Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Lavender Scented Spheres, at Marks & Spencer
Lavender fragrance Assorted decorative fragranced spheres, Manufacturer: Marks & Spencer

Enclos Des Pins Chardonnay 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Freshfeet Window Pane Check Slippers, at Marks and Spencer
Round toe Window pane check design Flat sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

Pinot Grigio Pfalz Qualitätswein 2007 - Case of 12, at Marks & Spencer
Style: Dry, light to medium bodied Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Germany Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ultimate Non-Iron Pure Cotton Long Sleeve Shirt, at Marks and Spencers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Fine Ribbed Table Runner, at Marks & Spencer
Give your table understated elegance with this simple ribbed runner. A perfect dressing item for in between meals, it will add a splash of colour without looking obtrusive

Suede Tramline Shoes, at MarksandSpencer
Square toe Tramline feature Stitch detail Lace up Flat

School Riptape Plimsolls, at Marks and Spencers
Riptape fastening Ribbed flat sole Round toe

Perfect Autograph Silk Rich Pleated Thong, at Marks and Spencer
Glamorous and sophisticated, this figure-hugging string is made from a luxurious silk mix fabric and finished with scallop trim. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Per Una 3 Piece 3/4 Sleeve Botanical Bolero Set, at Marks and Spencer
A modern 3/4 length sleeve 3 piece set featuring a floral printed top, plain inner camisole with lace trim and a tie front bolero

Knitted Speckled Waterfall Wrap, at MarksandSpencer
Keep warm without compromising on style! This fashionable waterfall style wrap feels soft and cosy and makes a great way to add an extra layer

Cross Dye Stitch Detail Cushion, at Marks and Spencers
Square shape Stitch detail Interlined Dimension: L45 x W45cm, Manufacturer: Marks & Spencer

Per Una Eau De Toilette Limited Edition Spray, at M&S
Clear bottle with Per Una floral print Floral and fruity fragrance 50ml This product is not available for international delivery. Find out more

The Mummy Blu-ray DVD, at Mark & Spencers
Rating Suitable for 15 years and over,

Royal Jelly & Pure Honey Anti-Ageing Hand & Nail Cream, at Marks and Spenser
Formulated to prevent age spots 150ml

Sterling Silver Twist Pendant, at M+S
Twist design Fine chain Length: 41cm This product is not available for international delivery. Find out more

Portfolio Wrap Tie Cardigan, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Per Una Rainbow Heart Embroidered Pyjamas, at Mark's & Spencer
Modern and feminine, these pretty pyjamas are made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Limited Collection High Heel Gladiator Sandals, at Marks and Spencers
Open toe Gladiator interweave design Tie fastening High heel Heel height 95 mm Comes in sizes 3-8, including half sizes

Blue Harbour 3/4 Length Shorts, at Marks and Spencers
Relaxed and casual, these fashionable shorts are made from comfortable cotton and feature characteristic cargo style pockets

Congratulations Bar Cake, at Marks and Spencer
36 portions Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Can be eaten up to 5 days after collection Cake size: 16 x 33cm 2.4kg total weight Not suitable for nut allergy sufferers As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Pure Cotton Rose Print Bedset, at Marks & Spencer
Rose print Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

First Readers Snow White and the Seven Dwarfs, at Marks & Spencers
The wicked Queen has a magic mirror which tells her that she is the fairest in the land. But one day, the mirror answers that Snow White is the fairest. What will happen to Snow White? First Readers Story Books are ideal for beginner readers. The fun of shared story-telling will help develop your child's vital early reading skills

Opaque Stripe Footless Tights, at Marks & Spensers
Fashionable and comfortable, these stretchy footless tights are perfect for layering

Fairtrade Pure Cotton Scoop Neck T-Shirt, at Marks and Spencer
This stylish short sleeve t-shirt is a good deal for you and for our Fairtrade farmers. It's made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

2 Cotton Rich Cropped Leggings, at Mark & Spensers
Stock up on essentials for less! This great value pack of 2 cropped leggings is comfortable, practical, fashionable and easycare

Polka Dot Outfit New Baby Girl Card, at Marks & Spensers
Cover Text: Little baby girl Inside Message: Wishing you lots of happiness with your new precious baby Approx Size: 150 mm x 150 mm

Autograph Wool Rich Flat Front Hairline Stripe Trousers, at Marks & Spencers
A flat front and black tones give them a modern look and feel that can be worn in the office or when out and about

British Heritage Grain Lace Up Gibson Shoes, at Marks and Spencers
Lace up 4 eyelets Round toe Shallow block heel Inspired by traditional design Goodyear welted sole Full leather lining Crafted from premium calf leathers Made by hand in the UK

Luxury Wool Rich 2 Button Jacket with Cashmere, at Marks & Spensers
Hours of handcrafting have gone into this wool and cashmere suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.