When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Mark's & Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.

Watercolour Bouquet Wedding Card, at Marks and Spenser
Cover text: On your Wedding Day Inside message: With best wishes for your happiness toady and always Approx size: 178 x 126mm

Sony PSP™ 3000 Console with 3 Games Bundle, at Mark & Spensers
Bundle includes PSP 3000 console and 3 games FIFA 09: Step onto the pitch and play professional football your way in FIFA 09. Experience the most authentic football simulation EA Sports has delivered as you live the fantasy of playing as a professional player and customise the game to suit your style and ability Tiger Woods PGA 09: Whether you're a seasoned veteran or hitting the links for the first time, now everybody swings on an even playing field in Tiger Woods PGA TOUR 09 All-Play Patapon 2: For years the Patapon tribe has lived in the desolate frontier, driven from their home by the evil Zigoton army. Behind the Patapons' cute exterior, lies a fierce warrior spirit that can only be commanded by the beat of their Gods war drum. They wait for the day that the "Almighty" will return, to lead them against their enemies and bring them back to their homeland. Finally, their wait has come to an end as the drums of war are heard once again Display: 4.3'' display (16:9) full-transparent type, TFT drive, 480 x 272 pixel, Approximately 16,770,000 colors displayed Improved screen: Capable of displaying movies and photos in more natural and vibrant colors CPU: PSP CPU (System clock frequency 1-333MHz) Built-in microphone: Enables voice chat as soon as you are in a WiFi zone. Enjoy games that use a microphone, Skype and other communication tools TV play: Expanded AV interlaced output gives better refresh rates and sharper images on the TV Sound: Built-in stereo speakers Main memory: 64MB Video formats supported: MPEG-4, AVI Audio formats supported: MP3, MP4, WAVE, WMA, ATRAC3™, ATRAC3plus™ Photo formats supported: JPEG, TIFF, BMP, GIF, PNG Connectors: USB connector, Memory Stick Duo™ slot, Video out/headset connector, DC in/out Input/output: Wi-Fi, High Speed USB, Memory Stick PRO Duo™, Analog Video Out, Microphone

°Climate Control Check Flat Cap, at Mark's & Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology. Perfect!

Linen Blend Leaf Print Tie Top, at M & S
This fab short sleeveless top features a stunning leaf print. A vibrant new look, perfect for this season

Pure Cotton Satin Rose Duvet Cover, at Marks n Spencer
Embroidered rose detail Slim pleat trim, Manufacturer: Marks & Spencer

Chuggington Puzzle, at Marks and Spencer
Suitable for ages 3+ 40 pieces This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Light Control Backseam Tights, at Marks & Spensers
Delivering a sleek, backseam look, these super soft tights are a sophisticated option that pairs well with heels and a smart dress or skirt

Fairtrade Curico Valley Shiraz 2008 - Case of 12, at Marks and Spencers
Style: Medium bodied Grape variety: Shiraz Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Corduroy Trousers, at M&S
Relaxed and comfortable, these smart casual cords are made from pure cotton and feature front and rear pockets

Aluminium Griddle Pan, at M & S
Grey aluminium design Non-stick Diam: 24cm, Manufacturer: Marks & Spencer

Handcrafted Black Velvet Flock Valentine Card, at Mark & Spencers
Cover text: Valentine Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Small Gardens Book, at Mark & Spencers
From initial inspiration to final layout create your own small garden with the help of a gardening design expert. Whether you want a 'room outside' for leisure and entertainment or simply a space to call your own, inspiring photographs and detailed diagrams show what you can achieve whatever space you have, from grassy lawn to balcony, roof terrace, window or passageway

Gold Plated Tear Drop Earrings, at Marks & Spensers
Tear drop design Drop style Hook fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Big & Tall Autograph Pure Cotton Stripe Shirt, at Marks and Spencer
Stylish and contemporary, this Pure cotton stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else. Perfectly proportioned for big and tall men Only available in XXXL

