When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Evoke Mio DAB Radio, at Marks & Spensers
Frequency ranges: Band III 174-240 MHz, FM 87.5-108 MHz Timers: Sleep and kitchen timers Speaker: Full-range 3'' drive unit Audio power output: 7W RMS per channel Input connectors: 6V DC power adaptor socket (230V supplied). ChargePAK connector. 3.5mm Line-in for auxiliary devices. USB (B type) for product upgrades Output connectors: 3.5mm headphone, 3.5mm line out (analogue), 3.5mm auxiliary speaker connection Controls: 5 dedicated one-touch presets, 1 combined preset, source, timer, menu, standby and info LCD Display: Organic LED (OLED) display for superior contrast and improved readability Mains power supply: 230V AC to 6V DC external power adapter Battery power supply: Rechargeable ChargePAK E1 included. Provides up to 24 hours of portable DAB listening per charge Power consumption: In standby 0.9W (industry average 2.64W); in operation 2.48W (industry average 5.49W) Aerial: Captive telescopic aerial Intellitext: Browse stored scrolling text at your convenience Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB RDS: RDS support for station name display on FM and RDS scrolling text 30 presets: 30 presets (DAB or FM) Alarm: Easy to use tone or radio alarm Connection: Connect an iPod/MP3 player or portable CD Dimensions: H17.5 x W21 x D11cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Faceted Button Clip-On Earrings, at Marks and Spenser
Clip-on fastening Faceted button design

Pastel Zoo Animals Multipack of Mini Thank You Cards, at Marks n Spencer
Cover text: Design 1: thank you, Design 2: thanks, Design 3: thank you, Design 4: thanks! Inside message: Blank for your own message Pack contains: 8 cards, 4 designs Approx size: 95 x 80mm

Pure Silk Stripe Tie, at Marks & Spencers
Add a luxurious finishing touch with this smart striped tie in pure silk

Steel Ladle, at Marks and Spenser
Hole in handle for hanging storage Steel finish, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Front Frill Stripe Top, at Marks & Spencer
A modern 3/4 sleeve top in soft fabric featuring a front frill detail and button placket

Welcome Whites - Case of 12, at Marks & Spensers
2 Domaine Cambos Gros Manseng 2008 2 Miradou, Ctes de Provence Ros 2008 4 Santa Gloria Chardonnay 2008 4 Ponticello, Pinot Grigio di Sicilia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chunky Bead Guilty Pleasure Necklace, at Marks and Spencer
Multi strand design Chunky bead necklace Adjustable length

Travel Hair Straightener, at MarksandSpencer
Ceramic coated plate Short handle Variable heat settings M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Girls' Limited Pure Cotton Diagonal Zip Top, at Marks & Spencers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Giant Playing Cards, at Marks and Spencer
Contains: 54 playing cards, including 2 jokers, instruction leaflet Each card: 187 x 135 mm

5 Pairs of Unisex Trainer Liner Socks, at Marks and Spencers
Featuring a cotton rich weave and added stretch for soft, breathable comfort, these great value trainer liners are the perfect choice for young athletes

Autograph Pure Linen Suit Jacket, at Marks & Spencers
Made from pure linen, this smart suit jacket is part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details

M&S Combo Corded & Cordless Phone with Answering Machine, at Marks and Spencers
Up to 9 hours talk time and 150 hours standby Large 3 line display on base 300 name and number phonebook (150 on corded, 150 on handset) 3 direct memory on corded base Up to 14 minutes digital recording time and remote access Handsfree speakerphone Caller display stores information on the last 20 calls 10 ringer melodies Last 10 number redial Adjustable earpiece, ringer and speakerphone volume Interference free M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

