M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Marks & Spensers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Pure Cotton Short Sleeve Bone Shaker T-Shirt, at Marks & Spencer
A practical, casual t-shirt in pure cotton featuring a bone shaker slogan and motif. A great value easycare style

Short Sleeve Textured Pintuck Blouse, at MarksandSpencer
This short sleeve blouse is beautifully embellished with a textured pintuck bib for a stylish modern look

The Floral Collection Bath Cream Pack, at MarksandSpencer
Pack of 4 Includes: lavender, iris, magnolia and rose Moisture rich Foaming bath cream Magnolia Moisture Rich Foaming Bath Cream 50ml: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Magnolia Liliflora (Magnolia), Glycol Distearate Sodium Sulfate, Laureth-4, Glycerin, Disodium, EDTA, Amyl Cinnamal, Linalool, Butylphenyl Methylpropional, Citric Acid, Benzyl Salicylate, Geraniol, Benzophenone -2, Citronellol, Magnesium Nitrate, Isoeugenol, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Sorbitol, Methylisothiazolinone, Phenoxyethanol, Propylparaben, Methylparaben, Isobutylparaben, Ethylparaben, Butylparaben, CI 14700, CI 19140 Rose Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Rosa Centifolia (Rose), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Benzyl Salicylate, Styrene/Acrylates Copolymer, Citronellol, Linalool, Citric Acid, Magnesium Nitrate, Alpha-Isomethyl Ionone, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Lavender Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Lavandula Angustifolia (Lavender), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Linalool, Butylphenyl, Methylpropional, Magnesium Nitrate, Citric Acid, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Iris Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Glycol Distearate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Citric Acid, Magnesium Nitrate, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Iris Flrorentina (Iris) Flower Extract, Sodium Sulfate, Hexyl Cinnamal, Linalool, Alpha-Isomethyl Ionone

M200 Mattress - Medium, at Marks and Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Soft pillowtop layer Spring Count: 522 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Sailor Button Bootleg Trousers, at Marks & Spenser
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sit on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Non-Padded Lace Embellished Bra, at Marks n Spencer
Soft and comfortable, this lace embellished bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Pure Cotton Short Sleeve Check Shirt, at Marks & Spencer
A contemporary print on the back makes this cotton shirt a trend-conscious choice for fashionable boys. Stylish, practical and easycare

M&S Aerial Splitter, at Marks and Spencer
Divides 1 signal into 2 0-1000MHz 1 input 2 outputs M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Ultimate Wear Nail Polish, at M & S
Quick-drying Glossy 9ml This product is not available for international delivery. Find out more

Autograph Wool Rich Slim Suit Trousers, at Marks & Spencers
These slim fit trousers are cut closer for a cleaner sharper silhouette. Designed in a contemporary style, they give a longer, leaner appearance and a flattering fit. These hardwearing wool rich trousers are ideal for sixth form wear

Blue Harbour Linen Blend Short Sleeve Shirt, at Marks & Spensers
Relaxed casual style for less! This cotton and linen shirt is outstanding value

Footglove™ Leather Interweave Peep Toe Shoes, at Marks and Spencer
Peep toe Interweave strap design Contrast stitch Buckle fastening Mid heel Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Long Sleeve Stripe Oblong Cardigan, at Marks and Spenser
Elegant and feminine, this oblong cardigan is made with comfortable breathable cotton. A modern style essential

First Aid Kit, at Marks and Spencers
A convenient, portable first aid kit containing the basic essentials for first aid treatment

Lightweight Pure Silk Large Giraffe Print Scarf, at Marks & Spencer
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The giraffe style pattern and contrast edge design add a stylish finishing touch

The Curious Case of Benjamin Button DVD, at Marks & Spencers
Rating Suitable for 12 years and over,

Petite Single Breasted 1 Button Jacket, at Mark's & Spencer
Chic and stylish, this single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience. Specially designed and perfectly proportioned for the petite frame

Collezione Single Breasted 2 Button Micro Texture Jacket with Silk, at Mark & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pacific 2-Seater Sofa, at Marks & Spensers
H92 x W137 x D91cm Seat H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removeable Available in conservatory fabrics and leather only Frame made from solid hardwood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching arm bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

The Tudors: Complete Series 1 & 2 DVD, at Mark's & Spencer
Rating Suitable for 15 years and over,

Adored Comfort Pansy Lace Non-Padded E-G Bra, at Marks n Spencer
Soft and pretty, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Wizards And Magic CD, at Marks & Spencer
Audio CD, Marks & Spencer

Pure Cotton Fine Rib Runner, at Marks & Spenser
Ribbed design Plain, Manufacturer: Marks & Spencer

Formula Calming 3 in 1 Facial Wipes (25), at Marks and Spencer
Contains 25 wipes Especially formulated for sensitive skins Suitable for all skin types Gently cleanses without any harsh additives Fragrance free Hypoallergenic

3 Pairs of Sheer Assorted Net Design Socks, at Marks & Spencers
The ultimate in stylish net design, these ankle high socks have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

12 Cup Bun Tray, at Marks and Spenser
Ideal for baking buns Heavy gauge easy to clean bakeware Premium non-stick coating, Manufacturer: Marks & Spencer

Tiga Bookcase, at Marks&Spencer
H192 x W80 x D35cm 4 shelves 1 drawer Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stainless Steel Pastry Wheel Cutter, at Marks and Spencers
Looped handle for hanging storage Cutting wheel L19 x W4 cms, Manufacturer: Marks & Spencer

Blue Harbour Ultimate Linen Short Sleeve Shirt, at Marks & Spencer
Relaxed and stylish, this short sleeve plain shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

Abstract Print Tie Waist Skirt, at Mark's & Spencer
Long and lovely, this abstract print skirt will take you from office to evening in style. Stylish, practical and fashionable

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.