Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct House Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Leather Cross Body Buckle Bag, at Marks and Spencer
Luxurious and beautiful, this cross body handbag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

Perfect 7 Pairs of FreshFeet Contrast Socks with Silver Technology, at M+S
The original and best. The silver technology in these socks keeps them fresh and odour-free for the lifetime of the sock (which is quite a while, thanks to their reinforced heel and toe)

Windsor Bedstead, at Marks & Spencer
Headboard H112cm Endboard H73cm Underbed H26cm Single: L206 x W105cm Double: L206 x W152cm 5ft: L216 x W167cm Mattress sold separately Made from from solid pine Finished with low sheen lacquer for added durability Delivered flatpack due to size Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Modal Blend Padded Bra, at Marks & Spenser
Fun and fabulous, this modal blend bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Instant Shoe Shine, at Mark's & Spencer
Convenient, quick and easy, this handy shoe shine works on any colour to give a polished look in an instant

Sony Bravia 37'' KDL-37S5500 HD Ready LCD TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 37 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 33000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W99.6 x H66.3 x D25.9cm, without table stand: W99.6 x H61.2 x D10.9cm Weight: weight inc. stand 19kg, weight without stand 17kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sleeveless Bow Vest, at Marks & Spenser
The scoop neck is a key detail this season. This soft cotton top makes a stylish way to get the look

Classic Collection Short Sleeve Floral Print Nightdress, at Marks and Spencers
Fresh and feminine, this nightdress is comfortable to sleep in and features pretty lace detail

Leather Cross Body Bag, at Marks & Spencer
Both understated and useful, this cross body bag has lots of pockets to securely hold your must-have essentials

Per Una 3/4 Sleeve Frill Neck Jersey Top, at Marks & Spencers
A stylish 3/4 sleeve jersey top in textured fabric featuring frill neck detail

Autograph Pure Cotton Floral Dress with Tights, at Marks and Spencers
Practical and pretty, this cute dress and tights are made from soft cotton fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

The Top 100 Diet Secrets: 100 Ways to Lose Weight and Stay Slim Book, at Marks&Spencer
Have you struggled for years without managing to lose those all-important last few pounds? Do you ever look at a slim woman and wonder what her secret is? Have you ever thought that slim women might know something you don't...? Well, help is at hand, in the form of this pocket-sized book full of 100 diet secrets - packed with real info on the diets that actually work, and on specific foods, culinary herbs and supplements that will help you lose weight. "The Top 100 Diet Secrets" offers you a straightforward guide to the most effective ways of losing weight, from the importance of a low-carb, high-protein diet that is low in saturated fat, to explanations of nutritional concepts such as the Glycaemic Index and Glycaemic Load. Along the way are simple, helpful tips on every aspect of losing weight - from the truth about food combining, to useful exercise techniques, to why you should eat breakfast

Two Dozen Metre-Long Premium FreedomŽ Roses, at Marks and Spenser
The ultimate in romantic luxury, make an impression they'll never forget this Valentine's with two-dozen long-stem premium roses. In deep shades of vibrant red, these stunning Freedom roses are cut to approximately a metre in length to create a deluxe bouquet that's simply unforgettable

Lacqured Wood Photo Frame 13 x 18cm (5 x 7''), at Marks&Spencer
Narrow border Removeable mount card Aperture: 13 x 18cm (5 x 7'') Dimensions: W24.5 x H29.5 x D2.5cm, Manufacturer: Marks & Spencer

Autograph Essentials Short Sleeve Ribbed Jacket, at Marks and Spencer
Chic and stylish, this single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions. Exclusive, luxurious and beautiful

8GB Apple iPod nano - Latest Generation, at Marks & Spencers
Holds up to 2,000 songs, 8 hours of video, 7,000 photos, or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Shake iPod nano to shuffle your music Cover Flow - turn it on its side to flip through album art Watch movies, TV shows, and video Curved, anodized aluminum and curved glass design 2-inch (diagonal) color LCD display with LED backlight. 320 by 240 pixels at 204 ppi Tilt, move, and play accelerometer-inspired games (games available separately) Dimensions: H9 x W3.9 x D0.6cm Weight: 36.8g Built-in rechargeable lithium ion battery capable of up to 24 hours of audio playback and up to 4 hours of video playback Spoken menus allow listeners to hear many of the names of menus, song titles, and artists without viewing the screen A high-resolution LCD display with adjustable contrast and backlight settings makes it easier to read in low light For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later In the box: iPod Nano, Earphones, USB cable, dock adapter TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una Styled Harem Folk Print Padded Bra, at M&S
Feminine and delicate, this stylish bra features a harem folk print and is finished with a lace detail. Soft padding and underwiring give support and a flattering natural shape. Pretty everyday fashion

Pure Cotton Stripe Hooded Cardigan, at Marks and Spencer
Soft and comfy, this stripe hooded cardigan is made from pure cotton and features a zip fastening. A fashionable easycare style

Oscar Wardrobe, at Mark's & Spencer
H180 x W96 x D55cm 1 drawer Hanging rail and 2 shelves Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gardening Collection Books, at Marks and Spencer
This collection includes three great gardening books (Small Gardens, Pots & Containers, A Year in your Garden), a Planning your Gardening Year poster and a handy notebook

Philips HP6379 Bikini Trimmer, at Mark & Spensers
Wet and dry use: In and out of the shower Hygienic protection: Silver ion comb for hygienic protection Rechargable Charge lasts up to 60 minutes Precise and gentle trimmer Hygienic trimming comb Extra smooth and safe shaver Epilator removes hair for weeks Eyebrow and detail trimmer Eyebrow and detail comb

Short Sleeve Cable Knitted Longline Jumper, at Marks n Spencer
Elegant and feminine, this dress features cable knit design. Stylish, practical and fashionable

DeLonghi Espresso Icona ECO310R Coffee Maker, at Marks & Spensers
High performance 15 bar pump pressure Stylish scarlet red high gloss finish Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Includes free illy pods Built in tamper and incorporated crema device for perfect crema Removable 1 litre water tank Built to accommodate either 2 full sized cappuccinos cups or espresso cups Stainless steel removable drip tray Separate coffee and steam boiler for faster use and optimum temperature control Adjustable steam emission Cup warmer Easy to use - 3 button operation Measuring spoon Dimensions: H38 x W29 x D34cm Boxed-product Weight: 6 Kg, Manufacturer: Marks & Spencer

Spot Print Mesh Push Up Bra, at Marks and Spencer
Flattering and comfortable, this push-up bra is designed to give a fuller uplifted shape and enhanced cleavage

Bow Design Headband, at Marks & Spenser
Dress up those tresses in fabulous style with this cute bow headband

Land of My Fathers CD, at Marks and Spencers
Audio CD, Marks & Spencer

Portfolio Pure Cotton Broderie Tunic, at Marks & Spenser
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Pure Cotton Long Sleeve Stripe T-Shirt, at Mark & Spensers
Fun and comfy, this practical pure cotton stripe t-shirt features an embroidered face motif. The shoulder poppers make it easier to dress him

Collezione Pure Silk Diamond Pattern Tie, at Marks and Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Collezione Wool Rich Single Breasted 3 Button Stripe Jacket, at Marks and Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.