There are lots of ways to save money using Marks & Spencers Money. Not least of these is M & S Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spensers insurance products in document format too.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

1001 Little Fashion Miracles by Caroline Jones, at Marks&Spencer
Everything you need to know on styling, accessorizing and shopping. It will help you look your best in all types of circumstances. It also illustrates how to choose fabrics and cuts that flatter your figure, how to get the perfect balance between under dressing and overdressing, and how to create a striking silhouette that looks elegant but not contrived

Floral Polka Dot Wedding Guest Book, at Marks and Spencer
Wedding guest book Gift box Guest book: H210 x W290mm Gift box: H225 x W305mm

Single Breasted 2 Button Jacket, at Marks and Spencers
A style classic at a great value price, updated with a modern cut and contemporary detailing

Pure Cotton Surf Scene Polo Shirt, at Mark & Spensers
A stylish smart-casual look, this short sleeve polo shirt in soft cotton features surf scene motif. Practical, comfortable and easycare

Autograph Eyeshadow Brush, at MarksandSpencer
Handmade Enables you to achieve a controlled light and even coverage

Volume & Lengthening Mascara, at Marks and Spencers
Volumises eyelashes Hypo-allergenic Lengthens lashes

Zip Folio Case, at Marks and Spencer
When you're on the move, make sure to keep your important documents in order with this smart looking folio

Blue Harbour Long Sleeve V-Neck Fleece Top, at Marks and Spencer
Relaxed and cosy, this long sleeve v-neck fleece top is outstanding value!

16-Piece Soho Cutlery Set, at Marks & Spenser
16 piece set Includes 4 forks, 4 knives, 4 dessert spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection V-Neck Knitted Cardigan, at Mark's & Spencer
Soft and comfortable, this knitted cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Forerib of Beef with Horseradish Butter, at Marks & Spencer
Serves 7-9 Ready to cook Suitable for freezing 1.9kg As featured on page 34 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Star Print Round Handle Umbrella, at Marks & Spensers
Brighten up rainy days with this stylish lightweight umbrella

Big & Tall Flat Front Ribbed Trousers, at Marks and Spenser
The perfect choice for colder days, these smart trousers are made from warm, hardwearing fabric. Perfectly proportioned for big and tall men

Langhe Arneis 2007 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Arneis Country of origin: Italy Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Floral Embroidered Ballet Slippers, at Marks & Spenser
Relax in style in these comfortable, hardwearing ballet slippers featuring floral embroidered design. Machine washable for added convenience

Patch Jacquard Throw, at Marks and Spencer
Jacquard design Tasselled trim, Manufacturer: Marks & Spencer

Per Una Square Neck Floral Top, at Marks & Spensers
A casual square neck top in a soft cotton blend, the floral neckline gives it the Per Una touch

Honey Tree Cabernet Merlot 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Cabernet Sauvignon & Merlot Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Shopper Bag with Scarf, at Marks and Spencer
Fashionable and practical, this shopper bag features a colourful scarf. It's easy to carry and there's lots of room for all the essentials

Soft Grip Pasta Server, at M & S
Hole in handle for hanging storage Soft grip handle, Manufacturer: Marks & Spencer

Multi Strand Twist Design Necklace, at Marks and Spencers
Clasp fastening Adjustable length Multi strand style Twist design Length: 91cm

Handy Manny Activity Library, at Marks and Spencer
These little books are the perfect introduction to first words, numbers, shapes and colours. When children have finished reading the books, they can flip them over and put together the delightful puzzle picture of Manny and his trusty tools!

Formula Revival Cosmetox Day Cream with SPF 15, at Marks & Spensers
Proven results after 4 weeks Hypoallergenic Includes: SPF 15 Matrixyl™ - a natural peptide to rejuvenate skin and leave facial wrinkles diminished Argireline™ - a protein that discourages muscle contraction to prevent the formation of wrinkles Ceramide to smooth the complexion 50ml

Sprung-Edge 4-Drawer Divan & Autograph M500 Zip & Link Mattress, at M+S
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer size: 4 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm (has 2 large right- or left-hand drawers) Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Pure Cotton Unisex Jumper, at M&S
Smart and comfortable, this V-neck jumper is outstanding value. It's made from pure soft cotton, a natural choice for everyday wear

Per Una 3/4 Sleeve Drawstring Tunic, at Marks and Spenser
A stylish longline tunic featuring floral and sequin design, finished with a drawstring waist

Paint Pot Birthday Card, at Marks & Spenser
Cover text: Happy Birthday Inside message: blank for your own message Approx size: 178 x 126mm

Mens Leather Casual Jeans Belt, at Mark & Spencers
Smart and easy to wear, this casual belt is a fantastic partner for your favourite jeans and chinos

Silver Tree Shiraz 2007 - Case of 6, at Mark & Spensers
Style: Full bodied Grape variety: Shiraz Country of origin: South Africa Closure: Natural Cork Suitable for vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Plain Cropped Trousers, at M+S
Elegant and sophisticated, these cotton mid calf length trousers are tailored for a chic contemporary look

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.