When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Olive Tree, at Marks & Spenser
A small olive tree, great for patio or doorstep. Ready for re-planting into a terracotta or ceramic potAvailable for delivery from 1st April to 30th September 2009

Blue Harbour Cotton Rich Stripe Swim Shorts, at Marks & Spenser
A great value pair of shorts offering a secure fit, while multiple pockets should come in handy for that relaxing walk on the beach

Travel Cushion, at M+S
Cylinder design Polyester beads filling for extra comfort Pink

Textured Tankini Top, at Marks n Spencer
Feminine and pretty, this flattering tankini is designed in the latest shape. Make a splash!

Formula Instant Fix Tinted Moisturiser, at Marks and Spencer
Hypoallergenic Suitable for all skin types 50ml

Autograph Satin Stitch Duvet Cover, at Marks & Spensers
500 thread count Woven as sateen Satin stitch 100% Supima cotton - the world's finest cotton Comes in single, double, kingsize and super-kingsize, Manufacturer: Marks & Spencer

Duck Egg Leaf Damask Pillowcase, at Marks and Spencer
Fits standard pillows Border trim Leaf jacquard design, Manufacturer: Marks & Spencer

Dear Zoo: Lift the Flaps Book, at M & S
A letter to the zoo asking for a pet results in a succession being dispatched - all of them containing highly unsuitable pets. All, of course, except the last one

Salt & Pepper Shakers, at Marks & Spenser
Set of 2 Suitable for salt and pepper, Manufacturer: Marks & Spencer

Anthony Bear and Heart Mum Birthday Card, at Marks & Spencer
Cover text: With love To a very special Mum x Inside message: Happy birthday Approx size: 150 x 150mm

2 Piece Pure Cotton Giraffe Top & Bottoms Outfit, at Mark's & Spencer
Fun and practical, this cute 2-piece outfit features a giraffe print. It's made from soft pure cotton to keep him comfy. Part of our fabulously stylish Limited Collection

Pinwheel Bedset, at Marks and Spencer
Embroidered pinwheel design Single set includes single duvet cover and 1 pillowcase Double set includes double duvet cover and 2 pillowcases King size includes king size duvet cover and 2 pillowcases Super king size includes super king size duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Orpale Grand Cru Champagne 1998 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Ceramic Soap Dish, at Marks & Spencer
Circular dish Ceramic and stainless steel design Wall mountable H6 x W16 x D12cm, Manufacturer: Marks & Spencer

Perfect Autograph Long Sleeve Bold Stripe Shirt, at Mark's & Spencer
Earn your fashion stripes this season with this bold shirt, which is right on trend for both pattern and colour

Little Acorns New Mummy Mug, at Mark & Spensers
1 mug Approx size: H105 x D85mm

Bring Your Own Whites Mix- Case of 12, at Mark & Spensers
4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money. Aromas of citrus fruit and dried herbs are followed up by a dry, tangy palate and a soft-textured finish... 4 Sicilia Bianco 2007: Clean, fresh limey aromas with lively fruit on the palate. A really refreshing, fruit dry wine... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price ... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Fine Stripe Shirt, at M & S
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Pure Cotton Long Sleeve Stripe Hooded Top, at Marks & Spencer
Cute and fun, the stripe design makes this practical hooded top extra special. It's made from soft pure cotton and feels comfy to wear.

Firm Control No VPL Border Thigh Slimmers, at Marks & Spencers
These firm control knickers gently shape tums, thighs and bums for a sleeker, slimmer silhouette. They're designed without hems for a smooth no-show look under clothes

Griffin Wave Case for iPhone, at Marks and Spencer
The unique wave-shaped closures on the sides make a design statement in style as well as functionality, in this protective case for iPhone. The overlapping curves of the closure provide maximum surface area to lock together securely. The included rigid screen protector defends your touchscreen, but allows complete control of your iPhone

Gloss Salt or Pepper Mill, at M&S
A restaurant style pepper mill in lacquered wood

Reversible Knitted Wrap, at MarksandSpencer
Keep warm without compromising on style! This fashionable wrap is reversible, making it even more versatile. A great way to add a cosy extra layer

Woven 'Ireland' Jogging Bottoms, at Marks & Spencers
Sports fans will love these cosy joggers featuring the Ireland motif. A practical, easycare style

Large Hurricane Lamp, at Marks&Spencer
Hurricane design Clear glass Comes with candle and sand Thick base, Manufacturer: Marks & Spencer

Dine In Whites - Case of 12, at Marks and Spencers
4 Domaine Mandeville Sauvignon Blanc 2007: A fruity Sauvignon Blanc from the South of France, with juicy citrus and gooseberry flavours, finishing on a fresh, crisp note... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price... 4 Macon Villages 2007: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sony HTP-B350IS Home Theatre System, at Mark's & Spencer
Sony BDP-S350 Blu-ray Disc player - outputs HD1080p / 24p True Cinema picture, plus upscales existing DVD's to give you the best quality when using the HDMI connection 5.1 channel surround sound system with 450W total power output Cut equipment clutter and enjoy massive sound from speakers no bigger than a golf ball 3 HDMI™ inputs (1 out) with pass through of High Definition 1080p plus x.v. Colour and 24p True Cinema technology that adjusts picture settings on pass through to make movies look as authentic as the original Sony DIGITAL MEDIA PORT - connect to and release digital music stored on your WALKMAN or other mp3 players, mobile phones, Bluetooth and Wi-Fi devices 3x optical inputs for connectivity to set-top boxes and gaming consoles S-AIR Ready - an optional extra that enables you to go wireless and enjoy a cable free environment (rear speakers only) Multimedia guaranteed with BD-ROM/R/RE, DVD-+Video/R/RW, CD Playback, AVCHD Playback BD-Live ready: Just connect the player to the internet and download the latest firmware to access studio-specific online content including trailers, interviews and other extras through your Blu-ray Disc™ Player. The Quick Start-up mode enables you to enjoy your Blu-ray movies already after just six seconds (6 sec). The new XrossMediaBar™ guarantuees an easy to understand menu control, simple for everybody to use intuitively all of the players functions With 24p True Cinema you can sit back and watch the film like in real cinema, without length or quality losses New Precision Cinema HD Upscale technology that converts standard-definition signals (480i) to 1080p and outputs a full HD equivalent resolution signal to 1080p TVs via HDMI™

Younger Boys' Leather Gusset Detail Boots, at Mark & Spencers
Round toe Stitch detail Gusset feature Zip fastening Flat grip sole Comes in sizes 10-13

Sun Formula Protect & Refine Lotion, at Marks and Spencer
Helps to prevent the signs of aging Firming and toning Skin refining 12 hour moisturisation Australian formula SPF15 gives up to 15 times your natural skins protection 125ml This product is not available for international delivery. Find out more

Per Una Iris Scoop Neck Nightdress, at M&S
Modern and feminine, this pretty nightdress is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.