Thomas. A practical, easycare style

Floral Embroidered Table Runner, at Marks and Spencer
Floral embroidered design Tassel feature Dimensions: L230 x W33cm, Manufacturer: Marks & Spencer

Boy Washing Line with Teddy New Baby Card, at M+S
Cover text: Baby boy Congratulations Inside message: With love Approx size: Unfolded: 178 x 126mm

Per Una Leather Notched Belt, at Marks & Spencer
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Footglove™ Double Elastic Pumps, at Marks & Spencer
Square toe Cut out detail Double elastic bands Flats Slip on style Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8

Single Pleat Straight Leg Trousers with Wool, at M+S
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Pure Silk Woven Diagonal Stripe Tie, at M&S
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Padded Drawstring Waist Hooded Gilet, at M&S
Warm and cosy, this padded gilet features faux fur trim hood and a drawstring waist. A modern casual look

Pure Cotton Long Sleeve Little Miss Super Girls Top, at Marks and Spencer
Fans of Mr Men will love this short sleeve cotton t-shirt featuring Little Miss Super Girls. A practical, easycare style

Long Sleeve Ruched Stripe Cardigan, at Marks and Spencer
This casual cotton rich cardigan makes the perfect light extra layer. It features a stripe design for an extra stylish touch

Per Una Body Wash Con Amore, at Marks & Spensers
For use in the bath or shower Massage onto your damp skin and rinse off with warm water whilst relaxing 250ml

Pure Cotton Long Sleeve Mr Grumpy Pyjamas, at Marks & Spenser
Fun and fashionable, these pure cotton long sleeve mr grumpy pyjamas feature a motif print

Ultimate Pure Wool Flat Front Trousers, at M+S
aspirational copy

Post Surgery Rose Broderie Non-wired Lace Bra, at Marks&Spencer
Pretty and feminine, this non-wired rose embroidered bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Photo Frame with Mount 13 x 18cm (5 x 7"), at Marks and Spencer
Rectangular shape Removeable mount card H29 x W24cm Aperture: 5 x 7in, Manufacturer: Marks & Spencer

Autograph Weekend Cotton Rich Turn-Up Bootleg Denim Trousers, at Marks & Spencer
Modern and stylish, these turn-up bootleg trousers give a fashionable relaxed look. Casual dressing with a touch of luxury from Autograph Weekend

Adored Comfort Embroidered Orchid Full Briefs, at Marks and Spencers
Classic and elegant, these embroidered briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The low leg style gives a modern shapely fit. Feminine everyday lingerie

Widefit Knee High Wedge Heel Stretch Boots, at Marks n Spencer
Round toe Stretch design Stitch detail Knee high Wedge mid heel Heel height: 55mm Comes in sizes 3-8, including half size

Watercolour Floral Multipack of Easter Cards, at Marks & Spencer
Cover text: design 1: Happy Easter, design 2: Easter Wishes Inside message: All designs, blank for your own message 6 cards, 2 designs Approx size: 145 x 70mm

Airflex™ Wide Fit Leather Raised Tramline Lace Up Shoes, at Marks & Spenser
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort

Besides M & S Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.