M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Limited Collection Etched Floral Balcony Bra, at Marks and Spencer
Fun and fabulous, this bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Mamma Mia! DVD, at Marks & Spencer
Rating Parental Guidance,

Cascabel Tempranillo Graciano 2006 - Case of 6, at Marks and Spenser
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cracked Shell Heart Necklace, at Mark & Spensers
Multi-strand design Cracked shell heart design Adjustable length Clasp fastening Necklace length 43cm, extendable by 7cm

Wedding Rings Wedding Card, at Mark & Spensers
Cover text: On Your Wedding Day Inside message: Blank for your own message Approx size: 230 x 114mm

Total Support Cotton Rich Embroidered Swirl Bra, at Mark & Spencers
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Blue Harbour Pure Cotton Short Sleeve Shirt, at Marks and Spencers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

De Saint Gall Blanc de Blancs Premier Cru Brut Champagne - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Masquerade Stretch Bracelet, at Marks and Spencers
Wide style Marble stone effect Chunky design Stretch fit

Walkmates Sporty Riptape Trainers, at MarksandSpencer
Click here for more information on Walkmates shoes Double riptape fastening Round toe Contrast stitch detail

Platinum Plated Princess Eternity Ring, at Marks&Spencer
Platinum plated Diamant detail

2 Younger Girls' Pure Cotton Ballerina Pyjamas, at Marks and Spencer
Cute and comfy, these pure cotton pyjamas are outstanding value

Per Una Pure Linen Multi Panel Skirt, at MarksandSpencer
A sophisticated mid calf length skirt in pure linen featuring a taped seam detail with zig zag stitching

Music Keyring, at M & S
You'll never lose your keys again with this eye-catching keyring and it's music design

Perfect Autograph Silk Rich Pleated Shorts, at Marks and Spencer
Enjoy the luxurious feel of soft, smooth silk next to your skin. The moulded, padded bra gives a perfect shape while the matching shorts are effortlessly elegant

Limited Collection Rio Cluster Pendant Necklace, at Mark's & Spencer
Clasp fastening Adjustable length Rio cluster pendant Necklace length 84cm, extendable by 8cm

Maternity Open Front Jersey Cardigan, at M&S
Smart and stylish, this jersey cardigan is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Woven Silk Battersea Stripe Pattern Tie with Stain Defence™, at Marks and Spencer
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Botanic Wallpaper, at Marks & Spencers
Textured wallpaper Offset pattern repeat 64cm - The design elements in the pattern run diagonally across the wall, so only alternating rolls should be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here to view our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Autograph Wool Rich Flat Front Trousers, at Marks and Spencer
Fashionable and contemporary, these wool rich trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Autograph Pure Cotton Lace Cardigan, at Marks & Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Floral & Feather Occasion Hat, at Marks&Spencer
Sophisticated and elegant, this occasion hat features a glamorous flower and feather trim. Sure to turn heads at stylish summer events!

Nuits-Saint-Georges 2006 - Case of 6, at M+S
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Leather Shopping Bag, at Marks & Spencer
Fashionable and environmentally conscious, this Autograph shopping bag makes a great alternative to plastic carriers

2'' Longer Plain Button-Down Shirt, at M+S
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

The Edwardian Lady Desk Calendar, at Marks and Spencers
Approx. size: 155 x 180 mm The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group

Abbot Chair, at Marks & Spencer
H78 x W76 x D78cm Seat H43cm, arm H71cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Block Stripe T-Shirt, at Marks and Spencer
Fashionable and relaxed, this block stripe t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Oval Droplet Chandelier, at Marks and Spenser
Cylinder Droplet design Steel rim H80 x W82 x D28cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Sheer & Opaque Minimiser Bras, at Marks & Spencer
This gorgeous bra provides essential support for the fuller bust with a full cup and underwiring, while the minimiser design helps create a smoother, shapelier silhouette

Besides M&S Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.