When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Green Butterfly Seed Birthday Card, at Marks and Spencer
Cover Text: ...may all your birthday wishes come true Inside Message: Blank for your own message Approx size: 174 x 126mm

3 Pairs Of 60 Denier Opaque Tights, at Mark & Spensers
These essential 60 denier opaque tights are outstanding value. They're made with added stretch and a reinforced toe for comfort and durability

Christening Church Card, at Marks n Spencer
Cover text: Christening with love on your special day Inside message: Wishing you lots of happiness This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future Approx size: 174 x 124mm

Gone Fishing Keyring, at Marks and Spencer
You'll never lose your keys again with this eye-catching keyring and it's cricket design

Home Gift Card, at Marks & Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Christening Church Card, at M&S
Cover text: Christening with love on your special day Inside message: Wishing you lots of happiness This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future Approx size: 174 x 124mm

Philips 42FL5604 42" Full HD Digital LCD TV, at Marks and Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Full HD W-UXGA Act. matrix, 1920 x 1080p Screen Enhancement: Anti-Reflection coated screen Brightness: 500 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Tuner bands: Hyperband, S-Channel, UHF, VHF Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0 Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1/2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control, System standby Mains power: 220240 V, 50 Hz Power consumption: 210 W Dimensions: W103.4 x H64.4 x D8.3cm Weight: 16kg, 20kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries Pixel Plus HD for better details, depth and clarity 28.9 billion colours for brilliant natural images Dynamic contrast 50000:1 for incredible rich black details 2.1 channel surround with subwoofer for deep bass USB for fantastic multimedia playback 3 HDMI inputs with Easylink for a full HD connection PC-input allows you to use your TV as a PC monitor MPEG4 HDTV reception via DVB-T and DVB-C tuner with CI+ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Fenton Compact 2-Seater Sofa, at M&S
H90 x W168 x D103cm Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Sweet Bergamot Filled Candle, at Marks and Spencer
Tinted glass holder Sweet bergamot fragrance Burns up to 45 hours, Manufacturer: Marks & Spencer

Samsung SMX-C10GP Memory Card Camcorder, at Marks & Spensers
Shoot in complete comfort: The unique 25 degree active angle lens promotes a healthy hand position that eliminates wrist pain and fatigue, enabling you to shoot in complete comfort for extended periods of time Easy file selection: The animated thumbnails make file selection as simple as can be. As soon as you select a thumbnail, the image starts playing, allowing you to see what is in the file without having to enter full playback mode Choose the colour that suits you: With refreshing red, blue and gray colour variations, the SAMSUNG C10 give you the freedom to choose a camcorder that really suits you Easy to edit, easy to enjoy: The Merge and Split features of the SAMSUNG C10s edit function allows you to combine and divide files on the camcorder, enabling you to edit without transferring files to a PC Freedom to use any PC: The SAMSUNG C10s embedded Intelli-Studio software allows you to use any PC to view, edit, and share the memories you make. Simply connect it to any PC via USB and enjoy freedom and flexibility Record longer, enjoy forever: Recording in H.264 codec enables the SAMSUNG C10 to capture up to 6 hrs. and 20 min. of high quality video footage on a 16GB SD card, allowing you to enjoy stress-free shooting and more space to play with Easy, one touch sharing: Sharing your memories couldnt be easier. Simply connect the camcorder to any PC, select the files you want to share, press the external one touch upload button, and put your world on the web for the rest of the world to see Feel free to take your time: The SAMSUNG C10s phenomenal 160 minute battery life is enabled by the efficient power use of the 8th Generation DSP Chip and H.264 codec recording, giving you the freedom to make memories at your leisure USB data transfer and recharge: With embedded software and USB charging, the SAMSUNG C10 offer maximum mobility. USB connection enables data transfer and battery charging to take place from any PC, anywhere in the world Play with time: By capturing frames at intervals and then putting them in sequential order, the time-lapse recording function allows you to record the beauty of an entire sunset in minutes or seconds Optical zoom: 10x Pixels: 230k Still image resolution: 800 x 600 Screen size: 2.7" widescreen colour LCD Weight: 156g (without battery), 162g (with battery) Dimensions: 38.5 x 56.5x 114 mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Ultimate Fishnet Hold-Ups, at Marks & Spencers
The ultimate in stylish design, these fishnet hold ups have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Per Una Tab Front Knee Length Dress, at Marks and Spencers
A fabulous knee length dress featuring tie cuff details

M&S 10m Phone Extension Cable, at Marks & Spencers
10 mtrs Standard telephone fittings This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Mellina 16-Piece Cutlery Set, at Mark & Spencers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Cap Sleeve Stripe Top, at Marks & Spencer
A fashionable mandarian collar top. Curved neckline gives it Per Una touch

Pure Cotton Batman Mock Layer T-Shirt with Cape, at Marks and Spencers
Fans of Batman will love this pure cotton mock layer t-shirt featuring the popular character. A practical, easycare style

