M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M+S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Lift The Flap Teddy Hunt Book, at Marks and Spencers
The picnic is ready but where is Spencer Bear? Young children will enjoy lifting the big flaps & the rhymes on each page

Black Flock Son 18th Birthday Card, at Marks & Spenser
Cover text: Happy 18th birthday son Inside message: Wishing you a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

Autograph Pure Silk Sprig Tie, at Marks & Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Hooded Check Design Coat with Wool, at Marks & Spencer
Fashionable and practical, this hooded coat is fully lined and features check design. A comfortable, easycare style

Short Sleeve Open Front Cardigan, at Marks and Spencer
Elegant and stylish, this short sleeve cardigan is a modern style essential

Photographic Roses Wife Anniversary Card, at Marks and Spencer
Cover text: To my gorgeous Wife Inside message: All I'll ever want is just to be with you, Happy anniversary Approx size: Unfolded: 176 x 126mm

Maxim Champagne Flute, at Marks and Spenser
Tinted glass Slim stem H23cm 18cl, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Washed Check Shirt, at Marks & Spensers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

2 Pure Cotton Plain Knee Length Shorts, at Marks & Spencers
Casual and comfortable, these cotton shorts feature a drawstring waist and 2 side pockets. A great value pack

Autograph Sport Body Spray, at Marks & Spencer
Deodorising body spray 150ml This product is not available for international delivery. Find out more

Dogtooth Print Crook Umbrella, at Marks & Spencers
Brighten up rainy days with this stylish lightweight umbrella

Oxford Toe Cap Brogue Shoes, at Marks and Spencers
Round toe Punch apron detail Toe cap design Lace up Block heel

Stir-Fry Pan, at M&S
Non-stick interior Even heat distribution Dishwasher safe Diam: 28cm, Manufacturer: Marks & Spencer

3 Button Pindot Stripe Bootleg Trousers, at M&S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Limited Collection Vintage Charm Bracelet, at Marks and Spencer
Clasp fastening Adjustable length Mixed charms

Double Breasted Chunky Knitted Cardigan, at Marks and Spencer
Fashionable and flattering, this cardigan features front pockets. A glamorous modern look

Craggy Range Single Vineyard Te Kahu 2005 - Case of 6, at M&S
Style: Dry, full bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: New Zealand Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle 10.5 Alcohol units per 125ml 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve Funnel Neck Zip-Up Tracksuit Jacket, at Marks & Spenser
Stylish and practical, this warm and cosy zip-up tracksuit jacket is ideal for workouts or relaxed casualwear

Domaine de Fontsèque Corbières 2006 - Case of 6, at M & S
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Burra Brook Shiraz 2007 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

High Impact Padded Crop Top, at Marks&Spencer
Comfortable and secure, this padded sports bra gives firm, gentle support for active wear

3 Pure Cotton Frill Knickers, at Marks & Spencers
Brighten up her underwear drawer with this great value set of comfortable and pretty briefs

Coupe Side Plate, at Marks and Spenser
Suitable for everyday use Versatile fine dining range Makes an ideal gift Pure white porcelain Diam 23cm, Manufacturer: Marks & Spencer

St Chinian Syrah des Garrigues 2005 - Case of 6, at MarksandSpencer
Style: Full bodied Grape variety: Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Easycare Short Sleeve Narrow Stripe Shirt, at M&S
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Nutcracker, at M&S
Metallic finish Hinged, Manufacturer: Marks & Spencer

Formula Revival Double Action Eye Make Up Remover, at Marks & Spencers
Pommegranate and cactus to soothe Pro-vitamin 5 to moisturise and condition Removes even mascara Dramatic results

Sapporo Nest of Coffee Tables, at M+S
H45 x W100 x D52cm (largest table) Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Non-Iron Short Sleeve Shirts, at Marks & Spensers
This pack of 3 shirts is great value. A practical and convenient choice, they're easycare and non-iron to save you time. Taped reinforced seams give a smooth neat look

Patent Double Buckle Trouser Shoes, at M & S
Round toe Centre stitch detail Double buckle fastening Mid heel Comes in sizes 3-8, including half sizes

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.