Petite Cotton Rich Long Sleeve Shirt, at Marks & Spencer
Smart and stylish, this long sleeve shirt is made from stretch cotton for a flattering and fashionable fit. Specially designed and perfectly proportioned for the petite frame

M&S 15'' Flat Screen LCD TV - Silver, at Marks&Spencer
Display: 15 inch flat screen, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H34.5 x W38 x D17.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket Dynamic Contrast Ratio: 2000:1 Use wall mount

Taste of Chile - Case of 12, at Marks & Spencer
4 Los Nucos-Shiraz Cabernet Ros2007: A seriously fruity Chilean Ros, packed with berry flavours... 4 Los Nucos Chardonnay 2007: A vibrantly fruity and fresh Chilean chardonnay... 4 Los Nucos Cabernet Sauvignon 2006: A soft, slightly spicy Chilean red, easy-drinking in style... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hooded Contrast Stripe Padded Gilet, at Marks and Spencers
Comfortable and practical, this warmly padded gilet jacket features a contemporary hood. Great for keeping out the chills

Bold Stripe Wallpaper, at Marks and Spencer
Manufacturer: Marks & Spencer

El Tidon Sauvignon Blanc 2008 - Case of 12, at Marks and Spencer
Grape Variety: 100% Sauvignon Blanc Country of origin: Spain Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Grosgrain Twirl Slingback Shoes, at Marks and Spenser
Heel height 75mm Round toe Strap with buckle fastening Grosgrain twirl feature Slingback style High heel Comes in sizes 3-8, including half sizes

M&S HP 45 Compatible Cartridge, at Marks & Spencer
Black cartridge Compatible with HP printers using HP 45 For use in deskjet: 710c, 720c, 722c, 815c, 820cxi, 830c, 850c, 855c, 870cxi, 880c, 890c, 895cxi, 930c/cm, 950c, 959c, 960c, 970cxi, 990cxi, 990cxi/cm, 995c, 1000c, 1100c, 1120c, 1125c, 1180c, 1220c/cps/cxi, 1280, 1600c/cm 6122, 6127, 9300 series For use in photosmart: 1000, 1100, 1115, 1215, 1218, 1315 For use in officejet: Pro 1150c, Pro 1170, Pro 1175c, g55, g85, g95, k60, k80, r45, r40, r60, r65, r80, t45, t65 For use in fax: 1220 For use in colour copier: 160, 180, 260, 280, 290 For use in designjet: 700, 750c, 755cm This cartridge is not an original product but has been re-manufactured and refilled to the most exacting standards M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund

Flowers Birthday Cake, at Marks and Spencers
25 portions Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Sponge cakes can be eaten up to 5 days after collection Cake Diam: 22.5cm 1.8kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Cotton Rich Knee Length Shorts with Belt, at Marks & Spencer
Casual and comfortable, these knee length shorts make a fashionable and practical choice

Collezione Pure Merino Wool Rugby Top, at Marks&Spencer
Fashionable and contemporary, this rugby collar top is part of Collezione, a sophisticated menswear collection inspired by Italian style

Autograph Single Breasted 3 Button Slim Fit Jacket, at M&S
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

M&S 4GB USB Memory Stick, at Mark's & Spencer
4GB storage space Hi speed USB 2.0 compliant Plug & play compatible Capless design Requires no external power or cables Operating system: 98SE, ME, 2000, XP, Vista, OS9.X, OSX and Linux Kernel 2.4 or higher Speed: read speed max. 11 MB /s, write speed 7 MB /s Dimensions: 68 x 19.6 x 10.2mm

Portfolio V-Neck Front Pleat Dress, at Mark & Spencers
Fashionable and modern, this knee length dress features a v-neck and front pleat detail. A flattering, stylish look

Autograph Leather Apron Lace-Up Shoes, at Marks & Spenser
Apron design Square toe Stitch detail 3 eyelets Lace-up Block heel

Knock on Wood Red Blend 2007 - Case of 6, at Marks & Spencer
Style: Full bodied Grape variety: Mixed Red Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.