There are lots of ways to save money using M&S Money. Not least of these is Marks & Spenser Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks and Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

The Floral Collection Lavender Talcum Powder, at Marks and Spencers
200g Lavender fragrance Silky talcum powder

Pure Cotton Long Sleeve Hooded Ireland Top, at Marks & Spensers
Relaxed and comfortable, this fashionable long sleeve hooded top is made from soft cotton and features an embroidered Ireland motif. A practical easycare style

Sony Ericsson W350i - Vodafone Pay as you talk Mobile Phone, at M+S
A maximum of 2 phones per customer may be purchased Talk time: Up to 8 hours Stand-by time: Up to 360 hours Dimensions: 10.3 x 4.2 x 1.1cm Weight: 80g Bandwidth: 900/1800/1900 Standard features: Memory slot, memory card, Bluetooth, hands free, voice activated dialling, Triband, GPRS, organiser and alarm Special features: Active flip, downloadable realtones, data modem, voice memo recorder and webmail Fun features: 1.3MP camera, games, polyphonic ringtones and mp3 player Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Dualit Food Processor - Chrome, at M&S
Three long life stainless steel chopping blades with sure grip handles Fully adjustable slicing blade - 0.5mm to 7.5mm Reversible grating disc - 2.5mm and 4.5mm Reversible shredding disc - 1mm and 3mm Chipping disc - 8mm square x 8 chips Emulsifying disc (Edisc) Bakery grade dough blade Pulse setting Takes 3 different bowl sizes which fit inside each other, allowing you to start with the small bowl, then move on to the medium and large bowls with no washing up in between Every bowl is perfect for multiple tasks and includes a giant 3.25L sized bowl Non-slip suction feet and multiple safety interlocks Heavy duty induction motor with 12 year guarantee 1.5kW Dimensions: W21 x L25 x H42.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Heirloom Hoop Earrings, at M&S
Hook fastening Hoop style Assorted bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Large Tie Hanger, at Marks & Spencer
Keep your ties smartly stored with this large tie hanger. An essential part of any gentleman's wardrobe

Collezione Leather Luxury Holdall, at Marks & Spencer
Sophisticated and luxurious, this leather holdall is inspired by Italian style

Olivia Sunglasses, at M&S
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

M&S Breadmaker, at M+S
Loaf size 500 - 750g 600 watt Large LCD display with backlight Adjustable crust control: light, medium and dark 13 hour programmable delay timer 60 minutes keep warm function 12 digital program menus Non-slip feet Stainless steel Dishwasher safe, non-stick bread pan & kneading blades Dimensions: H29 x W34 x D31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Multiway Animal Print Push-Up Bra, at Marks & Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

5 Pairs of Assorted Marl Stripe Ankle High Socks, at Marks and Spencers
Perfect for everyday wear, these great value socks feature added stretch to provide a long lasting fit and comfort

Girls' Limited Pure Cotton Multi Stripe Dress, at Marks & Spencers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Long Sleeve Shirt Dress, at Marks and Spencer
Chic and stylish, this long sleeve shirt dress features neck and cuff button detail. A great choice for work or smart occasions and it's machine washable for added convenience

Per Una Ditsy Floral Drop Earrings, at Marks & Spencers
Hook fastening Drop style Ditsy floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

Total Support Floral Embroidered Non-Wired Bra, at Marks and Spenser
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Per Una Short Sleeve Balinese Tunic, at Marks and Spencer
A colourful printed tunic with a front and back v-neck featuring waist tie and comes with a camisole

Autograph Pure Cotton Stripe Trousers, at Marks & Spencers
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

°Climate Control Short Sleeve Crew Neck Thermal Vest, at Marks and Spencers
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology.

Buckle Front Slip On Mules, at Marks and Spenser
Buckle feature Flat sole Single strap

Total Support Lace Pattern Bra, at Marks & Spencers
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to extra wide back straps and wide shoulder straps

Malabar Side Table, at Marks and Spencers
H76 x W48 x D48cm 6 drawers Crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Fitted with antique-brass-effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Abalone Treasure Necklace, at Marks & Spencer
Adjustable length Clasp fastening Multi strand Abalone detail Necklace length 41cm

Silver Plated Shimmer Wave Drop Earrings, at Marks & Spensers
Hook fastening Drop style Faceted faux gemstones For hygiene reasons, refunds will only be given in accordance with your legal rights

M&S 800W Microwave, at Marks and Spencer
800W microwave power output 20-litre interior capacity 6 variable power levels, including defrost Heating category E (MAFF rating for cooking time) Dimensions: H26 x W45 x D36cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Blue Harbour Haritage Pure Cotton Stripe Shirt, at Marks & Spenser
These heritage inspired shirts are a wardrobe staple. The contrasting trims and button-down collar create a stylish, authentic look that's great for any occasion

Pure Cotton Cropped Cargo Trousers, at Marks & Spencer
Fresh and fashionable, these cotton trousers look chic with wedges, sandals or flat pumps. Multiple pockets add an extra touch of style

Rosina Large 2-Seater Occasional Sofa Bed, at Marks and Spencer
H85 x W196 x D97cm (opens to L233cm) Seat: H47cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Mattress: L180 x W130 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Handcrafted Laser Cut Doves Valentine Card, at Marks and Spencer
Cover text: LOVE Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 150 x 150mm

Hitch Blu-Ray DVD, at MarksandSpencer
Rating Suitable for 12 years and over,

My First Numbers & Textures Puzzles, at Mark's & Spencer
Suitable for age 0 - 3 years 10 puzzles in total 20 pieces 5 touchable textures Animal design Hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."