M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Sterling Silver Twist Earrings, at Marks & Spencer
Twist design Butterfly stud fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Sweet Bergamot Pot Pourri Bag, at Marks & Spenser
Sweet bergamot fragrance, Manufacturer: Marks & Spencer

Autograph Loretto Right-Hand Chaise, at Marks and Spenser
All-weather synthetic rattan Silver-effect rattan Quick drying foam seat pad made from 100% polyester H62 x W200 x D97.5cm Seat H30.5cm Suitable for indoor or outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

12 Mini Beef Wellingtons, at Mark & Spencers
Contains 12 pieces Serves 12 Ready to cook Suitable for freezing 220g As featured on page 12 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Per Una 3/4 Sleeve Front Frill Stripe Top, at Marks & Spencers
A modern 3/4 sleeve top in soft fabric featuring a front frill detail and button placket

Total Care Dental Kit, at MarksandSpencer
Includes toothpaste, toothbrush, floss stick and 2 toothpicks Comes in plastic case This product is not available for international delivery. Find out more

Multi Ring Shoulder Bag, at Marks and Spenser
This ring detail bag can be worn on the shoulder or across the body for a contemporary and casual look

Cotton Blend Long Sleeve Boyfriend Cardigan, at M&S
A practical choice for school, this cotton blend long sleeve boyfriend cardigan is easycare for convenience

M&S Flush Wall Mount for 21-26'' TV, at Marks and Spenser
Fits LCD and TFT screens from 21-26 inches Flush to wall mount VESA compliant for 75, 100 and 200 standard fittings Simple two-part assembly All fixings supplied Dimensions: H28.5 x W29 x D8.5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

High Impact Underwired Sports Bra, at M&S
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

Aluminium Griddle Pan, at Mark & Spensers
Grey aluminium design Non-stick Diam: 24cm, Manufacturer: Marks & Spencer

Ethnic Heart Cluster Necklace, at Marks & Spenser
Adjustable length Clasp fastening Heart cluster design Necklace length 82cm, extendable by 8cm

Autograph Square Porcelain Tumbler, at Marks & Spencers
H11 xW7 x D7cm Square tumbler Stripe design at the base, Manufacturer: Marks & Spencer

New Autograph Dogtooth Design Cardigan, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Maxim Large Mug, at Mark's & Spencer
Height 12cm Pure white porcelain Suitable for everyday use, Manufacturer: Marks & Spencer

Heirloom Heart Necklace, at Marks and Spencer
Heart pendant Clasp fastening Adjustable length Necklace length 38cm

3/4 Sleeve Animal Print Jersey Top, at Marks & Spencer
Chic and modern, this jersey top is made from softly draping stretch viscose for a fluid look. The animal print adds a fashionable finishing touch

Pure Silk Assorted Stripe Tie, at Marks and Spenser
Add a luxurious finishing touch with this contemporary assorted stripe tie in pure silk

Milk & White Chocolate Three-Present Stack Cake, at Marks and Spenser
64 portions Chocolate cake: A rich chocolate cake filled with chocolate ganache. Chocolate sponge cakes can be eaten up to 5 days after collection 3 cakes: 19.5cm square/15cm square/11cm square 3.3kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Available for collection in the majority of our UK mainland stores

Ultra Fit Plain Sport Briefs, at Marks and Spencer
These innovative Ultra Fit Sport briefs keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

Blue Harbour Linen Blend Short Sleeve Shirt, at Marks n Spencer
Relaxed casual style for less! This cotton and linen shirt is outstanding value

Lightweight Animal Print Scarf, at Marks & Spenser
Add a fashionable finishing touch to your look with this elegant animal print scarf. The perfect accessory to this season's styles

Hooded Tie Waist Dressing Gown, at M+S
Pretty and feminine, this hooded dressing gown is made from cosy fleece. Relax in style and comfort

Gold Plated Frosted Loop Set, at Marks & Spensers
2 part set Butterfly fastening loop earrings Clasp fastening frosted loop necklace Diamant detail

Winchester Armchair, at Marks and Spencer
H94 x W94 x D100cm Seat H49cm, arm H62cm, top back rail H81cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions made from polyester fibre Fabric options have reversible cushions Fixed covers only Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Eye, Lip & Cheek Palette, at M & S
9 eyeshadows 2 lip colours 2 powder blushes Applicators included

Mother of Pearl Photo Frame 13 x 18cm (5 x 7''), at Mark's & Spencer
Mother of pearl border Rectangle shape Aperature: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Double Buckle Strap Briefcase, at Mark & Spencers
Smart, stylish and practical, this double buckle briefcase makes it easy to organise and carry your documents

Château Domeyne 2001 - Case of 6, at Marks & Spenser
Style: Medium bodied Grape variety: Cabernet Sauvignon, Merlot, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Griffin iClear for iPod Nano Invisible Protection, at Marks and Spenser
iClear provides total protection and total access to screen, controls, ports, and switches Simply place your iPod into iClear's front casing and snap the rear section in place Includes a static peel screen protector and premium cleaning cloth, for proper care and protection of your touchscreen Available in package configurations with or without armband

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.