When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

3 Cosmetic Sponges, at Marks and Spencer
Pack of 3 Butterfly design Contains latex

Autograph Exclusive Sea Island Cotton Briefs, at Marks&Spencer
Grown form the world's rarest variety of cotton, Sea Island Cotton flourishes exclusively in the perfect climatic conditions of the West Indies. Hand-picked and gently processed, the extraordinarily long fibres - up to 52mm - are woven into a cotton fabric that boasts the remarkable softness of cashmere and the superior durability of wool

Airflex™ Wide Fit Raised Tramline Lace Up Shoes, at Marks & Spencer
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort Wide fit

Tupungato Cabernet Sauvignon Malbec 2007 - Case of 12, at Marks & Spenser
Style: Dry, full bodied Grape variety: Cabernet Sauvignon, Malbec Country of origin: Argentina Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Cool & Fresh Plain Trunks, at Marks & Spencer
Spring is all about feeling fresh. This underwear is pure cotton with added moisture management, which helps keep you cool and fresh all day

Pure Stripe Mug, at MarksandSpencer
Stripe design H10cm, Manufacturer: Marks & Spencer

Wavy Stripe Tankini Top, at Mark & Spencers
Pretty and feminine, this flattering tankini is designed in the latest shape. The ultimate in poolside glamour

Autograph Cotton Rich Trousers, at Marks & Spensers
Stylish and comfortable, these straight leg trousers give a regular fit through the hip and thigh

Les Ruettes Sancerre Rosé 2008 - Case of 6, at Marks&Spencer
Style: Dry Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Graphic Birds & Flowers Mother's Day Card, at Marks & Spencers
Cover text: Happy Mother's Day Inside message: With Love Approx size: Unfolded: 178 x 126mm

Woodspice Shower Gel, at Marks and Spencers
Shower gel 250ml

Linen Blend Circle Embroidered Skirt, at Marks and Spencer
Fashionable and contemporary, this linen blend skirt is designed to fit and flatter. A contemporary look that will take you through the season in style

Value Machine Washable Bow Tie, at Marks & Spencers
A machine washable fabric and ready to wear bow tie provides hassle free convenience

Autograph Guipure Padded Plunge Bra, at Mark's & Spencer
Glamorous and sophisticated, this guipure mesh bra looks and feels luxurious. It's underwired for extra support and the plunge style gives a flattering enhanced cleavage. Beautiful exclusive lingerie

Handcrafted Classic Text Mother's Day, at Marks & Spencers
Cover text: Happy Mother's Day Inside message: With love Approx size: Unfolded: 150 x 150mm

BT Studio 3500 Quad Pack Cordless Phones with Answering Machine, at Marks & Spencers
50 name and number phonebook Assign melodies to specific phonebook entries Caller display stores your last 40 numbers and displays their name and number each time they call Secrecy facility - allows you to talk to someone else in the room without the caller hearing 10 last number redial and recall Answer machine with up to 13 minutes digital recording time 2 pre-recorded outgoing messages - Answer and Record and Answer Only Earpiece, base station and handset ringer volume control Choice of 5 handset and 5 base ringer melodies Display language options GAP compatibility Talktime up to 10 hours, 30 minutes/standby time up to 160 hours Range of up to 300 metres outdoors/50 metres indoors Low battery and out of range warnings Switchboard compatible Answer delay setting Voice prompts Private playback via the handset Call screening/call intercept Memo facility Base unit loudspeaker Answer machine remote access Includes: 4 x BT Studio 3500 base, 4 x BT Studio 3000 handsets, 8 x NiMH AAA rechargeable batteries, 4 x mains power adaptors, 1 x telephone line cord M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Older Boys' Holiday Flip Flops, at Marks and Spencers
Flat sole Plain

Wedding Damask Large Gift Bag, at Marks & Spensers
Contains: 1 gift bag H310 x W360 x D150mm Floral print design

Pure Cotton Faux Fur Jacket, at Marks & Spencer
Stylish and fashionable, this faux fur jacket makes a comfortable and practical choice

Post Surgery Rio Floral Print Bra with Silk, at Marks and Spencer
Glamorous and luxurious, this floral bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape

Gold Finish Wood Photo Frame 10 x 15cm (4 x 6"), at Marks & Spencers
Rectangle shape Pine wood border Gold finish Aperture: 10 x 15cm (4 x 6") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Wipe-Clean Pirate Activity Book, at Marks & Spensers
Have hours of wipe-clean fun in this pirate activity book. Inside you will find mazes and puzzles, word searches and spot the difference plus much more! Draw funny faces on the pirates with your wipe-clean pens, then next time, wipe them off and start again

Per Una Flared Rose Print Skirt, at Marks and Spenser
A gorgeous floral print skirt featuring a panelled design, the stripe effect makes it extra stylish

Fern Embroidered Bedset, at M+S
Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Harry & Sally Cute Wedding Card, at Marks & Spencers
Cover text: On your Wedding Day Inside message: With lots of love Approx size: Unfolded: 150 x 150mm

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spencer
Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other.

Blue Harbour Pure Cotton Stripe Polo Shirt, at Marks & Spencers
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Single Sprung-Edge Divan with 4 Large Drawers & M300 Mattress, at Marks & Spenser
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 896 Sprung-edge divan can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

First Readers The Gingerbread Man, at Marks and Spencer
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page. A gingerbread man eludes the hungry grasp of everyone until he meets a clever fox.

Portfolio Cap Sleeve Crinkled Dress with Camisole, at Marks and Spencer
Get this season's look with this gorgeous abstract print cap sleeve dress. It's fashionably styled with a crinkle finish

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M+S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.