Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Simple Ceramic Curved Vase, at Marks & Spencers
H25.5 x Diam 10.5cm Broad base Tulip styled spout Plain, Manufacturer: Marks & Spencer

Chunky Knitted Cushion With Recycled Filling, at Marks & Spenser
Chunky knit 3 button detail 50cm X 50cm, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Polo Neck Jumper, at Marks and Spencer
Sophisticated and modern, this polo neck jumper is made from pure cashmere for the ultimate in luxurious softness

2 Cotton Rich Lace Trim Vests, at M&S
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit.

Romerol Rioja Crianza 2005 - Case of 12, at Marks & Spencers
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Multi Strand Molokai Choker Necklace, at Mark's & Spencer
Necklace length: 43cm, extendable by 7cm Multi strand Assorted bead design

Autograph Leather Side Lace Bumptoe Shoes, at Mark's & Spencer
Tramline design Side lace Stitch detail Square bumptoe Small block heel

Woodhaven Shiraz 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Shiraz Country of origin: USA Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cashmere V-Neck Jumper, at Marks and Spenser
Sophisticated and modern, this v-neck jumper is made from pure cashmere for the ultimate in luxurious softness.

Portfolio Satin Ponte Dress, at Marks & Spencers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

5 Cotton Rich Assorted Low Leg Knickers, at Marks and Spencer
These heart design cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Ribbon Stripe Cylinder Shade, at Marks and Spenser
Ribbon stripe D35 x H20cm, Manufacturer: Marks & Spencer

Stainless Steel Double Handle Colander, at Marks & Spencer
Double handle Cup shaped, Manufacturer: Marks & Spencer

Lilac Cherry Blossom Medium Gift Bag, at Marks & Spencer
1 gift bag Approx size: H260 x W180 (at base) x D120 mm

Multipack of Assorted Stretch Hair Bands, at Marks & Spencer
Fashionable girls need options, so this multipack of assorted hair bands makes the perfect choice

Gold Plated Multi Strand Necklace & Earring Set, at Marks&Spencer
2 part set Stud earrings Clasp fastening multi strand beads necklace Necklace lenght 41cm, extentable by 8cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Tie Waist Hello Kitty Dressing Gown, at Marks & Spenser
Fans of Hello Kitty will love this fluffy dressing gown featuring the popular character

Autograph Punch Stitch Apron Shoes by Jeffery-West, at Marks & Spencer
Slip-on Square toe Stitch detail Shallow block heel

Mens' Interest - Magazine Gift Subscription, at Mark & Spencers
With this gift subscription, the recipient can choose from 1 of 6 great magazines - Arena, Car, FHM, Zoo, Golfer or Empire

125 Years Pure Cotton Long Sleeve Twill Check Shirt, at Marks & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Siemens Electric Double Oven, at Mark & Spencers
H888 x W595 x D550 mm 58L capacity oven in stainless steel Cooking methods: conventional heat, half width variable grill, full width variable grill, hot air, defrosting Pull down glass door Maximum temp: 275C Energy efficiency class: B This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Leather Punch Lace-Up Shoes by Jeffery-West, at Marks and Spenser
Round toe Punch detail 2 eyelets Lace-up Block heel Apron design Designed exclusively for Autograph by Jeffery-West

Leather Reversible Gunmetal Buckle Belt, at Marks & Spencer
Add a smart finishing touch with this reversible leather belt

Perfect Long Sleeve V-Neck Boyfriend Jumper, at Marks and Spenser
You love the boyfriend cardi...now here's the boyfriend jumper, in a lovely long line that suits all ages. If you're feeling bold, wear it just with tights!

3/4 Sleeve Scoop Neck Stripe Top, at Marks and Spencer
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Pure Cotton Short Sleeve Spot Dress, at Marks & Spensers
Fashionable and practical, this cute dress features spot print and contrast hem. It's made from soft cotton to keep her comfortable and happy

Heritage Floral Wallpaper, at M&S
Manufacturer: Marks & Spencer

Ceriso Floral Print Padded DD-G Bra with Silk, at Mark & Spencers
Gorgeously feminine, this modern bra features a rose print and is finished with a lace trim. It's underwired and structured to give fuller busts great support and a fabulous uplifted shape. Designed for women who want the latest look

Limited Collection Portobello Shoulder Bag, at Marks and Spenser
Fashionable and fabulous, this colourful handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Portfolio V-Neck Ditsy Floral Print Dress, at Marks & Spenser
Feminine and pretty, this v-neck dress features a ditsy floral print. A fabulous fashionable look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money House Insurance than you will anywhere else, and you may even pay less with M&S.