Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M&S Money financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Aigle Noir Limoux Chardonnay 2007 - Case of 6, at M+S
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Terrasota Rosé Rioja 2008 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Garnacha Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Sleeveless Knitted Waistcoat, at M & S
Casual and modern, this sleeveless waistcoat is made from pure natural cotton and features front pockets for a fashionable look

Whats My Word Card Game, at Mark's & Spencer
Number of players: 2+ teams, 6+ players Suitable for age 8+ Contains: 90 large game cards, instruction card, card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Slimline Plain Umbrella, at Marks & Spencers
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Blue Harbour Stormwear™ Pure Cotton Classic Jacket, at Marks and Spencer
A fashionable favourite, the classic jacket is given a modern update with contemporary styling

3 Pairs of Opaque Varied Stripe Knee High Socks, at Marks & Spensers
These varied stripe knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Snake Print Short Sleeve Kaftan, at Mark & Spensers
Modern and stylish, this fashionable kaftan features a striking snake print. The ultimate in poolside glamour

Die Cut 75th Birthday Card, at Marks & Spencer
Cover text: Congratulations you're 75 Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Glow Bead Drop Earrings, at Marks and Spencer
Drop style Hook fastening Mixed beads

The Floral Collection Lavender Moisture Rich Foaming Bath Essence, at Mark & Spencers
Lavender fragrance Foaming bath essence Moisture rich 500ml

Per Una Long Sleeve Knitted Top with Necklace, at Marks & Spensers
A relaxed long sleeve knitted top featuring a v-neck. Delicate necklace gives it the Per Una touch

Mum & Dad Glitter Text Anniversary Card, at Mark & Spencers
Cover text: Happy Anniversary Mum & Dad Inside message: Blank for your own message Approx size: 175mm x 125mm

Pure Cotton Quick Iron Dobby Stripe Shirt, at Marks and Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Long Sleeve Ruched Stripe Cardigan, at Marks & Spenser
This casual cotton rich cardigan makes the perfect light extra layer. It features a stripe design for an extra stylish touch

Autograph Leather Shopping Bag, at Marks and Spencers
Fashionable and practical, this leather shopping bag is a useful accessory with bags of style!

Karen Shoe Jewellery Holder, at Marks & Spenser
Shoe design Multiple hooks and hoops Corsage detail H9"

Pure Cotton Contrast Stitch Jeans with Belt, at Marks and Spencer
Contrast stitch gives these jeans a fun twist. A practical and fashionable style

Pure Cotton Camouflage Shorts with Belt, at Marks and Spencer
Relaxed and comfortable, these 3/4 length cotton shorts make a practical, fashionable choice

Ultimate Non Iron Long Sleeve Stripe Shirt, at Marks & Spensers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Signature Lemongrass & Bamboo Burner & Refresher Oil, at Marks and Spenser
Lemongrass and bamboo fragrance 15ml, Manufacturer: Marks & Spencer

Pink Embroidered Shoes Birthday Card, at Marks & Spensers
Cover text: With love on your birthday Inside message: Blank for your own message Approx size: 175 x 126mm

Watercolour Flowers Anniversary Card, at Marks and Spencer
Cover text: Happy Anniversary Inside message: With love Approx size: 175 mm x 125 mm

Perfect Fit Memory Foam Plunge Bra, at M+S
The Perfect Fit plunge bra offers the ultimate comfort fit with its specially developed cups that use memory foam technology. As it warms against your skin, this beautifully soft bra moulds to your body creating the perfect natural shape whilst providing comfort and support

Limited Collection Sequin Clutch Bag, at Marks&Spencer
Fashionable and fabulous, this clutch handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Low Rise Floral Lace Thong, at Marks & Spenser
Perfect for wearing under tight-fitting clothing, this lacy thong won't give you any visible panty lines. It's comfortable and flattering, and the low rise style is ideal for wearing under hipsters

Anti-Allergy All Season Duvet, at Marks & Spensers
Endorsed by the British Allergy Foundation Proven protection wash after wash Perfect for use with our range of anti allergy duvets, pillows and protectors Easycare fabric Available in 4 sizes, Manufacturer: Marks & Spencer

XBOX 360® LEGO® Indiana Jones™: The Original Adventures Game, at Marks and Spencers
Be Indiana Jones: Re-live his epic adventures in a humorous LEGO world based on the original trilogy of movies Explore and discover: Journey from the jungles of South America to the snowy mountaintops of India, all in search of ancient and powerful artefacts that you will use to solve puzzles Whip it! Use Indy's signature weapon to capture and disarm enemies, swing across gaps, activate levers, and interact with a world of LEGO objects and puzzles Pick your character: Choose from over 60 playable characters, each with a variety of unique abilities that you will use to help solve puzzles and battle enemies. Plus, play the villains and supporting characters You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Ingredients Coconut Shower Cream, at M+S
200ml Coconut

Classic Collection Herringbone Trousers, at Marks & Spencer
Smart and stylish, these straight leg trousers in traditional herringbone are finished with a stitched crease and decorative fob. They make the perfect match for blouses and knitwear in complementary colours. Discreet elastication gives a comfortable fit

Besides Mark & Spensers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.