When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Faux Pearl Collar Necklace, at Marks and Spencer
Adjustable length Clasp fastening Multi strand Faux pearl design Necklace length: 30cm, extendable by 8cm

Autograph Stainless Steel Wine Cooler, at Marks & Spencers
Cylindrical shape Diameter: 12cm Height: 20cm, Manufacturer: Marks & Spencer

Animal Print Hipster Bikini Bottoms, at Marks and Spencers
Stylish and elegant, this fashionable bikini bottoms features a striking animal print. A fabulous fashionable look

5 Cotton Rich Plain Low Rise Bikini Knickers, at Marks and Spenser
These plain cotton rich bikini knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention. Pack includes both black and white

Burra Brook Cabernet Sauvignon 2007 - Case of 12, at Marks and Spencer
Style: Full-bodied Grape variety: Cabernet Sauvignon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Birthday Pants Card, at M+S
Cover text: Beautiful birthday Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Autograph Cotton Rich Knitted Dress and Tights Outfit, at Marks & Spencers
Practical and pretty, this cute knitted dress and tights 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

4 Terrace Mugs, at M&S
H11cm Set of 4 Pure white porcelain Suitable for everyday use, Manufacturer: Marks & Spencer

2 Maternity Woven Stripe Bras, at Marks&Spencer
Crafted from pure cotton to provide the essential comfort you need during and after your pregnancy. Wide adjustable straps and added stretch create a flattering shape while offering gentle support. This pack contains 1 white and 1 black bra

Autograph Swirl Humbug Bottle Vase, at Marks & Spencer
Narrow neck Swirl stripe design Narrow base, Manufacturer: Marks & Spencer

3/4 Sleeve Longline Bib Tunic, at Marks & Spencer
Pretty and feminine, this longline tunic is made from softly draping stretch viscose for a fluid look. The pleated front adds a fashionable finishing touch

Luxury Wrap Platinum Ring, at Mark's & Spencer
Platinum plated Diamant detail

Autograph Flat Front Straight Leg Trousers with Wool, at Mark & Spensers
Luxurious and contemporary, these smartly tailored straight leg trousers are part of our exclusive Autograph range

Limited Collection Pleated Tulip Skirt, at Mark & Spensers
Chic and stylish, this tulip skirt features pleated front and side pockets. A great choice for work or smart occasions and it's machine washable for added convenience

Ultimate Non-Iron Pure Cotton Long Sleeve Shirt, at Marks & Spensers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Rion Armchair, at Marks and Spencer
H85 x W77 x D90cm Seat: H45cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Back cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Styled Pin Dot Shorts, at Mark's & Spencer
Sleek and stylish, these soft stretchy shorts are finished with smooth flat edges, so there are no visible outlines under clothes. The close fit and shorts style give a modern, shapely look. Designed for a streamlined silhouette

Portfolio Geometric Print Bangle, at Marks and Spencer
Chunky style Geometric print

Graduation Owls Congratulations Card, at Marks and Spencer
Cover text: Congratulations on your Graduation Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Thomas and Friends: Sticker Scene Book, at Marks and Spencer
Join your favourite characters for some sticker scene fun! This title lets you use your imagination and lots of stickers to complete the scenes.

Pure Wool Pebble Rug, at Marks and Spencer
Rectangle shape Textured design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Filigree Design Sunglasses, at M+S
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Glass and Brass Table Lamp, at Marks & Spencer
Classic shade shape Diagnol stripes Contrast trim Brass stem Glass gem detail Round base H 50 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Oval Collection - Table Lamp, at Marks and Spenser
Oval shade and base Cylindrical stem Pull switch M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Etched Floral Padded Bra, at Mark's & Spencer
Fun and fabulous, this balcony bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Leather Fan Purse, at M+S
Flash your cash in style! Fashionable and functional, this leather fan purse features a stylish flat zip pull

3/4 Sleeve Single Button Cardigan with Wool, at MarksandSpencer
Soft and cosy, this cardigan features 3/4 length sleeves. Stylish, practical and fashionable

Per Una Pure Linen Katie Skirt, at Marks & Spensers
A stylish mid length skirt in pure cool linen featuring horizontal seam detail. Comes with the belt shown in the photograph

Classic Thinking of You Card, at Mark's & Spencer
Cover text: Thinking of You Inside message: During this difficult time Approx size: 175 x 127mm

Limited Collection Panel Clutch Bag, at M&S
Fashionable and fabulous, this panel clutch handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Mark & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.