Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Maternity Cotton Blend Boyfriend Cardigan, at Mark's & Spencer
Relaxed and casual, this cotton blend cardigan is designed to flatter you and your bump. A ribbed waist gives a neat, comfortable fit with room for growth. A practical, versatile choice

Large Chunky Speckle Bangle, at Mark's & Spencer
Chunky design Speckle feature

PlayStation®2 Crash of the Titans Game, at Marks and Spencer
Crash now has a powerful acrobatic fighting system At any point in the game get your buddy to join in and play as Carbon-Crash, and work together to unleash total chaos! Control, play and battle as 15 different outrageous and totally unique enemies 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Adjustable Task Floor Lamp, at Mark & Spensers
Antique-effect brass finish Height adjustable between 147cm and 178cm H167 x Diam 37cm Frosted glass shade Bulb: E27 60W GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Knee Length Zig Zag Stripe Bow Skirt, at Marks and Spencer
Figure-hugging and super flattering, this striking skirt features an origami style bow for a catwalk-inspired feel. Geometric stripes give it an edge

Underwired High Impact Sports Bra, at Marks & Spensers
Offering the superior support and control you need for those high energy workouts. This high impact sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Matt Finish Metal Photo Frame 10 x 15cm (4 x 6''), at Marks and Spencers
Wide border Matt finish Rectangle shape Aperture: 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

Autograph Essentials Textured Ponte Dress, at Marks & Spencers
Chic and modern, this ponte dress is beautifully designed and detailed with a textured finish. An exclusive, luxurious look from Autograph

Special Dad Gift Card, at Marks & Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Linen Blend Tie Waist Crop Trousers, at Marks & Spenser
Fresh and fashionable, these linen blend cropped trousers look chic with wedges, sandals or flat pumps

Hepworth 7-Drawer Sideboard, at Marks & Spensers
H85 x W160 x D50cm With 7 drawers 3 doors With 1 adjustable shelf in each cupboard Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Side panels, door panels and back panels are veneered Top panel is veneered with solid birch edging for strength Drawer boxes made from solid European Birch. Drawers made from veneers Solid European Birch legs Door frames made with solid European Birch. Door panels are veneered All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Large Laser Cut Sister Birthday Card, at Marks & Spencers
Cover text: To my special Sister Inside message: Wishing you a very happy birthday Approx size: unfolded: 220 x 220mm

Mechanical Waterskiing Owl and Mouse Birthday Card, at Marks & Spenser
Cover Text: Have a 'splashing' time! Inside Message: On your birthday Approx size: 135 x 135mm

Cashmilon™ Long Sleeve Knitted Cardigan, at Marks&Spencer
Fashionable and flattering, this knitted cardigan is made from supersoft cashmilon™ and features a deep v-neck

Gold Plated Clip On Earrings, at Marks & Spenser
4 pairs Assorted designs Clip on

Lamb Guard of Honour with a Mustard & Herb Crust, at Marks and Spencers
Serves 4-6 Ready to cook Suitable for freezing 800g As featured on page 36 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Canon IXUS 100 IS Digital Camera, at Marks and Spencer
Pixels: 12.1 megapixels Zoom: 3.0x optical zoom, 4x digital zoom Screen: 2.5'' PureColor LCD II ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W87.0 x H54.5 x D18.4mm Weight: 115g Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Richly detailed, cleaner images, even at high ISO speeds, are the result of advanced Noise Reduction Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting i-contrast: Canon's i-Contrast feature offers improved contrast and greater detail in tricky lighting conditions HD movies in stereo: Create smooth, high quality movies in high definition (1280x720, 30fps), then connect the optional HDMI cable for playback on HD widescreen TVs System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Dragon Fly Gift Card, at M&S
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Patent Animal Print Shopping Bag, at Marks & Spensers
Fashionable and environmentally conscious, this animal print shopping bag makes a great alternative to plastic carriers

Limited Collection Pointed T-Bar Shoes, at Marks&Spencer
Pointed toe T-bar Buckle fastening Animal print Flat sole Comes in sizes 3-8, including half sizes

Thinking of You Letters Card, at Marks & Spencer
Cover text: Thinking of you Inside message: Blank for your own message Approx size: 150 mm x 150 mm

Matching Shapes Puzzle, at Marks and Spencers
Suitable for ages 0-3 years 18 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Hand Finished Traditional Scene Mother's Day Card, at Marks & Spencers
Cover text: To a dear Mum... May this Mothering Sunday be filled with as much happiness as you give to those around you... Inside message: With love Approx size: 178 x 126mm

2 Non-Wired Plain Nursing Bras with Larger Back Size, at Marks & Spensers
With drop down cups perfectly designed to see you through the nursing period, this supportive bra offers lasting comfort thanks to the soft, breathable qualities of a cotton blend weave. Pack contains 1 black and 1 white bra

Emerald Pleated Wave Bedcover, at M&S
L250 x W265cm Pleated design, Manufacturer: Marks & Spencer

Autograph Anti-Feathering Lipstick, at Marks and Spencer
Colour rich Anti-feathering Hypo-allergenic

Nail Rescue Treatment, at MarksandSpencer
Packed full of natural extracts, vitamins and minerals to: Nourish Hydrate Smooth Strengthen Regenerate

Maxim Large Mug, at Marks&Spencer
Height 12cm Pure white porcelain Suitable for everyday use, Manufacturer: Marks & Spencer

Autograph Embroidered Multiway Body, at Marks & Spencer
Look slimmer in seconds! This light control body gently shapes your figure all over for a smoother, sleeker silhouette. The versatile multiway style can be worn strapless, halterneck, cross back or one-shoulder

Autograph Pure Cashmere Cropped Cardigan, at Marks & Spenser
Sophisticated and modern, this jewel button cardigan is made from pure cashmere for the ultimate in luxurious softness

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."