Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks and Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

5 Pairs of Unisex Trainer Liner Socks, at Mark's & Spencer
Featuring a cotton rich weave and added stretch for soft, breathable comfort, these great value trainer liners are the perfect choice for young athletes

3-Piece Aluminium Saucepan Set, at Marks and Spencer
Set contains 3 saucepans with lids 16cm (1.4L), 18cm (1.9L), 20cm (2.8L) Non stick aluminium Triple layer non-stick coating for low fat cooking and easy cleaning Tempered glass lids for easy visibility Riveted handles in cast stainless steel for strength and durability Soft touch silicone grips for style and comfort Always use wooden or plastic utensils to prevent scratching the non stick surface Dishwasher safe, Manufacturer: Marks & Spencer

Wisteria Luggage Weekend Rollercase, at Marks and Spencers
Free 5 year guarantee Supported by sturdy wheels and a stand-alone feature, this rollercase is the ideal option for short trips away. It has dual packing compartments and a big 37 litre capacity

M&S 3-Tier Steamer, at Marks & Spencers
3 steaming compartments 3.2 litre capacity per compartment 750 watt Water refill facility (max: 1.5L, min: 0.8L) Water window 1.4 litre rice bowl Digital timer and alarm Auto-stop Baskets collapse for storage Dimensions: H44 x W37 x D34cm Stainless steel M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Maxim Stainless Steel Knives, at Marks&Spencer
4-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S 4GB SD Memory Card, at Marks & Spencer
Read (MB /s): 18MB Write (MB /s): 6MB Available capacity: 3890MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Belted Knee Dart Jeans, at Marks & Spensers
Comes with belt shown in image These straight leg jeans in pure cotton are great value. A practical, easycare style

Fairtrade Rose Bouquet, at Marks & Spenser
Internet Exclusive Our beautiful Fairtrade certified bouquet features vibrant yellow and cream spray roses and a selection of tree ferns and lavender Fairtrade Certified Flowers Available for delivery from 1st April to 30th September 2009

Crystal Nail File, at Mark & Spencers
The pattened design surface is ideal for gently shaping and smoothing nails Durable surface that is fully washable Perfect size for slipping into your handbag

Floral Mesh Bodyshaper Tights, at Marks and Spenser
Bodyshaper tights are made to shape and lift your curves for a firm sculpted look. Added stretch moulds your figure for a more defined silhouette

Tie Waist Long Sleeve Dressing Gown, at M&S
Wrap up and relax in this soft dressing gown featuring a contrast spot trim design for a pretty look

Per Una Styled Floral Embroidered High Leg Knickers, at Marks and Spencer
Feminine and delicate, these stylish briefs feature a floral embroidered design and are finished with a center bow detail. Pretty everyday fashion

Petite Sleeveless Seam Dress with Belt, at Marks and Spencers
Get this season's look with this gorgeous belted dress. It's fashionably styled with seam detail. Specially designed and perfectly proportioned for the petite frame

Rose & Lily Bouquet, at Marks & Spencers
An elegant combination of stunning Oriental Lilies and white and pink Roses, complimented by lush tropical foliage Available for delivery from 1st April to 30th September 2009

Coloured Glass Collection - Shallow Bowl, at Marks & Spensers
H9 x Diam 20.5cm Coloured glass, Manufacturer: Marks & Spencer

Multiple Zip & Pocket Cross-Body Bag, at M+S
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

Ultimate Sudoku Puzzles, at Marks & Spencers
Are you a Sudoku fan? Then you'll love the Ultimate Sudoku Puzzles. It's filled with over 600 different puzzles, has a spiral bound design for easy use and includes a pen too

Leather Rectangle Plaque Buckle Belt, at M&S
Add a smart finishing touch with this pure leather belt and plaque buckle

Pure Linen Pintuck Skirt, at Mark & Spencers
Casual and contemporary, this cotton skirt features pin tuck design. Stylish, practical and fashionable

Footglove™ Leather Whip Stitch Detail Ankle Boots, at Marks & Spensers
Round toe Whipstitch detail Zip fastening Ankle high Block mid heel Heel height: 47mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Easycare Stripe Short Sleeve Shirt, at M&S
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Little Acorns Plush & Flip Photograph Album, at Marks & Spencer
1 photo album and 1 soft toy bear Bear: H 150mm Album: H152 x W175 x D40mm Photo sleeves: 120 x 160 (for 4.5 in x 6 in photos) This product conforms to the EN71 and the Toy Safety Directive

Post Surgery Criss Cross Swimsuit, at Marks & Spencer
Feminine and flattering, this swimsuit has been especially designed for a perfect fit and great support after surgery. Every element has been considered for maximum comfort against delicate scar tissue and it's been extensively tested so every part stays in place

Embroidered Turtle Swimshorts, at Marks and Spencer
Fun and fashionable, these lined shorts fit comfortably and securely. A turtle embroidered design adds a fab finishing touch

Pure Cotton Floral Printed Lightweight Scarf, at M & S
This sophisticated floral print scarf is the perfect accessory to this season's fashions

Pile of Presents Sister Card, at Marks and Spenser
Cover Text: Gorgeous gifts for a glamorous sister Inside: Blank for your own message Approx size: 175 x 125mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

National Geographic Kids - Magazine Gift Subscription, at Mark & Spencers
National Geographic Kids is the monthly edu-tainment magazine for boys and girls. Jam-packed with the amazing images you'd expect from the National Geographic brand, National Geographic Kids is everything an inquisitive young mind needs

Multi Stripe Hipster Bikini Bottoms, at MarksandSpencer
Fashionable and flattering, these bikini bottoms feature a striking multi stripe design

Portfolio Ponte Kickflare Trousers, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Fox Gordon Brothers & Sisters Viognier 2008 - Case of 6, at Marks & Spencer
Grape variety: 91% Viognier, 9% Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Contains sulphites

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."