Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

British Ham Platter, at Mark's & Spencer
Contains 40 slices Serves 8 Ready to eat 700g As featured on page 18 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Linen Rich Metallic Bedcover, at Marks&Spencer
Ribbed Metallic effect Approx size: 150 x 200cm, Manufacturer: Marks & Spencer

5 Cool & Fresh Cotton Rich Stripe Waist Briefs, at M&S
Made from soft breathable stretch cotton, these comfy briefs are ideal for everyday wear

Single Pleat Crease Resistant Trousers, at M & S
Stay smarter for longer with these innovative crease resistant trousers

Pretty Floral Pumps Birthday Card, at Mark's & Spencer
Cover text: Birthday Wishes Fancy Feet Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Per Una Crochet Bikini Top, at Marks & Spensers
Modern and colourful, this flattering bikini top is designed in the latest shape. The ultimate in poolside glamour

Limited Collection Cotton Rich Studded Trim T-Shirt, at Marks and Spencer
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

Sonoma Coffee Table, at Marks & Spencers
H45 x L136 x W50cm Toughened glass lower shelf Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

1 Pair of Cotton Rich Socks, at Marks & Spencers
Soft and comfortable, these cotton rich socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Mâcon Trio - Case of 6, at Marks & Spencer
2 Mcon Villages 2008: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... 2 Mcon Ros 2008: A bright vivid ros with a bouquet of cherries and raspberries... 2 Mcon Rouge 2008: A soft, elegant and aromatic red wine from Burgundy with refreshing flavours of strawberries and cherries, and a smooth, ripe finish... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Pairs of Older Boys' Cotton Rich Assorted Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted designs socks made with soft breathable cotton

Ataraxia Serenity 2006 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Shiraz based blend Country of origin: South Africa Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Varigated Stripe Pyjama Bottoms, at Marks & Spensers
Create your own look by mixing and matching these varigated stripe pyjama bottoms with our tops and t-shirts. Great for relaxing in style whether you're heading for bed or just chilling out at home

Everyday Scales, at M & S
Maximum capacity: 4kg/8lb Detachable bowl, Manufacturer: Marks & Spencer

2 Cotton Rich Classic Sleeveless Vests, at Marks and Spencer
A seam free design along the sides and the soft cotton rich quality ensures these great vests provide the ultimate in everyday comfort

Sebo Felix Premium Upright Vacuum Cleaner, at Marks&Spencer
1300 watt suction motor plus 175W brush motor S-CLASS filtration system - removes 100% of particles of 1 micron and above Includes built-in crevice tool, upholstery brush and parquet brush Suction unit detaches from head for use on stairs, car interiors or curtains "Flex" neck for manoeuvrability Telescopic handle with built-in variable power controls Overheating protection and automatic shut-off in case of brush jam Ideal for carpet and hard floors 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Unit weight 6.8kg, dimensions H104 x W31 x D38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tall Glass Tumbler, at Marks & Spencer
Dishwasher safe, Manufacturer: Marks & Spencer

Outdoor Linen Rich Square Mat, at Marks and Spencer
Square shape Contrast trim Plain

Los Molles Carménère 2007 - Case of 6, at M & S
Style: Medium bodied Grape variety: Carmenere Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Duck Feather & Down 13.5 Tog Duvet, at Marks and Spencers
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Pure cotton cover Highest quality class 1 duck feather down Available in Single, Double, King size and Super King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Automatic Umbrella, at Marks & Spensers
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

7 Pairs of Big & Tall Freshfeet Square Box Design Socks with Silver Technology, at M+S
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Girls' Limited Pure Cotton Bubble Hem Denim Skirt, at Marks & Spencers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Floral Print Holiday Flip Flops, at Marks & Spenser
Round toe Toe post Flat sole Floral print

Pure Cotton Sleeveless Knitted Waistcoat, at Marks and Spenser
Casual and modern, this sleeveless waistcoat is made from pure natural cotton and features front pockets for a fashionable look

Bring Your Own Whites Mix- Case of 12, at Marks & Spencer
4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money. Aromas of citrus fruit and dried herbs are followed up by a dry, tangy palate and a soft-textured finish... 4 Sicilia Bianco 2007: Clean, fresh limey aromas with lively fruit on the palate. A really refreshing, fruit dry wine... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price ... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Signature Lemongrass & Bamboo Scented Filled Candle, at Marks & Spencer
Lemongrass and bamboo fragrance Glass holder Burns up to 40 hours, Manufacturer: Marks & Spencer

Freshfeet Rip Tape Velour Slippers, at Marks and Spenser
Round toe Rip tape fastening Tartan style lining pattern Flat sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

Autograph Essentials Jersey Roll Over Top Pants, at Marks & Spenser
Designed for ease of movement, these lightweight pants are perfect for dance, yoga and pilates

Ivory Wedding Table Numbers, at Marks and Spencer
12 table numbers Approx size: 150 x 110mm

There are lots of ways to save money using M&S Money. Not least of these is Mark's & Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.