There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Limited Collection Faux Snake Skin Cropped Leggings, at Marks and Spencers
Slim and stylish, these leggings give a sleek modern look. This pair sits below the waist and is cut to fit and flatter.The cropped length adds a fashionable update. Get the latest look!

Cotton Rich V-Neck Jumper, at Marks and Spencer
Smart and comfortable, this V-neck jumper is outstanding value. It's made from soft cotton with added stretch for improved fit, comfort and shape retention

Handcrafted Photographic Roses with Legs Card, at Marks and Spencer
Cover text: none Inside message: Happy Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

10 Print Your Own Pink Heart RSVP Cards, at Marks and Spencer
Pack of 10 Inside Message: Many thanks for your kind wedding invitation. Would be pleased to accept/cannot accept Approx size: 133 x 73mm The cards in this pack are made with material from FSC certified sustainable forests

Older Girls' Cotton Rich Fruit Print Crop Top & Shorts Set, at Marks and Spencer
This pretty matching set is soft, stretchy and comfortable to wear. The crop top makes a great way of getting girls used to the idea of wearing bras

Blue Dress Grandma Birthday Card, at Marks and Spencer
Cover text: Happy birthday to my wonderful Grandma Inside message: Blank for your own message Approx size: 178 x 126mm

Azure Breeze 100ml Eau De Toilette, at Marks & Spencer
100ml Eau de toilette

Pure Linen Palm Border Print Skirt, at Marks & Spencer
Fashionable and contemporary, this linen skirt is a look you'll love. A versatile, easywear look

Silver Plated Diamanté Heart Pendant Necklace, at Marks&Spencer
Clasp fastening Adjustable length Diamant detail Heart pendant Necklace length 88cm, extendable by 8cm

Set of 3 Rococo Style Photo Frames 5.1 x 7.6cm (2 x 3"), at M & S
Set of 3 Rococo style Option to stand or hang Dimensions: 5.1 x 7.6cm (2 x 3"), Manufacturer: Marks & Spencer

Maternity Leopard Print Cardigan, at Marks & Spencers
Elegant and sophisticated, this leopard print cardigan is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Older Girls' Canvas Trainers, at Marks and Spencer
Round toe Lace up Metallic finish Canvas design Flat sole

Autograph Wool Blend Multi Pocket Hooded Jacket, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Detroit Trunk Coffee & Side Table Set, at MarksandSpencer
Trunk coffee table: H50 x L100 x W55cm Side table: H56 x W50 x D50cm Top of coffee table opens to reveal storage Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen, Manufacturer: Marks & Spencer

Ceriso Spot Print Frill Trim Bikini Knickers, at Marks and Spencer
Fab and funky, these modern bikinis featurespot print and a bow detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Griffin Wave Case for iPod Touch, at M & S
The distinctive wave shape on the case defines elegant styling as well as unique functionality. Wave's overlapping curves of the closure provide increased surface area to lock together with greater security for your iPod. Included screen protector guards your screen, but allows complete access to your iPod clickwheel. Wave for iPod touch (2nd generation) includes protection for your multi-touch display

5 Older Girls' Pure Cotton Assorted Shorts, at Marks & Spensers
Cute and trendy, this pack of 5 cotton briefs makes a great way to stock up on essential style

Petite Cotton Rich Long Sleeve Shirt, at Marks and Spencer
Smart and stylish, this long sleeve shirt is made from stretch cotton for a flattering and fashionable fit. Specially designed and perfectly proportioned for the petite frame

Footglove™ Wide Fit Slingback Wedge Shoes, at M & S
Round toe Ruched detail Slingback style Buckle fastening Wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Coloured Glass Collection - Shallow Bowl, at Marks and Spencer
H9 x Diam 20.5cm Coloured glass, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve V-Neck Top & Floral Scarf, at Marks and Spencer
A stylish relaxed 3/4 length sleeve soft knit top featuring a floral scarf

2 Piece Pure Cotton Multi Pocket Dungaree Outfit, at Marks & Spencers
Fun and practical, this cute 2-piece dungaree outfit features a multi pocket detail. It's made from soft cotton to keep him comfy.

Perfect Twin Buckle Tote Bag, at Marks & Spencer
Add a shiny splash of colour and style to your work suits with this great value patent bag. The perfect mood lifter!

Fairtrade Curico Valley Shiraz 2008 - Case of 12, at Marks & Spencers
Style: Medium bodied Grape variety: Shiraz Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Authentic Woven Pure Cotton Assorted Boxers, at Mark & Spencers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

5 Pairs of 15 Denier Matt Ankle Highs, at Marks & Spencer
An M&S exclusive. Amazing yarn stops holes turning into ladders. Three way stretch gives a perfect fit. The comfort top is designed to keep them in place without leaving marks

Older Boys' Pure Cotton Bart Simpson Hat, at Mark & Spensers
A must-have for fans of The Simpsons, this contrast stitch detailed hat features Bart the popular character

Pure Silk Woven Multi Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Round Chopping Board, at Marks and Spencers
Recessed handles D3 x H3.5cm, Manufacturer: Marks & Spencer

Favourite Handbags Birthday Card, at Marks & Spencer
Cover text: You can never have too many handbags, Shopping bag, stylish bag, beach bag, casual bag, designer bag, disco bag, work bag, favourite bag Inside message: Happy Birthday Approx size: 230 x 114mm

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.