There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Big & Tall Twin Pleat Crease Resistant Trousers, at Mark's & Spencer
Crease resistant, machine washable and quick drying, these trousers make a smart and practical choice. Perfectly proportioned for big and tall men

Felted Knitted Cushion, at Marks & Spensers
Square shape Embroidered design L50 x W50cm, Manufacturer: Marks & Spencer

Floral Lace Brazilian Hipster Knickers, at Marks & Spencers
Add an element of stylish flattery to your day to day wear with the Brazilian style and lace design of these cosy knickers. An easy to care for fabric provides hassle free comfort and convenience

Cashmilon™ V-Neck Long Sleeve Jumper, at Marks and Spenser
Soft and cosy, this long sleeve jumper is made from supersoft cashmilon™. A smart modern look

Diamanté Buckle Mules, at Mark's & Spencer
Open toe Diamant buckle foot strap Slip on Heel height: 33mms Comes in sizes 3-8, including half sizes

Cotton Rich Contrast Stitch Bootleg Jeans, at Marks & Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

3 Pure Cotton Assorted Sleepsuits, at Marks and Spencer
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

4 Pairs of Fine Cotton Multi Design Socks, at Marks & Spencers
Smart socks with a luxurious feel and appearance. A reinforced heel and toe gives extra durability

Knee Length Stitch Detail Pencil Skirt, at Marks & Spencers
Sleek and stylish, this knee length pencil skirt is designed for a shapely silhouette. A smart modern style

Pure Cotton Mock Layer Tank Top, at Marks and Spencers
Made from soft cool cotton, this cute mock layer top will keep him feeling comfortable in hot weather

Mother's Day Painterly Floral Medium Gift Bag, at Marks & Spenser
Contains: 1 gift bag H260 x W200 x D90mm

Pure Cotton 3/4 Length Camouflage Belted Shorts, at Marks and Spencer
Relaxed and comfortable, these 3/4 length cotton shorts make a practical, fashionable choice

Dualit Espressivo Coffee Machine - Chrome, at Marks & Spencer
Self priming 15 BAR pressure pump Ready to go in less than 40 seconds Thermobloc (water-heating on demand) Instant hot water and constant steam 1.5L removable water tank Easy froth nozzle makes perfect foam Dualit quality stainless steel and cast aluminium body Extra cup height clearance - fits mug size Large cup warming plate Pop-up drip tray full indicator Three coffee options: single serve, dual serve and ESE pod Accessory holder keeps pods and froth nozzle to hand Dimensions: 20.5 x 28.5 x 32.5cm Weight: 5.81kg This product is not available for international delivery. Find out more

Formula Age Repair Collagen Boosting Serum & Ceramide, at Marks and Spenser
Targets fine lines and wrinkles Hexapeptides - Helps increase the production of collagen Hyaluronic Acid - Plumps the skin to help reduce fine lines and wrinkles Suitable for all skin types Hypoallergenic 30ml

Château Desmirail 2005 - Case of 6, at Marks & Spencer
Style: Full bodied Grape variety: Cabernet Sauvignon & Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leaf Damask Duvet Cover, at Marks and Spencer
Leaf jacquard design Comes in single (3ft), double (4ft 6in), king size (5ft) and super king size (6ft) Co-ordinate with supima natural plain dye sheets and pillowcases strokes T351720F,T351720S,T351720P,T351720V, Manufacturer: Marks & Spencer

Signature Lemon Grass Pot Pourri Box, at Marks & Spenser
Lemon grass fragrance Presented in a box, Manufacturer: Marks & Spencer

Sister Cocktails Birthday Card, at Marks n Spencer
Cover text: bellini, champagne cocktail, martini, daiquiri, long island iced tea, margarita To a wonderful Sister... Inside message: ...wishing you a birthday full of fun! Approx size: 230 x 114mm

Sony Bravia 37'' KDL-37S5500 HD Ready LCD TV, at Marks & Spensers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 37 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 33000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W99.6 x H66.3 x D25.9cm, without table stand: W99.6 x H61.2 x D10.9cm Weight: weight inc. stand 19kg, weight without stand 17kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Enclos Des Pins Merlot 2008 - Case of 12, at M+S
Style: Medium dry Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Barletta 2-Seater Sofa, at Marks & Spencer
H85 x W200 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Birds on Branches Sister Birthday Card, at Marks & Spensers
Cover text: Happy birthday to a special sister Message: Blank for your own message Approx size: 150 x 150mm

Moulton Console Table, at Marks and Spencers
H86 x W95 x D32cm 2 shelves Glass top Glass table tops are made from safety-tested toughened glass Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Formula Calming Day Cream, at M+S
Contains chamomile and vitamin E Especially formulated for sensitive skin Hypoallergenic 50ml

Collezione Luxury Leather Messenger Bag, at Marks & Spensers
Whether you're heading off to school, work or simply the beach, keep your essential items within easy reach with the functional, stylish design of this great day bag

Cake Stand Mum Birthday Card, at Mark & Spencers
Cover text: For you Mum Inside message: Happy birthday Approx size: 178 x 126mm

Baroque Jacquard Pencil Pleat Curtains, at Marks & Spenser
Standard width: 168cm / 66in Wider width: 219cm / 86in Three drop lengths:Short: 137cm / 54in Medium: 183cm / 72inLong: 229cm / 90in Lined How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Platinum Plated Daisy Stud Earrings, at Mark & Spensers
Butterfly fastening Flower design Platinum plated For hygiene reasons, refunds will only be given in accordance with your legal rights

Embroidered Floral Textured Cushion, at Mark & Spencers
Square shape Embroidered Floral design Size: 43 x 43cm, Manufacturer: Marks & Spencer

Traidcraft Pastel Flowers Card, at Marks and Spenser
Cover text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.