Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks n Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but MarksandSpencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Per Una Styled Floral Emroidered Lace Shorts, at Marks & Spensers
Fresh and feminine, these stylish shorts are made from soft stretch lace. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Per Una 3/4 Sleeve Pocket Top, at Mark's & Spencer
A casual 3/4 length sleeve top in a soft cotton blend. Front tie pocket detail gives it the Per Una touch

Gold & Cream Car Wedding Card, at Marks and Spencer
Cover text reads: Just married Inside message: With love on your special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Panasonic 42'' TX-P42S10 Full HD Plasma TV, at M+S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast ratio (in dark surroundings): Native 30,000:1, Dynamic 2,000,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W102.9 x H70.4 x D33.4cm (with stand) H102.9 x H66.1 x D10.5cm (without stand) Weight: 27kg (with stand) 25kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 4 HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Girls Only Scrapbook Fun, at M&S
Complete this scrapbook to make a record of your unique, amazing life! There are spaces for your drawings, photos and thoughts, plus lots of cool stickers to decorate your masterpiece

5 Lace High Leg Knickers, at Marks & Spensers
Add a ladylike finish to practical comfort with the beautiful lace adorning these cotton rich briefs. A high leg cut and added stretch creates a fit that's truly flattering

3 Pairs of Plain Cotton Rich Socks, at Mark's & Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Cotton Rich Zip Fastening Chunky Stripe Cardigan, at Marks and Spenser
Contemporary and casual, this stripe zip up cardigan is made from a soft cotton rich fabric. Stylish, practical and fashionable

Wedding Icons Card, at M & S
Cover text: On your wedding day Inside message: Blank for your own message Approx. size: 230 x 114mm

Animal Print Scarf Trim Hat, at Marks n Spencer
Keep cool and stylish with this wide brim hat featuring an animal print scarf

Younger Girls' Pom Pom Ballet Slippers, at Marks and Spenser
Ballerina style Round toe Knitted design Pom pom feature Contrast trim Slip on Flat sole

Clocktower Pinot Noir 2007 - Case of 6, at Marks and Spenser
Style: Medium bodied Grape variety: Pinot Noir Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Samsung HMX-R10BP High Definition Camcorder, at Marks & Spencer
5x optical (x8 Smart) zoom: With its high quality 5x optical zoom lens you can get close to the action from a safe distance. Now you can see it all in perfect detail 2.7" LCD touch screen: You'll never miss a shot with the 2.7" touch screen LCD display. Catch more of the action and guarantee that the entire image is recorded Full HD: Now you can watch your videos in full high definition. That means crystal-clear details, the sharpest picture quality available and brilliant color. The 1/2.33" CMOS imaging sensor boasts 9 mega-pixels and yields impressive light sensitivity to capture full HD video at 1920 x 1080 lines of resolution 9M pixel still: Now you can use the camcorder as a digital camera. Want a still photo instead of video? Leave your camera at home and snap 2880 x 1620 resolution images and then watch them with family and friends on your TV screen New ergonomic design: An ultra-compact, ergonomic design with a smooth, curvy shape lets you hold the camcorder in total comfort. That means you're always ready to get the best shot and capture more memories. The lens is also angled at 25 degrees, which reduces the strain on your wrist and helps you to relax, record, smile Pixels: 230k Still image resolution: 12M (4000x3000 / Interpolation)9M (4:3, 3456x2592)6M (16:9, 3328x1872)5M (4:3, 2592x1944)3M (4:3, 2048x1536)2M (16:9, 1920x1080)VGA (640x480) Dimensions: W38.1 x H56.6 x D128mm Battery life: Lithium-Ion - approximate maximum recording time 80mins M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sonoma Kitchen Corner Unit & 70cm 3 Drawer Base Unit with Oak Tops Set, at M & S
Corner Unit: H87.5 x W87 x D87cm Corner Worktop: H10.5 x W93 x D93cm 3-Drawer Base Unit: H87.5 x W70 x D52cm Base Unit Worktop: H10.5 x W70 x D60cm Corner unit includes 1 shelf and can be fitted left or right hand Worktop thickness: 3cm Made from solid oak and oak veneer Finished with a protective low-sheen lacquer for added durability Adjustable feet on base unit Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handcrafted Laser Cut Fairy Cakes Mother's Day Card, at Marks and Spencer
Cover text: For my Gorgeous Mum Inside message: On Mother's Day Approx size: 178 x 126mm

Small Paddington Bear, at Marks&Spencer
This cute and snugly Paddington Bear soft toy will make a lovable friend for your little one. Perfect for cuddling at any time of the day

Handcrafted Princess Mummy's Day, at Mark & Spensers
Cover text: Happy Mummy's Day from your little princess Inside message: With lots and lots and lots of love xxx Approx size: 178 x 126mm

Black Silver Glass Photo Frame 13 x 18cm (5 x 7''), at MarksandSpencer
2 tone design Rectangle shape Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Wentworth Footstool, at Marks and Spencers
H42 x W70 x D70cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength rames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Earth Spa Skin Softening Shower Drench, at Marks and Spencer
Refreshes Soothes Hydrates 250ml

Pure Cotton 3 Piece Stripe Hooded Outfit, at Marks & Spencers
Smart and stylish, this 3-piece outfit gives a casual look and feels comfortable to wear

ABC and 123 Roll Wrap, at Marks and Spencer
Includes 1 roll wrap Approx size: 200 x 70cm

Cotton Rich Chunky Knit Cardigan, at Marks and Spenser
Contemporary and casual, this long sleeve cardigan is made with cool comfortable cotton and features a chunky knit for a fashionable look

Spider-Man 3™ Birthday Card, at Marks & Spensers
2007 Marvel Characters Inc Spider-Man 3™ Foil printing and embossed effect Cover text: My Spidey senses are tingling! Inside message: I sense it's your birthday! Approx size: 152 x 216mm

Collezione Leather Hip Wallet, at Marks and Spencer
Smart, stylish and practical, leather wallet makes it easy to organise cards, notes and coins

Per Una Roma Bootleg Belted Jeans, at Mark's & Spencer
A stylish bootleg pair of jeans in stretch cotton featuring an on the waist design. Comes with a silver plated belt, making it extra stylish

50/50 Floral Embroidered Bedset, at M+S
Floral embroidered design Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases Kingsize set includes duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Sprung-Edge 4 Drawer Divan & Autograph M500 Mattress - Medium, at Marks and Spencers
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer size: 4 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm (has 2 large right- or left-hand drawers) Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Oversize Scarf, at Marks and Spencer
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

Dragon Fly Gift Card, at Marks and Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.