When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks n Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Wood Photo Frame with Mount 20 x 25cm (8 x 10"), at Mark & Spensers
Plain photoframe Removeable mount card Aperture: 8 x 10'' H38 x W33cm, Manufacturer: Marks & Spencer

Big & Tall Crease Resistant Fine Stripe Trousers, at Marks & Spenser
Stay smarter for longer with these innovative crease resistant trousers. Perfectly proportioned for big and tall men

The Aristocats Special Edition DVD, at Mark's & Spencer
Rating Universal, suitable for all,

Black Aluminium 24cm Skillet, at Marks and Spencer
Non-stick aluminium Triple layer non-stick coating for low fat cooking and easy cleaning Tempered glass lid for easy visibility Riveted handle Soft touch silicone handle for strength and durability Oven safe up to 180/240C/350F/ gas mark 4 Glass lid Diam 24cm, Manufacturer: Marks & Spencer

Autograph Merano Armchair, at M & S
H84 x W97 x D102cm Seat H47cm, arm H63cm, top back rail H63cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Single Pleat Straight Leg Trousers with Wool, at Mark's & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Double Handle Quilted Shopping Bag, at MarksandSpencer
Fashionable and environmentally conscious, this quilted shopping bag makes a great alternative to plastic carriers

2 Pure Cotton Assorted Tops, at MarksandSpencer
Cute and practical, this pack of 2 tops is outstanding value. The soft cotton fabric will keep him feeling comfy

Clarendon Large 2-Seater Sofa, at Marks and Spencers
H91 x W233 x D103cm Seat H52cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Lace Front Brazilian Knickers, at Marks and Spenser
Feminine and delicate, these stylish brazilians briefs feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Sony Cyber-shot™ DSC-W275 Digital Camera, at Marks&Spencer
Pixels: 12.1 megapixels Zoom: 5x optical zoom lens, 31x smart zoom, 10x precision digital zoom Screen: 2.7 inches ISO: Auto, 100, 200, 400, 800, 1600, 3200 Dimensions: H56.6 x W97.6 x D22.6mm Weight: 135g Weight with accessories: 164g Video: Motion JPEG and MPEG4 movie recording at approximately 30 frames per second PictBridge Enabled: Yes Jacks: Multi use Terminal with HD, USB 2.0 Hi-Speed Face Detection optimizes focus and exposure for clearer portraits HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV SteadyShot image stabilization reduces image blur during handheld shooting Fun in-camera retouching functions: image trim and red-eye correction Picture Motion Browser software simplifies image management, searches and viewing on PC Comes with a free camera case M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Large Bingley Bear Rosette Dad Birthday Card, at M&S
Cover text: Happy birthday, Champion Dad, 1st Inside message: You're always a winner Approx size: 220 x 220mm

Travel Hair Turban, at Marks and Spencer
W60 x H23cm

Autograph Pure Cotton Pyjama Bottoms, at Mark's & Spencer
Create your own look by mixing and matching these stripe pyjama bottoms with our tops and t-shirts. Great for relaxing in style whether you're heading for bed or just chilling out at home

Photo Cocktail Sister Card, at Marks & Spencer
Cover text: Fabulous Sister Inside message: Happy Birthday Approx size: 175 x 126mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Chintz Tea Party Hand Finished Multipack of Cards, at Mark's & Spencer
Pack contains: 6 cards, 2 designs Cover text: Both designs blank Inside message: Blank for your own message Approx. size: 200 x 80 mm

Personalised Planner Family Organiser, at Marks & Spenser
Personalise your calendar by adding photos of your nearest and dearest ones Includes a pen and a memo pad for important messages and an elastic cord, complete with mini pegs, to secure invites, letters and other important bits and pieces Approx. size: 330 x 430mm

Pure Cotton Matinee Cardigan, at Marks and Spenser
Knitted in pure cotton, this cute hooded cardigan will keep them warm and comfy. It looks cuddly too!

5 Cotton Rich Heart Print Bikini Knickers, at Marks & Spencer
These heart print cotton rich bikini knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Autograph Silk Rich Pleated Plunge Bra, at Marks and Spencer
Elegant and feminine this luxurious bra is made from soft silk rich fabric, finished with a contrast lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Portfolio Marrakesh Chunky Bead & Stone Bracelet, at Mark's & Spencer
Stretch bracelet Chunky beads Oval stone and jewel design

Pure Cotton Thin Straps Centre Bow Vest, at M & S
Pretty and feminine, this centre bow vest is made from soft breathable cotton for a comfortable night's sleep

4 Sennen Mugs - Linen, at Marks and Spencers
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

Autograph Large Cherry Blossom Jewellery Box, at Marks and Spencers
2 drawers Cherry blossom design Mirror finish

Isis Deodorising Body Spray, at Marks and Spencer
To Use: Shake well. Spray 15 cm from your body Deodorising body spray 150ml This product is not available for international delivery. Find out more

Fresh Rose Inclusion Pillar Candle, at M&S
Fresh rose scented Includes dish With dried flowers, Manufacturer: Marks & Spencer

Formula Moisturising Age Repair Toner, at Marks & Spencers
Targets wrinkles and fine lines Hypoallergenic Suitable for all skin types Alcohol free Ceramide for younger looking skin Zinc complex to normalise and balance Witch hazel to tone and refresh 200ml

Limited Collection Horseshoe Bow Necklace, at Marks & Spencers
Clasp fastening Adjustable length Horseshoe bow design Dual strand feature Necklace length 41cm, extendable by 8cm

Spot Swirl Padded Balcony Bra, at Marks and Spencers
Soft and comfortable, this padded balcony bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

Pure Cotton Quick Iron Button Down Check Shirt, at Marks and Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.