Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Classic Cakes Cooking Book, at Marks and Spencers
Rejuvenate the art of baking classic cakes with this useful book, create delicious home baked cakes for your family to enjoy

Classic Collection Pure Cotton Crochet Neck Top, at Marks&Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features a crochet neck. A fashionable style with a comfortable, flattering fit

The Spy Who Loved Me DVD, at M&S
Rating Parental Guidance,

3 Pack Easycare Long Sleeve Shirts, at Marks and Spencer
Smart and stylish, this pack of 3 long sleeve easycare shirts is great value. An ideal choice for everyday wear

Per Una Longline Animal Print Top, at Marks and Spencers
A gorgeous animal print top featuring ruched neck and sleeve, lace detail makes it extra stylish

Brushstroke Print Scarf, at Marks and Spencer
Add a fashionable finishing touch to your look with this elegant brushstroke print scarf. The perfect accessory to this season's styles

2 Piece Pure Cotton Check Pinafore Outfit, at Marks and Spencer
A cute look in pure soft cotton, this coordinated outfit combines a top with check pinafore skirt. The pleat detail adds a pretty finishing touch

Silver Perfume Bottle Birthday Card, at Marks & Spencer
Cover Text: Gorgeous Girl Inside Message: Blank for your own message Approx size: 174 x 126mm

Caesar Salad, at Marks & Spensers
Serves 8 Ready to eat 800g As featured on page 26 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Ethnic Heart Drop Earrings, at Marks and Spencers
Hook fastening Drop style Heart pendant Ethnic design For hygiene reasons, refunds will only be given in accordance with your legal rights

Classic Collection Straight Leg Pull On Trousers, at M+S
Stylish and versatile, these straight leg trousers are smartly finished with a stitched crease and decorative fob. Dress them up or down with smart or casual tops in coordinating colours. Discreet elastication gives a perfect, comfortable fit.

Cotton Rich Lace Trim Brazilian Knickers, at Marks n Spencer
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim knickers are designed to make the most of your figure

Classic Collection Styled Bootleg Jeans, at M & S
Fashionable and flattering, these straight leg cotton rich jeans are made with added stretch for improved comfort, fit and shape retention

Oval Beads Stretch Bracelet, at Marks and Spenser
Chunky style Oval beads

Andante Square Dinner Plate, at Marks and Spencer
Ideal for everyday use, durable Square edge design Plain, Manufacturer: Marks & Spencer

Furry Eyebrows Birthday Card, at Mark's & Spencer
Inside message: Happy Birthday Approx size: 150 x 150mm

Autograph Pure Cashmere Stripe Hooded Cardigan, at M+S
Soft and snuggly, this practical pure cashmere hooded cardigan will keep her feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Girls' Limited Cotton Rich Button Detail Leggings, at Mark & Spencers
Soft, stretchy and comfy, these fashionable cotton rich leggings are a wardrobe essential

Crossover Strap Sandals, at Marks and Spenser
Crossover straps Stitch detail

Portfolio Short Sleeve Nehru Collar Blouse, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Collezione Luxury Wool Rich Twin Pleat Trousers with Cashmere, at Marks and Spencers
A fine pure wool provides the perfect complement to the smart design of these twin pleated trousers. Providing formal versatility, they're the perfect choice for the office or smart occasions

3 Pure Cotton Assorted Tatty Teddy Vests, at Marks & Spencers
Fun and fabulous, this 3 pack of cotton vests makes a great way to stock up on essential style

Non-Iron Stain Defence™ & Stormwear™ Zip Pocket Bootleg Trousers, at Mark & Spensers
Smart and modern, these easycare bootleg trousers are treated with our unique Stain Defence™ and Stormwear™ finishes, making them resistant to water and stains

The Edwardian Lady Calendar, at M&S
Approx. size: 225 x 390mm The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group

F100 Open Coil Memory Foam Coolmax° Mattress & Sprung Edge 1 Small & 1 Large Drawer Single Divan, at M&S
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 41.5cm Divan drawer sizes: 1 x small H15 x W40.5 x D53cm, 1 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Autograph Ultimate Volume Waterproof Mascara, at Marks and Spencer
Volumising formula Waterproof Lengthens lashes 6 ml

Pure Cotton Straight Leg Jeans with Belt, at M&S
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Indian Summer Pure Cotton Embroidered Runner, at Marks & Spencers
Dimensions: L230 x W33cm Leaf embroidered design, Manufacturer: Marks & Spencer

Autoritas Shiraz 2006 - Case of 6, at Marks & Spencers
Style: Dry, rich and fruity Grape variety: Shiraz (Syrah) Country of origin: Chile Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sicilia Bianco 2007 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Mixed White Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.