M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Sensuale Eau De Toilette, at M&S
Floral fragrance 25ml This product is not available for international delivery. Find out more

Stormwear™ Multi Pocket Hooded Parka, at Mark & Spencers
Fashionable and practical, this warmly padded jacket is lined with fleece and treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves and inside pockets keep lunch money safe

°Climate Control Pillow Protector, at Marks & Spenser
Keeps you in a comfort zone all night long Absorbs body heat, releasing when you need it Made using outlast technology, originally developed for NASA, Manufacturer: Marks & Spencer

Pacific Large 2 Seater Sofa, at Marks and Spencers
H90 x W194 x D90cm Seat H50cm, arm H68cm, top back rail H67cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Other cushions made from polyester fibre All cushions are reversible Cushion covers are removeable Pine feet with a light finish This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Authentic Woven Pure Cotton Boxers, at Marks and Spencer
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Hepworth Dining Tables & 6 Fabric Chairs Set, at M & S
Table: H75.5 x L175 x D90cm Extends to L215cm Seats 6-8 Comes with extension leaf to seat 8 Extension leaf is stored beneath the table top Chairs: H97 x W48 x D63cm Seat: H48cm Neutral-coloured stripe fabric Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Molokai Stretch Bracelet, at Mark & Spencers
Assorted bead Stretch style

British Ham Platter, at Marks & Spencer
Contains 40 slices Serves 8 Ready to eat 700g As featured on page 18 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Grazia - Magazine Gift Subscription, at Mark's & Spencer
Grazia is a fabulous mix of front-page stories, stunning designer fashion, fabulous shopping and more

Autograph Pure Cotton Fine Stripe Shirt, at Marks & Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Lightweight Pure Cotton Patchwork Print Scarf, at Mark & Spencers
Keep warm without compromising on style! This fashionable patchwork leaf print scarf feels soft and cosy and makes a great way to keep looking great on those cold days

Diamanté Detail Compact Mirror, at Marks and Spencers
Round shape Diamant detail Lightweight Clasp fastening

Cream Aluminium Collection Griddle Pan, at Marks and Spencers
Aluminium construction ensures pans are easy to use and durable Non-stick coating Riveted handles for safety and strength Suitable for use on all cookers and hobs except induction L26 x W26cm, Manufacturer: Marks & Spencer

Leather Formal Classic Square Buckle Belt, at Marks & Spencer
Add a smart finishing touch with this leather classic square buckle belt

Campo Buri, Rosso Veneto 2005 - Case of 6, at Marks & Spensers
Style: Full bodied Grape variety: Carmenere, Oselata Country of origin: Italy Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Stripe Wide Leg Trousers, at Marks and Spencers
A beautiful pair of straight leg trousers in a linen blend with a double waistband and twin button feature

Save the Children Charity Contemporary Eggs Multipack of Easter Cards, at Marks & Spensers
Cover text: Design 1: Easter wishes, Design 2: yummy Easter treats! Inside message: Both designs: blank for your own message 10% of the purchase price from each pack will be contributed to Save the Children. Registered Charity England & Wales (213890) / Scotland (SC039570) Pack contains: 6 cards, 2 designs Approx size: 120 x 120mm

6 Jewel Hair Slides, at Mark's & Spencer
Add a pretty finishing touch with this fashionable set of 6 hair slides

Autograph Occasions Pleat Clutch Bag, at M&S
Fashionable and practical, this clutch bag is a useful accessory with bags of style!

Per Una Assorted Charms Necklace, at M & S
Clasp fastening Adjustable length Assorted charms Necklace length 40cm, extendable by 8cm

Dad's Den Card, at Marks and Spencer
Cover text: Dad's den Inside message: Have a wonderful day Approx size: 175mm x 126mm This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future

Autograph Slinky Drape Dress, at Marks & Spensers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Friuli Grave Sauvignon Blanc 2008 - Case of 6, at M&S
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Exclusive Pure Cashmere Herringbone Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

5 Lace Bikini Knickers, at Mark & Spensers
With a low rise design making these the perfect partner for jeans and trousers, an easycare fabric and added stretch provides essential everyday comfort and convenience

Mirrored Floor Cabinet, at Mark's & Spencer
H88 x W40 x D36cm With 1 shelf Mirrored glass finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 30% when you buy this floor cabinet as part of a set. Click here to view the Mirrored Collection Set. , Manufacturer: Marks & Spencer

Hamilton Love Seat, at Marks and Spencer
50% reduction on Dakota Leather Espresso applied 21 May - 1 June 2009. 30% reduction on all fabrics applied 9 April - 20 May 2009. Higher prices applied between at least 25 February - 8 April 2009. H95 x W137 x D99cm Seat H49cm, arm H66cm, top back rail 73cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Chorus Shell Necklace & Earrings Set, at Marks & Spenser
2 part set Multi layer design Shell disk detail Adjustable length Hook fastening, drop style earrings

4 Pairs of Autograph Bold Stripe Socks, at Marks and Spencers
Modern and fashionable, these stripe socks are part of our exclusive Autograph collection

Antigua Armchair, at Marks and Spenser
H97 x W98 x D98cm Seat H52cm, arm H67cm, top back rail H78cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.