Older Boys' Pure Cotton Tokyo Mock Layer Pyjamas, at Marks & Spensers
Made from comfortable breathable pure cotton, these pyjamas are outstanding value

M&S 2200W Watt Steam Iron, at Marks & Spencer
1850 - 2200 watt Variable steam Easy-glide stainless steel soleplate Dry/steam ironing Anti-drip and anti-scale Auto shut off Soft grip handle 300ml transparent water reservoir 360 degree swivel cord Dimensions: H28cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Mr Men Show - Mr. Bump Presents: Trains, Planes and Dillymobiles! DVD, at Marks & Spencer
Rating Universal, suitable for all,

Samsung 58'' PS58B680 TV HD Ready LCD Crystal TV™, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 58 inch Plasma screen, 1920 x 1080 resolution Dynamic contrast ratio: Mega contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W141.8 x H92.4 x D33.5cm (with stand), W141.8 x H88.6 x D7.4cm (without stand) Weight: 45.3kg (with stand), 38.5kg (without stand) SRS TruSurround HD: SRS Trusurround HD & Dolby Digital Plus Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical), Headphone jack SAMSUNG Crystal FHD Engine: The Crystal FHD Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 3: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Autograph Tuxedo Jacket, at Marks & Spencer
Modern and stylish, this tuxedo jacket is ideal for proms, balls and special occasions. It's extra durable and added stretch keeps it in great shape and gives enhanced comfort and ease of movement

Classic Collection Cashmilon™ Cowl Neck Jumper, at Mark & Spencers
Stylish and so comfortable, this jumper in softest cashmilon™ feels as good as it looks and the smart cowl neck adds the perfect finishing touch

Newborn 3 Piece Gnome Outfit, at Marks & Spensers
Ideal for new arrivals, this cute and practical set contains: top, jacket and trousers. A great value pack in soft comfy cotton rich fabric

Portfolio Pure Linen Button Front Wide Leg Trousers, at Marks and Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Blue Harbour Pure Cotton Zip Cardigan, at Marks and Spencer
Relaxed and casual, this zip cardigan is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Pure Highway In-Car DAB Radio, at Marks and Spenser
20 DAB station presets ReVu™ to pause and skip back through live DAB radio quickSCAN to find free FM transmission frequencies Easy to install. No expertise required as Highway sends DAB Digital Radio directly to your car stereo via its FM transmitter Play your iPod or MP3 player through your car stereo Highway can be taken out of the car at the end of a journey and used as a personal DAB radio. (Requires two AA batteries and headphones - not included) Controls: Tune, Select, Lock, Menu, Play/Pause, Rewind, quickSCAN, 4 dedicated one-touch presets, 1 combined preset 4 FM transmit presets for instant tuning Magnetic flexible windscreen mount makes it easy to remove highway from the vehicle Add new features as they become available via USB Option to connect to your car stereo's auxiliary connector (if available) DAB scrolling text Green backlit LCD display with 16 x 2 characters Dimensions: W122 x H70 x D29mm Weight: 156g Aerial: High-sensitivity adhesive windscreen mount aerial. Battery power supply: 2 x AA batteries (not supplied) provide power adapter. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Embroidered Raccoon Booties, at Marks & Spencers
Cute and comfy, these practical booties feature an embroidered racoon design. A soft stretchy cuff keeps them on securely

Animal Print Slab Stretch Bracelet, at Mark & Spensers
Animal print design Stretch style Inner diameter: 5.5cm

Pure Cotton Quick Iron Long Sleeve Check Shirt, at M & S
Stylish and innovative, this pure cotton check easycare shirt is quick and easy to iron for a smart crisp look

PlayStation®3 Tomb Raider: Underworld, at Marks & Spensers
Master your surroundings: Reach new heights with the broadest range of acrobatic abilities and utilize objects within the environment to uncover new paths to explore Explore epic and unknown worlds: Discover ancient mysteries of the underworld hidden within the coast of Thailand, frozen islands of the Arctic Sea, the jungles of Mexico, and more What Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to controlWhat Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to control Treacherous and unpredictable challenges: Each level is an elaborate multi-stage puzzle masked within an interactive environmental playground offering more flexibility over how the area is solved New range of combat options: Choose to pacify or kill, target multiple enemies at once with the new dual-target system, and shoot with one hand while suspended with the other New state-of-the-art gear: Utilize the latest technology in Lara's upgraded inventory to navigate the world including: Sonar map: A revolutionary new tool that emits an active sonar ping to create a 3D image of Lara's surroundings, perfect for uncovering hidden items and locations Multi-purpose grapple: A claw-like device with a high-tension cable designed for climbing, rappelling, performing wall runs and manipulating objects within the environment All-terrain motorbike: Built to handle everything from the jungles of Mexico to the icy glaciers of the Arctic 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 16 years of age or over to purchase this product This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Mature

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M+S Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.