Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Pink Foil Lines Mother Birthday Card, at Marks and Spencer
Cover text: Mother with love... Inside message: ...on your birthday Approx size: Unfolded: 150 x 150mm

Smooth Cup Padded Bra, at Marks & Spencer
Sleek and stylish, this exceptionally soft, comfortable bra is perfectly smooth, so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

T343348, at Marks and Spencer
Manufacturer: Marks & Spencer

Crossover Strap Wedge Sandals, at Marks & Spencers
Open toe Crossover strap Stitch detail Buckle fastening Wedge heel Heel height: 95mm

Exotica Print Hipster Bikini Briefs, at M+S
Sophisticated and elegant, these fashionable bikini briefs features a striking exotic print. A fabulous fashionable look

Footglove™ Leather Wide Fit Wishbone Sandals, at Marks & Spencer
Footglove™ soles are comfortable, highly flexible and lightweight Round toe Buckle fastening Contrast strap design Wide fit Comes in sizes 3-8, including half sizes

Playmobil Tractor with Hay Trailer, at Marks & Spenser
Suitable for ages 3+ Includes working front loader The cargo container can be tilted and the side walls flip down This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Energy Eau de Toilette, at Marks & Spenser
100ml Eau de Toilette Natural spray This product is not available for international delivery. Find out more

Miele S7260 Upright Cat & Dog Vacuum Cleaner, at Marks & Spencer
6 litre dust bag capacity 1800W Sealed system for optimum filtration 14.5 metre operating radius Supplied with an Active Air Clean filter Dust bag change indicator - signals when the dustbag needs to be replaced Rotary Dial to adjust the suction power for different floorings Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability An Upholstery nozzle, Dusting brush and Crevice nozzle are all stored at the rear of the cleaner Weight: 9.5 kg Dimensions: H1160.6 x W349.3 x D377.9mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Frill Front Jersey Top, at Marks & Spencers
A fashionable floral print top in soft fabric featuring frill front detail

Girly Cupcake Duo Multipack of Cards, at Marks & Spencers
Cover text: Design 1: blank, Design 2: happy birthday Inside message: Both designs: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Pink Fabric Flowers Birthday Card, at Marks and Spenser
Cover text: Happy birthday Inside message: Wishing you a wonderful day Approx. size: 174 x 126mm

Per Una Pure Cotton Bold Floral Skirt, at Marks and Spencers
A pretty knee length skirt in pure cotton featuring a bold floral print and tie waist feature

Shady Grove Cabernet Sauvignon 2005 - Case of 6, at Marks & Spencer
Style: Full bodied Grape variety: Cabernet Sauvignon Country of origin: Australia Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Frill Cap Sleeve Top with Heart Necklace, at M&S
A frill cap sleeve design adds a pretty touch to this pure soft cotton top

Rococo Mirror, at Marks & Spensers
Rococo style H45 x W40cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Knitted Top, at Marks and Spencer
Comes with the necklece shown A fashionable 3/4 sleeve knitted top featuring lace trim

Collezione Wool Rich Single Pleat Stripe Trousers, at Marks and Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pure Cotton Lightweight Spot Dressing Gown, at Marks and Spencers
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

Collezione Merino Wool V-Neck Jumper, at Marks & Spenser
Fashionable and contemporary, this v-neck jumper is part of Collezione, a sophisticated menswear collection inspired by Italian style

Long Sleeve Hood Padded Jacket, at M&S
Fashionable and practical, this padded jacket is fully lined and features a tie waist belt. A comfortable, easycare style

Pure Cotton Floral Print Pyjama Bottoms, at Marks and Spencer
Fashionable and fun, these soft floral print pure cotton pyjama bottoms are designed to be mixed and matched. Relax in style and comfort

Single Dendrobium Orchid, at M & S
This exotic, majestic orchid - beautifully enhanced by its understated white glass pot - will make a really unforgettable present Available for delivery from 1st July to 30th September 2009

Autograph Weekend Modal Rich Nightdress, at Marks and Spencers
Modern and sophisticated, this v-neck nightdress is part of our exclusive Autograph Weekend collection. It's beautifully designed and made from modal with stretch which feels incredibly soft and comfortable to wear

Fun Holographic Characters Wedding Card, at Marks & Spencer
Cover text: On Your Wedding Day Inside message: Congratulations! Approx size: 230 x 114mm

Autograph Pure Cotton Floral Print Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Mixed Bead Maui Rope Necklace, at Marks & Spencers
Rope necklace Mixed bead design Necklace length 107cm

Long Sleeve Tie Waist Dressing Gown, at Marks & Spencer
Soft and stylish, this cosy dressing gown is made from soft fleece so you can snuggle up in style and comfort. Available in 2 lengths

Per Una Pure Cotton Velour Jacket, at Marks and Spencer
A fashionable long sleeve jacket in pure soft cotton featuring a notch lapel and stitch detail

Autograph Sweet Avalanche+ Roses - Two Dozen, at Marks & Spencer
These extra-long stemmed, large-headed roses come in a selection of glorious shades. All of the rose bouquets are hand-tied and beautifully wrapped in frosted Autograph™ cellophane and black ribbon Available for delivery from 1st April to 30th September 2009

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.