When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M&S Financial Services financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Reversible Knitted Wrap, at Marks & Spencer
Keep warm without compromising on style! This fashionable wrap is reversible, making it even more versatile. A great way to add a cosy extra layer

Monaco Beaded Jewellery Set, at Marks and Spencer
3 part set Hook fastening drop earrings Stretch bracelet Adjustable length, clasp fastening necklace Mixed bead design

Autograph Pure Cashmere Fingerless Gloves, at Marks and Spencers
Fab and fashionable, these long fingerless gloves in supersoft cashmere will give any outfit a cool contemporary twist.

Collezione Luxury Linen Blend Flat Front Trousers, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

PlayStation®3 Virtua Tennis Game, at Marks & Spenser
Includes superstar players from the men's and women's circuit Play as Roger Federer and Wimbledon champion Amelie Mauresmo Create your own tennis star to compete on the world tour 10 brand new mini games Suitable for 3 years and over M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund

Pure Cotton Straight Leg Trousers with Belt, at Marks and Spencer
A stylish smart-casual look, these straight leg flat front trousers are made from pure cotton. A comfortable, practical and easycare choice

Sonoma Dark 5-Drawer Chest, at Marks & Spencer
H88 x W90 x D50cm Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this chest as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

125 Years Pure Cotton Twill House Check Shirt, at Marks and Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Ceriso Floral Print Padded DD-G Bra with Silk, at Marks and Spenser
Gorgeously feminine, this modern bra features a rose print and is finished with a lace trim. It's underwired and structured to give fuller busts great support and a fabulous uplifted shape. Designed for women who want the latest look

M&S Pantha 2-Slice Toaster, at Marks&Spencer
800W 6 browning levels Defrost and reheat settings Cancel setting High rise handle so removing your toast safe and easy Removable crumb tray for simple cleaning Anti-slip base 2 year guarantee

Cotton Rich Deep Lace Shorts, at Marks & Spencer
These pretty deep lace shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Crinkle Coin Purse, at Marks and Spencers
Practical and stylish, this purse features compartments for your cash and cards and a secure zip fastening, making it an ideal choice for everyday use

Funky Dotty Birthday Card, at Marks and Spencer
Cover Text: Have a fab birthday Inside Message: Happy birthday! Approx size: 230 x 114mm

Baby Boys' Tartan Pram Shoes, at Marks and Spenser
Round toe Tartan design Twin riptape fastening Flat sole Lined

Per Una Low Rise Contrast Stitch Shorts, at Marks&Spencer
Elegant and feminine, these delicate shorts are made from a soft comfortable modal blend and feature a lace trim

10 Personalise Your Own Pink Heart Place Cards, at Marks & Spencer
Pack contains: 10 cards, 1 design Approx size: Flat: 90 x 90mm, Folded: 45 x 90mm The cards in this pack are made with material from FSC certified sustainable forests

Dylan the Dog Book, at M&S
Meet Dylan the Dog ! He's a fluffy little dog with soft floppy ears, perfect for small hands to stroke. Follow Dylan as he looks for his ball. Can you help him ?

Loretto - LORR F/STOOL S/P, at Marks and Spencer
Manufacturer: Marks & Spencer

Pure Cotton 3D Applique Cushion, at Marks and Spencer
Square cushion 3D rose design L43 x W43cm 100% cotton sateen cushion 300 thread count, Manufacturer: Marks & Spencer

Pure Cotton Floral Print Pyjamas, at Mark's & Spencer
Fresh and feminine, these pyjamas are made from soft breathable cotton so they feel comfortable to sleep in. The floral print adds a pretty touch

Water Resistant Analogue Watch, at Marks and Spenser
Water resistant Resilient strap Analogue

Footglove™ Widefit Leather Toepost Flip Flops, at Marks & Spencers
Flat sole Stitch detail Thong style Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Classic Collection Cashmilon™ Turtle Neck Jumper, at Marks & Spensers
Stylish and so comfortable, this jumper in softest cashmilon™ feels as good as it looks and the smart turtle neck adds the perfect finishing touch.

2 Plain First Bras, at Mark & Spensers
This simply styled great value bra is ideal for everyday wear. It's woven with stretchy cotton/fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Bubble Base Champagne Flute, at Marks n Spencer
Bubble base design Hand made glass with heavy base Height: 19.5cm Capacity: 250ml (25cl), Manufacturer: Marks & Spencer

Limited Collection Stud Pocket Skinny Jeans, at Marks & Spenser
Long and lean, skinny jeans are an edgy modern style. This fashionable pair is cut to fit and flatter and have stud detailing on the back pockets. Wear with some volume on your top half to balance the shape and give an even leggier look

Black Aluminium 20cm Saucepan, at Marks & Spencers
Triple layer non-stick finish Excellent for low fat cooking Riveted silicone and stainless steel handles offer an easy grip Suitable for all cooker types Oven safe up to 180C/350F/Gas Mark 4 2.8 litre capacity Glass lid, Manufacturer: Marks & Spencer

Collezione Snaffle Loafers, at Marks and Spencer
Square toe Slip-on Snaffle feature Block heel

M&S 1.7L Midnight Ruby Kettle, at Marks & Spencer
1.7 litre capacity 2500-3000 watt Polished red and stainless steel finish 360 degree rotating base with cord storage Water window and contrasting on/off switch Concealed element for fast boiling and easy cleaning Comfortable black grip handle Anti-slip base

Autograph Pure Silk Spot Check Tie, at Marks & Spencer
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.