When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks & Spenser Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Finance financial products are, of course, designed to make Mark & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance House Insurance than you will anywhere else, and you may even pay less with M&S.

4 Pairs of Cotton Blend Plain School Tights, at Marks and Spencers
Stock up on style for less with this pack of 4 cotton blend tights. Essential fashion at an outstanding value price

Pleated Slim Leg Peg Trousers, at Marks and Spencer
Slim and stylish, these peg trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit.

Big & Tall Autograph Pure Cotton Stripe Shirt, at Marks&Spencer
Stylish and contemporary, this Pure cotton stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else. Perfectly proportioned for big and tall men Only available in XXXL

Older Girls' Tatty Teddy Long Sleeve Nightdress, at Mark's & Spencer
A must for fans of tatty teddy show, this long sleeve nightdress features tatty teddy motif

Sony RHT-G500 Integrated Home Theatre System, at Marks&Spencer
Designed for use with 32-40 inch BRAVIA™ LCD TVs 3.1 Channel S-Force Pro Surround with centre, left and right speakers and subwoofer built into the TV stand Audio inputs for TV, DVD and Blu-ray Disc™ - can accept sound from a wide range of sources: the TV, DVD players and satellite/cable/terrestrial digital set-top boxes. It even delivers high-definition sound from a Blu-ray Disc™ player or Playstation 3 Three HDMI inputs, compatible with the latest Full HD 1080p picture formats: connect all your video New BRAVIA Sync - perfect syncronization of BRAVIA LCD TV and home theatre with a push of a button Digital Media Port - connect your Network WALKMAN, i-Pod, mobile phone, or computer to enjoy your music through the speakers Portable Audio Enhance - enhance the sound from portable audio devices by connecting them to the HTS M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Newborn Pure Cotton Eskimo T-Shirts, at Marks and Spencer
Cute and practical, this pack of 2 pure cotton eskimo t-shirts are outstanding value. The soft pure cotton fabric will keep her happy and comfy

Dad Cup of Tea Birthday Card, at Marks & Spensers
Cover text: Relax and put your feet up on your Birthday Dad Inside message: blank for your own message Approx Size: 114mm x 228mm

Recycled Compact Umbrella, at M+S
A practical and eco friendly choice, this compact umbrella is made from polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations

Satin Spot Print Shirt with Belt, at Marks & Spencer
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

PlayStation®3 Little Big Planet Game, at Mark & Spensers
Community-based game in which players meet on a planet scattered with individual plots Design, shape, and build both objects and entire locations for others to view and play Full of places to discover, creative resources to collect, and puzzles to solve Explore the massive single-player game or go online to find user-generated content Customizable characters, landscape, and more; online and offline multiplayer modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone

Pacific Corner Group, at Marks and Spencers
H92 x W214 x D91cm Seat: H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching bolsters Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Roll Up Sleeve Shirt, at Marks and Spencers
Smart and contemporary, this pure cotton shirt can be worn long sleeved, or with the sleeves rolled up and fastened in place. Epaulette detailing brings the look up to date. Ideal for sixth form wear

Crossover Strap Wedge Sandals, at Marks and Spencer
Open toe Crossover strap Stitch detail Buckle fastening Wedge heel Heel height: 95mm

Lightweight Fleece Dressing Gown, at MarksandSpencer
Relax in style and comfort in this cosy dressing gown made from soft fleece

Classic Collection Pure Cotton Stripe Cardigan, at Mark's & Spencer
Warm and cosy, this stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Footglove™ Wide Fit Bow Wedge Shoes, at Marks & Spenser
Put your best foot forward with these stylish Footglove™ shoes in soft leather. They're lightweight, flexible and exceptionally comfortable

Everyday Scales, at Marks and Spencer
Maximum capacity: 4kg/8lb Detachable bowl, Manufacturer: Marks & Spencer

Pure Cotton Crew Neck Stripe Jumper, at Marks & Spencer
Soft, snug and comfy, this knitted jumper is outstanding value. A practical easycare style

Long Sleeve Zip Fastening Fleece Jacket, at M & S
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Autograph Boat Neck Sash Belted Pencil Dress, at Marks & Spencer
Sleek and chic, this pencil style dress is tailored to fit and flatter. A stylish choice for work or smart occasions

Cotton Rich Round Neck T-Shirt, at Marks & Spencers
This longer length short sleeved t-shirt will make a useful addition to your wardrobe. Great for layering or wearing on its own

Pure Cotton Penguin All In One & Hat Set, at Marks & Spencer
Cute and practical, this 2 piece suit features penguin design. The soft cotton fabric will keep her comfy

Georgian Antique-Brass Headboard, at Marks and Spencers
Headboard H84cm Single: W94cm Double: W142cm King size (5ft): W155cm Super king size (6ft): W185cm Antique-brass effect Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Oslo Wine Glasses, at Marks & Spencer
Pack of 4 Approx size: H22cm Dishwasher safe, Manufacturer: Marks & Spencer

Classic Bed Stool, at Marks and Spencer
H47 x W74 x D99cm (extends to L215cm) Top of stool is removeable and bed folds out from within. Click here to view bed Top cushion of stool made from polyester fibre Foam mattress for occasional use Mattress dimensions: L178 x W61 x D5cm Both stool and bed rest on glides Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gold Hearts Table Confetti, at Marks n Spencer
Pack Contains: 20g approx

Limited Collection Pointed T-Bar Shoes, at Marks and Spencer
Pointed toe T-bar Buckle fastening Animal print Flat sole Comes in sizes 3-8, including half sizes

Footglove™ Wide Fit Leather Platform Boots, at Marks & Spencers
Platform style Round toe Stitch detail Buckle and zip fastening Mid heel Heel height: 66mm Ankle high Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

First Readers Rapunzel book, at Mark's & Spencer
A man and wife have to give their baby Rapunzel to a witch. Will anyone be able to save Rapunzel?

Sterling Silver Filigree Heart Pendant Necklace, at Marks and Spencer
Clasp fastening Fine chain Filigree heart pendant

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.