Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Limited Collection Sleeveless Pintuck Top, at M&S
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Per Una Long Sleeve Dip Dye Cardigan, at M&S
A stylish long sleeve cardigan featuring a dip dyed design and twin front pockets

Print Your Own Wedding Stationery: Cream & Black Wedding Invitations, at M+S
Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

Classic Collection Straight Leg Trousers, at Marks & Spenser
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Lichfield 3-Door Sideboard, at Marks & Spencers
H83 x W160 x D50cm One interior shelf Cutlery tray in central drawer Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mother's Day Paint Your Own Flowerpot, at Marks and Spencer
1 ceramic pot 6 paint pots 1 paintbrush 1 instruction leaflet Approx size: H120 x D140mm

Autograph Luxury Long Sleeve Variegated Cuff Shirt, at Marks & Spencers
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Per Una Stripe Print Chiffon Dress, at M & S
An elegant sleeveless chiffon dress, featuring empire line and stripe design

Cotton Rich Total Support Swirl Embroidered Bra, at Marks & Spencers
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to extra wide back straps and wide shoulder straps

Portfolio Balloon Sleeve Floral Print Tunic, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Pure Cotton Short Sleeve Love Music T-Shirt, at MarksandSpencer
A motif design adds a fashionable touch to this pure soft cotton top

125 Years 2 Storage Containers Set, at Marks and Spenser
Set of 2 Jelly design 'Marks & Spencer the Milk is in the mix' slogan, Manufacturer: Marks & Spencer

Seam Detail Bootleg Trousers, at Marks and Spenser
These bootlegs are designed to skim the hips and thighs and gently flare to give a flattering long-legged look. Practical as well as stylish, they're machine washable for added convenience

2 Per Una Clover Embroidered GG-J Bras, at Marks and Spencer
Fresh and feminine, these bras are beautifully embellished with clover embroidery. They're underwired and structured to give great support and a natural uplifted shape. Pretty everyday fashion

Compact Umbrella with Built In Light, at M & S
Lightweight and easy to carry, this slimline umbrella provides you with effective protection from those sudden downpours and even has a built in light for those dark nights

2 Total Support Plain Full Cup Bras, at Marks & Spenser
Soft and comfortable, these non-wired bras give all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. They are secure but gentle and lightweight, an ideal choice for everyday wear

2 Older Girls' Pure Cotton Crop Tops, at Marks & Spencer
Cute and comfortable and soft and stretchy, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Pure Cotton Hooded Stripe Polo Shirt, at Mark's & Spencer
A stylish smart-casual look, this long sleeve hooded polo shirt in soft cotton features a stripe design. Practical, comfortable and easycare

Bow Detail Mid Heel Ankle Boots, at Marks & Spencers
Almond toe Stitch and bow detail Zip fastening Block mid heel Heel height: 69mm Comes in sizes 3-8, including half size

Prosecco & Chocolates, at Marks & Spensers
Prosecco Raboso Ros Cocoa dusted Belgian Truffles (140g) Presentation box Glass not included Price includes delivery Available for delivery from 1st April to 30th June 2009 Looking to place a corporate bulk order? Please call 0845 6020602 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Easycare Short Sleeve Blouses, at M+S
This 3 pack of easycare short sleeve blouses is outstanding value. Reinforced seams give extra strength and durability

Rainbow Stretch Bracelet, at Marks & Spenser
Mixed bead design Stretch style

4 Linen Mugs - Sage, at Marks & Spenser
Set of 4 H 11cm Linen floral print, Manufacturer: Marks & Spencer

8GB Apple iPod nano - Latest Generation, at Marks and Spencer
Holds up to 2,000 songs, 8 hours of video, 7,000 photos, or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Shake iPod nano to shuffle your music Cover Flow - turn it on its side to flip through album art Watch movies, TV shows, and video Curved, anodized aluminum and curved glass design 2-inch (diagonal) color LCD display with LED backlight. 320 by 240 pixels at 204 ppi Tilt, move, and play accelerometer-inspired games (games available separately) Dimensions: H9 x W3.9 x D0.6cm Weight: 36.8g Built-in rechargeable lithium ion battery capable of up to 24 hours of audio playback and up to 4 hours of video playback Spoken menus allow listeners to hear many of the names of menus, song titles, and artists without viewing the screen A high-resolution LCD display with adjustable contrast and backlight settings makes it easier to read in low light For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later In the box: iPod Nano, Earphones, USB cable, dock adapter TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Canon Digital IXUS 95 IS Digital Camera, at MarksandSpencer
Pixels: 10.0 megapixels Zoom: 3.0x optical zoom, 4x digital zoom with optical Image Stabilizer Screen: 2.5 PureColor LCD II ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W88.5 x H54.8 x D21.8 mm Weight: 120g VGA Movies: Supplement your still images with fun 30fps VGA movie clips. A Long Play mode lets you store twice as much footage on the camera's memory card Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Richly detailed, cleaner images, even at high ISO speeds, are the result of advanced Noise Reduction Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting i-Contrast: i-Contrast analyses a scene during shooting or playback, then boosts brightness in dark areas without blowing out light areas. This helps uncover previously hidden detail in the shadow areas of an image System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Autograph Pure Cashmere Crew Neck Cardigan, at Marks & Spensers
Sophisticated and modern, this crew neck cardigan is made from pure cashmere for the ultimate in luxurious softness

Marlow 6-Drawer Chest, at Marks and Spencer
H118 x W46 x D43cm Crafted predominantly from solid pine and fibreboard Delivered fully assembled This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rock Around The Clock CD, at Marks and Spencers
Audio CD, Marks & Spencer

3 Pairs of Wool Blend Easy Grip Socks, at Marks and Spencer
A wool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Perfect Ankle Length Cotton Rich Leggings, at Marks&Spencer
Leggings are still going strong this autumn. These are made from extra soft, breathable cotton, perfect for everyday wear

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.