M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Longer Length Stain Defence™ Non-Iron Trousers With Stormwear™, at Marks & Spencers
These longer length trousers are treated with Stain Defence™ and Stormwear™ technology so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Contrast Trim Round Handle Umbrella, at Marks and Spencer
Brighten up rainy days with this stylish lightweight umbrella

2 Older Boys' Cotton Rich Mock Layer Pyjamas, at Marks and Spencers
Made from comfortable, breathable cotton, these mock layer pyjamas are outstanding value

Pure Silk Abstract Print Scarf, at Marks & Spencer
Add a luxurious finishing touch to your look with this elegant pure silk abstract print scarf. The perfect accessory to this season's styles

8 Cup Cafetiére, at M & S
8 cup capacity Glass container Interlaced metallic frame, Manufacturer: Marks & Spencer

Cut About Stripe Long Length Skirt, at MarksandSpencer
Elegant and feminine, this A line skirt features a cut about stripe print and panel design. Stylish, practical and fashionable

We're Going On A Bear Hunt, at Marks and Spencers
This worthy winner of the Smarties prize in 1989 is a timeless classic that is enjoyed by children of all ages. A journey through grass, a river, mud, and other obstacles leads to finding a bear!

Acetate Stripe Sunglasses, at Marks & Spencers
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Autograph Mineral Powder Eyeshadow, at Marks and Spencers
Hypoallergenic Fragrance and preservative free

Flat Front Wide Leg Trousers, at Marks & Spencer
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Black & Ivory Die Cut Rose Wedding Card, at Mark's & Spencer
Cover text: Wedding Inside message: Blank for your own message Approx size: 230 x 114mm

Adored Comfort Floral Embroidered Shorts, at M&S
Soft and pretty, these embroidered shorts are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The low leg style gives a modern shapely fit. Feminine everyday lingerie

Collezione Oval Face Roman Numeral Watch, at Marks and Spencer
Smart and sophisticated, this watch adds a touch of Italian inspired style. It features an adjustable leather strap

Panelled Herringbone Knee Length Skirt, at Mark's & Spencer
Elegant and feminine, this herringbone skirt makes a fashionable, flattering choice. A smart modern choice

3 Pairs of 60 Denier Opaque Tights, at Marks & Spencer
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Autograph Pure Cotton Wide Stripe Shirt, at M+S
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Wisteria Luggage Weekend Rollercase, at Marks & Spencers
Free 5 year guarantee Supported by sturdy wheels and a stand-alone feature, this rollercase is the ideal option for short trips away. It has dual packing compartments and a big 37 litre capacity

Per Una Pure Cotton Pleated Criss Cross Knitted Top, at Marks & Spenser
A gorgeous 3/4 sleeve knitted top in pure soft cotton. The pleated criss cross design gives it the Per Una touch

Linen Blend Aztec Embroidered Skirt, at Marks and Spencers
Long and elegant, this linen blend skirt is a stylish, versatile choice. A smart modern choice

Gold & Cream Car Wedding Card, at Marks & Spencer
Cover text reads: Just married Inside message: With love on your special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

The Top 100 Diet Secrets: 100 Ways to Lose Weight and Stay Slim Book, at Marks and Spencer
Have you struggled for years without managing to lose those all-important last few pounds? Do you ever look at a slim woman and wonder what her secret is? Have you ever thought that slim women might know something you don't...? Well, help is at hand, in the form of this pocket-sized book full of 100 diet secrets - packed with real info on the diets that actually work, and on specific foods, culinary herbs and supplements that will help you lose weight. "The Top 100 Diet Secrets" offers you a straightforward guide to the most effective ways of losing weight, from the importance of a low-carb, high-protein diet that is low in saturated fat, to explanations of nutritional concepts such as the Glycaemic Index and Glycaemic Load. Along the way are simple, helpful tips on every aspect of losing weight - from the truth about food combining, to useful exercise techniques, to why you should eat breakfast

Wide Strap Mules, at Marks and Spencer
Open toe Stitch detail Flat sole

Younger Boys' Thomas & Friends© Trolley Bag, at Marks n Spencer
A must-have for fans of Thomas & Friends, this extendable grip handle trolley bag features Thomas, the tank engine

Older Boys' Bart Simpson Mule Slippers, at M&S
Round toe Slip on Bart Simpson motif 'Bad boy' slogan THE SIMPSONS ™ & 2006 Twentieth Century Fox Film Corporation. All Rights Reserved

Animal Print Tankini Top, at Marks & Spenser
Feminine and pretty, this flattering tankini is designed in the latest shape. Make a splash!

Pop Star Girl Age 8 Birthday Card, at Marks & Spencers
Cover text: 8...happy birthday...to a real star! Inside message: Have a great day! Approx size: 174 x 126mm

Adored Jacquard Lace Trim High Leg Knickers, at Marks and Spencers
Elegant and stylish, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear

Rectangle Face Watch, at Marks and Spenser
Rectangle face Analogue Wind up mechanism Buckle fastening

Autograph Single Breasted 2 Button Black Stripe Jacket, at M&S
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Royal Jelly & Pure Honey Anti-Ageing Hand & Nail Cream, at M+S
Formulated to prevent age spots 150ml

There are lots of ways to save money using M&S Financial Services. Not least of these is M+S Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.