M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Money. Not least of these is M & S Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Long Sleeve Dobby Stripe Blouse, at Marks and Spencer
This fab long sleeve shirt features a stunning dobby stripe design. A sophisticated new look, perfect for this season

Duck Feather Pillow, at Marks & Spencer
Medium support Approx size: 76cm x 48cm (30'' x 19'') Can be tumble dried (not necessary), Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 2 Large + 2 Small Drawers & M400 - Medium Mattress, at Marks and Spencer
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Faux Fur Lined Fleece Jacket, at Marks & Spencers
Want style and comfort? This faux fur lined fleece jacket looks great and will keep you feeling warm, cosy and snug

3 Pairs of Sheer Assorted Net Design Socks, at Marks and Spencers
The ultimate in stylish net design, these ankle high socks have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Lavender Scented Pillar Candle, at Marks and Spencer
Lavender fragrance Includes candle plate Burns upto 50 hours, Manufacturer: Marks & Spencer

Autograph Essentials Sleeveless All-In-One, at Mark & Spencers
Beautifully designed and luxurious, this exclusive all-in-one is detailed with a tie fastening belt. A stunningly glamorous style statement, perfect for elegant occasions

Moulded Lace Multiway Bra, at Marks & Spenser
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Blue Harbour Welt Pocket Straight Leg Chinos, at Marks & Spencers
Soft, luxurious cotton makes these the smartest chinos around. Perfect with a polo shirt at weekends, or a jacket at work.

Sony Ericsson T303 - T-Mobile Pay as you talk Mobile Phone, at Marks and Spenser
A maximum of 2 phones per customer may be purchased Talk time: Up to 9 hours Stand-by time: Up to 16 days Dimensions: 8.3 x 4.7 x 1.5cm Weight: 93g Screen: 128 x 160 pixel resolution, 65,536 LCD colours Camera: 1.3 megapixel Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Memory: 8MB Radio: Save your favourite channels as presets Music player: Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA

Autograph Essentials Long Sleev Wrap with Merino Wool, at Marks and Spencer
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

3 Pure Cotton Plain Trunks, at Marks and Spencer
These essential plain trunks offer all the comfort of soft cotton at a great value price

Jewelled Collection - Floor Lamp, at Mark & Spencers
Cyclinder shade Tall stem Chrome plated Facetted faux jewel design H153 x Diam 40cm Bulb: ES 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

Patchwork Heart Wedding Anniversary Card, at Marks and Spencer
Cover text: Happy anniversary Inside message: Blank for your own message Approx. Size: Unfolded: 215 x 150mm

4 Pairs of Pure Cotton Rib Socks, at M+S
Soft and comfortable, these pure cotton socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Perfect Portfolio Drawstring Patent Bag, at Marks & Spencer
Bags go bold and bright this autumn with key colours of grey and kingfisher blue, in gorgeously glossy patent

Older Girls' Heart Print Tankini, at Marks & Spencer
Fun and fabulous, this comfortable tankini is sure to make a splash!

Portfolio Bobble Choker Necklace, at Marks and Spencer
Choker style Clasp fastening Adjustable length Bobble design Necklace length 41cm, extendable by 8cm

Footglove™ Elastic Trainers, at M & S
Round toe Elastic straps Stitch detail Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Nail Rescue Treatment, at Marks & Spenser
Packed full of natural extracts, vitamins and minerals to: Nourish Hydrate Smooth Strengthen Regenerate

Autograph Pure Cotton Polo Shirt & Argyle Top Set, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Per Una Roma Cotton Rich Bootleg Trousers with Belt, at Marks and Spencer
A stylish pair of bootleg trousers in stretch cotton featuring a buckle belt

Collezione Round Face Watch, at Marks & Spenser
Round face Analogue time display Numeric style Buckle fastening Mock crocodile skin strap

2 Older Girls' Pure Cotton Crop Tops, at Marks and Spencer
Cute and comfortable and soft and stretchy, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Blue Harbour Single Breasted Stitch Jacket with Inner Gilet, at Marks and Spencer
Luxurious and stylish, this tailored jacket and gilet is made from a cool cotton and linen blend

Mix Bubble Hi Ball Glass, at Marks&Spencer
Bubble design H14cm 45cl, Manufacturer: Marks & Spencer

Wooden Ark & Animals, at Marks & Spencers
Suitable for ages 0-3yrs Wooden ark with animals This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Beaded Stretch Bracelet, at Marks and Spencers
Stretch bracelet Bead design Inner diameter: 18cm

Floral Necklace & Hair Clip Set, at Marks & Spencers
Set of 3 Necklace with adjustable clasp fastening 2 hair clips Floral design Necklace length: 40cm, extendable by 5cm

Domaine Guinand St Christol Côteaux du Languedoc 2005 - Case of 6, at Marks&Spencer
Style: Full Bodied Grape variety: Syrah, Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.