M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Mark & Spencers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

All Whites - Case of 12, at Mark's & Spencer
2 Catarratto Inzolia 2008 2 Tupungato Sauvignon Blanc 2009 4 Valmont Blanc 2008 4 Castillo del Moro Airn Sauvignon Blanc 2008 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Easy Vegetarian Baking, at Mark & Spencers
Perfect too cook up after a hard day at work, these easy bake vegetarian recipes are not only simple and quick, but they're fresh, delicious and healthy. There are meals for on-the-move, chill-out sessions and snacks for you to enjoy

Classic Square Watch, at M+S
Square face Analogue Roman numerals Cushioned strap Buckle fastening

Autograph Veneto Glass Dining Table, at Marks & Spencers
H73 x D120cm Seats 4 - 6 people Chrome base Top made from toughened clear safety glass Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Autograph Veneto Collection Set. , Manufacturer: Marks & Spencer

Autograph Leather Block Heel Boots, at Marks and Spenser
Pointed toe Stitch detail Knee high Block mid heel Heel height: 75mm Comes in sizes 3-8, including half sizes

Per Una 3/4 Length Crochet Cardigan, at Marks and Spenser
A sophisticated crochet cardigan, featuring a scallop trim and hook fastening

Soft Vanilla Pot Pourri Balls, at Mark & Spensers
Vanilla scented, Manufacturer: Marks & Spencer

Cashmilon™ Polo Neck Long Sleeve Jumper, at M+S
Fashionable and flattering, this polo neck jumper is made from supersoft cashmilon™ and features ribbed trim

Chunky Marble Necklace & Bracelet Set, at MarksandSpencer
2 part set Stretch bracelet Clasp fastening necklace Adjustable necklace length Marble design Chunky style Necklace length 48cm, extendable by 8cm

Green Swirl Gift Card, at Marks and Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Autograph Best Pure Silk Contrast Stripe Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Moulded Lace Multiway Bra, at M&S
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Autograph Pure Silk Contrast Edge Tie, at Marks & Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Paddington Bear, at Marks & Spencers
Join Paddington and the Browns as they start their adventures at Paddington Station and relive the classic story in this charming picture book

2 Pinstripe Non-Padded DD-G T-Shirt Bras, at Marks and Spencers
Providing great value and comfort for everyday wear, these plain and simple non-wired bras combine supportive full cups with convenient easy to care for fabric

Per Una Short Sleeve Gathered Jersey Top, at Marks & Spencer
An elegant short sleeve jersey top featuring gathered front design and underbust seam

Collezione Italian Pure Silk Cougar Check Tie, at Marks & Spensers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Blue Harbour Cargo Board Shorts, at Marks & Spencers
Practical and fashionable, these board shorts give a comfortable, flattering and secure fit

2 Pure Cotton Chino Trousers, at Marks & Spensers
A stylish smart-casual look, these straight leg chinos are made from pure cotton. A comfortable, practical and easycare choice. Made in an eco-factory, designed to use less energy and create less waste

Pure Silk Check Tie, at Marks & Spencers
Add a luxurious finishing touch with this smart check tie in pure silk

Tulsa Large 2-Seater Sofa, at Marks & Spencers
H96 x W223 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching scatter cushions All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Weekend Cotton Rich Self Stripe Ruffle Shirt, at Marks & Spencer
Sophisticated and modern, this self stripe ruffle top is beautifully designed and cut for the best in contemporary style. It's made from stretch cotton for a comfortable, flattering fit

Portfolio V-Neck Jersey Top, at Mark's & Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Spotty Card with Spinner 21 Card, at Marks&Spencer
Cover text: 21 today Inside message: Blank for your own message Approx size: 175 x 126mm

Classic Collection V-Neck Knitted Cardigan, at Marks and Spencer
Soft and comfortable, this knitted cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Multiple Bead Shanghai Hoop Earrings, at Marks and Spencers
Hook fastening Hoop style Multiple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Long Sleeve Ireland Woven Jacket, at M+S
Relaxed, stylish and comfortable, this hardwearing tracksuit features an Ireland motif. A practical easycare style

Pure Cotton 3/4 Sleeve Plain Top, at Marks & Spencers
For casual elegance, you can't beat this 3/4 sleeve, scoop neck top. A great value cotton essential

PlayStation®3 Sonic the Hedgehog Game, at Marks & Spencer
3 playable characters Run through stages with Sonic's trademark speed 10 action packed stages Customise and personalise your abilities Multiplayer modes Suitable for 12 years and over M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

Autograph Floral Lace Thong, at Marks & Spensers
Delicate and feminine, this gorgeous string is made from the softest lace which looks and feels luxurious. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.