M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or House Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services House Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Black Aluminium 16cm Saucepan, at Marks and Spencer
Non stick aluminium 1.4 lite capacity Triple layer non-stick coating for low fat cooking and easy cleaning Tempered glass lid for easy visibility Riveted handle Soft touch silicone handle for strength and durability Oven safe up to 180C/350F/Gas Mark 4, Manufacturer: Marks & Spencer

125 Years Luxury Pure Wool Single Breasted 3 Button Jacket, at Mark's & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Big & Tall Pure Cotton Spot Pyjamas, at M&S
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Valmont White 2008 - Case of 12, at Marks & Spenser
Style: Dry Grape variety: 50% Vermentino, 30% Chenin Blanc and 20% Sauvignon Blanc Country of origin: France Closure: Screw cap Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fishing Penguin Dad Birthday Card, at Marks and Spencer
Cover text: Dad, Relax, chill out and... ...Enjoy your birthday! Inside message: Have a really cool day Approx size: 215 x 150mm

Machine Washable Pluto Tie, at Marks and Spencer
No more trips to the drycleaners! This striped tie is machine washable

Strapless Stick on Bra, at Marks & Spencers
Thanks to these moulded cups, you can get discreet support - great for wearing with strapless or backless dresses and tops

Cotton Rich Long Sleeve Top, at Marks and Spencers
Chic and modern, this round neck top is made from stretch cotton for a flattering and fashionable fit

Digital Photo Frame with Detachable Keychain, at Marks & Spensers
Digital photo frame with detachable keychain and stand. Keep your favourite photographs with you. View your photographs individually or create a slideshow, you can also rotate and edit your photographs using your computer

Autograph Anti-Feathering Lipstick, at Marks and Spencer
Colour rich Anti-feathering Hypo-allergenic

Autograph Modal Vest, at Marks & Spenser
Ideal for layering, lounging or sleeping in, these comfortable, easy to care for vests are an essential part of any modern man's wardrobe

Autograph Pure Cashmere Cardigan, at Marks & Spencer
Elegant and feminine, this long sleeve cardigan is made from pure cashmere for the ultimate in softness. Exclusive, luxurious and beautiful

Per Una Pintuck Pocket Jacket, at Marks & Spencers
A sophisticated single breasted jacket with pocket detailing gives it the Per Una touch

Cotton Rich Cropped Denim Jeans, at Marks & Spensers
A wardrobe essential at a great price, these cropped jeans are outstanding value. Stock up on style!

Clos de Reynard 2006 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Easycare Long Sleeve Stripe Shirt, at Marks & Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

3 Pack Easy Short Sleeve Shirts, at Mark's & Spencer
Smart and stylish, this pack of 3 short sleeve easycare shirts is great value. An ideal choice for everyday wear

3 Cool & Fresh Pure Cotton Assorted Colour Trunks, at Marks and Spencers
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

Pure Cotton Cropped Denim Trousers with Belt, at Marks & Spencers
Fresh and fashionable, these cropped denim trousers look chic with wedges, sandals or flat pumps. Tie waist fastening adds an extra touch of style

Emily Chair, at Marks & Spencer
H100 x W80 x D103cm Seat H40cm, arm H53cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushions made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a natural finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Ingredients Lemon Sugar Body Scrub, at Marks n Spencer
Lemon fragrance Approx 200ml

Beaujolais 2008 - Case of 12, at Marks & Spencers
Style: Light bodied Grape variety: Gamay Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Balloon Sleeve Floral Print Tunic, at Mark's & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

7 Pairs of Freshfeet Days of the Week Socks with Silver Technology, at Marks and Spencers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Pastel Glitter Spots Roll Wrap, at Marks and Spenser
1 roll wrap Approx size: 150 x 70cm

Grandson's Favourite Things Birthday Card, at Marks and Spencers
Cover text: Happy Birthday Grandson Inside message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Knotted Slouch Bag, at Mark & Spensers
A casual vintage style pleated bag. Add a fabulously fashionable finish to your look!

Furry Eyebrows Birthday Card, at M&S
Inside message: Happy Birthday Approx size: 150 x 150mm

Autograph Pure Cotton 3 Piece Tank Top Outfit, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Nintendo DS™ Need for Speed: Undercover, at Marks and Spencers
Go Deep Undercover: Race into an action-packed story of pursuit and betrayal. Take on jobs and compete in races to prove yourself as you infiltrate and take down an international crime syndicate Highway Battle: Fight off the cops and others as you take down your prey in high-speed, high stake multi-car chases. New and vastly improved A.I. mechanics mean more aggressive and intelligent cops focused on taking you out fast and by any means necessary Own the Open World: Tear across the massive highway system and discover the open world of the Gulf Coast Tri-Cities area, with three unique cities connected by an extensive highway system Heroic Driving Engine: An all-new game engine lets you pull off amazing moves for the ultimate driving edge. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 12 years of age or over to purchase this product, Platforms: Nintendo DS, ESRB Rating: Teen

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.