M&S HP 57 Compatible Cartridge, at Marks and Spencer
Colour cartridge Compatible with HP printers using HP 57 For use in deskjet: 450ci/cbi/wbt, 5145, 5150, 5151, 5550, 5551, 5552, 5650, 5652, 5655, 5850, 9650, 9670, 9680/gp For use in photosmart: 100, 130, 145, 230, 245, 7150, 7260, 7345, 7350, 7450, 7459, 7550, 7655, 7660, 7755, 7760, 7762, 7960/gp For use in officejet: 4105, 4110, 4215, 4219, 4252, 4255, 5505, 5510, 5515, 6110 For use in PSC: 1100, 1110, 1200, 1205, 1210, 1215, 1217, 1219, 1310, 1311, 1312, 1315/s, 1317, 1340, 1350, 1355, 2105, 2108, 2110, 2115, 2150, 2171, 2175, 2179, 2210, 2410, 2510 This cartridge is not an original product but has been manufactured to the highest quality using the most exacting technical standards M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund

Wizards And Magic CD, at Marks & Spencer
Audio CD, Marks & Spencer

North Coast Pure Cotton Check Shirt, at M+S
Stylishly smart casual, this dobby check shirt is made from pure cotton so it feels soft and comfortable to wear

Terrasota White Rioja 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Viura Country of origin: Spain Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

24cm Stainless Steel Frying Pan, at Marks and Spencers
Diam 24cm Riveted handles Encapsulate base for even heat distribution Oven safe to 240C/475F/gas mark 9 Dishwasher safe Suitable for all cooker and hob types including induction Non-stick, Manufacturer: Marks & Spencer

Pinot Grigio 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol Alcohol units per bottle 9.8 Alcohol units per 125ml 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Cinchback Jeans, at Marks and Spencer
Cinchback design and stitch detailing gives these jeans a modern twist. A practical and fashionable style

Panasonic 32'' TX-L32G10 Full HD LCD TV with freesat HD, at Mark's & Spencer
Receives freesat HD: freesat is a digital satellite TV service giving you free HD programmes. freesat has no contract, no subscription, just a one-off payment for the TV, satellite dish and installation. freesat is available to almost every household in the UK HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Panasonic: Display: 32 inch LCD screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio: Dynamic contrast 50,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W777 x H541 x D217mm (with stand), W777 x H501 x D95mm (without stand) Weight: 13.5kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 4 HDMI, 2 Scart, Composite video input, S-video input, Audio Input, Component video input, Mini-D sub, Digital audio output, Headphone jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette V-Real Pro 4: Real picture technology which enhances the full HD performance of the display panel to render smooth, crystal-clear motion without compromising on delicate colours with rich gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Pink Foil Lines Mother Birthday Card, at Marks and Spencer
Cover text: Mother with love... Inside message: ...on your birthday Approx size: Unfolded: 150 x 150mm

Portfolio Bootleg Stab Stitch Trousers, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

12 Piece Albany Dinner Set, at Marks & Spencers
12 piece set Includes 4 dinner plates, 4 side plates and 4 cereal bowls Dinner plates: Diam27cm Side plates: Diam23cm Bowls: H5.5 x Diam18cm Fine china, Manufacturer: Marks & Spencer

Autograph Bone China Side Plate, at Marks&Spencer
Plain Diameter: 21cm, Manufacturer: Marks & Spencer

Dualit Coffee Grinder, at Marks & Spenser
Conical burr grinder for a consistent grind Removable burrs for easy cleaning Grinds at a slow 450rpm to preserve the natural coffee aroma Safety cut-out to protect against stones 13 grind settings, from coarse (percolator) to fine (espresso) Portion control grinds only what you require Large hopper holds up to 250g of beans Dimensions: 11 x 16 x 28.5cm Weight: 1.5kg This product is not available for international delivery. Find out more

Pure Cotton Flap Pocket Casual Cargo Trousers, at Mark & Spencers
Casual, relaxed cargos in pure soft cotton featuring multiple pockets

Autograph Exclusive Halterneck Bead Detail Bandeau Swimsuit, at M & S
Luxurious and exclusive, this glamorous swimsuit is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Lavender & Camomile Scented Pillow, at Marks & Spencer
Lavender & camomile scented, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.