There are lots of ways to save money using M+S Money. Not least of these is Marks & Spensers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Cotton Blend Multi Pocket Jacket with Drawstring Waist, at Marks and Spencer
This flattering short length jacket looks great worn over casualwear for a relaxed look. Finished with a contemporary stitch design, this warm, easycare jacket will see you through the season in style

2 Younger Boys' Skull & Check Belts, at Marks & Spencers
Fun and fashionable, these elasticated skull and check belts add a stylish finishing touch

Short Sleeve Scoop Neck Ribbed Trim Jumper, at Marks&Spencer
Modern and stylish, this jumper features a button placket. A versatile, easywear style

Pure Cotton Long Sleeve Stripe Pyjamas, at Marks and Spencers
Pretty and feminine, these stripe pyjamas are made from soft breathable cotton for a comfortable night's sleep

Classic Collection Pure Cotton Floral Skirt, at Marks and Spencer
Beautifully designed to fit, flare and flatter, this fully lined pull-on skirt is bias cut for an elegant shape. The ideal match for blouses and fine knits in coordinating colours

Classic Collection Wool Rich Mouflon Coat, at Marks and Spencer
Wrap up in style! This warm, soft coat in wool-rich mouflon will keep you feeling cosy and looking chic. Lined and smartly finished with tab covered side pockets, it's the perfect blend of fashion and comfort

Per Una Speziale Long Wear Pressed Powder, at Mark & Spensers
Long wear, light diffusing pressed powder Lasts for up to 16 hours Hypoallergenic 11g

Bare Cooling Sheer Hold-Ups, at Marks & Spencers
Never lose your cool again in warmer weather with our Bare Cooling hold-ups. Crafted from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

M&S Trio DECT Cordless Phones with Large Buttons, at Marks & Spensers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Floral Collection Rose Hand & Nail Cream, at Marks & Spencer
Rose fragrance Moisturising 100ml

Ashbourne Recliner, at Mark & Spencers
H99 x W112 x D105cm (Reclines to L173cm) Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Manual recline model Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Snake Band Halterneck Bikini Top, at Mark & Spencers
Modern and stylish, this flattering bikini is designed in the latest shape. The ultimate in poolside glamour

5 Pairs of Ribbed Sports Socks, at M+S
These cotton rich sports socks feature a cushioning sole for shock absorption and comfort. Knitted arch support keeps them in place during exercise

Only Fools and Horses 50th Birthday Card, at Marks & Spensers
Cover text: Have a cushty birthday 50 Inside message: Have a teriffic time! Approx. size: 230 x 114mm

Double Contrast Strap Swimsuits, at Mark & Spensers
Smooth and sleek, this fashionable swimsuit features a contrast double strap and plain print. Make a splash!

Autograph Manor Damask Cushion, at M&S
Square shape Damask design L56 x W56cm, Manufacturer: Marks & Spencer

Niece Die Cut Letters Birthday Card, at Marks and Spencer
Cover text: Niece you're so nice Inside message: Blank for your own message Approx size: 150 mm x 150 mm

Ceriso Anchor Print Bikini Knickers, at Marks & Spencer
Feminine and fashionable, these modern bikini knickers feature an anchor print. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Cashmilon™ Crew Neck Knitted Jumper, at Marks n Spencer
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a crew neck

Play Kettle, at Mark's & Spencer
Suitable for ages 3+ Promotes imaginative play Height: 30cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Block Stripe Jumper, at Marks & Spencer
Relaxed and casual, this long sleeved jumper is made from comfortable pure cotton and features a block stripe design. A practical easycare style

Catseye Goblet Necklace, at Marks and Spencer
Chain Cateye Pendant Necklace length: 53cm

My Fab Friends Activity Book, at M+S
Everyone loves having fun with their friends! With colourful friend-filled activities, this book is perfect for fun-loving girls. Plus, it includes fab hair accessories for her and her friends to enjoy

Lexington Collection Large Trolley Bag, at Marks and Spencer
There'll be no things that go bump in the night with this easy to transport holdall. Supported by sturdy wheels and a stand-alone feature, its the ideal option for short trips or flying abroad

Cotton Rich Chunky Zip Fastening Cardigan, at Marks & Spenser
Contemporary and casual, this long sleeve cardigan is made with cool comfortable cotton and features a zip fastening for a fashionable look

Pure Cotton Cropped Cargo Trousers, at Marks and Spenser
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Collezione Luxury Pure Wool Single Breasted 2 Button Jacket, at Marks & Spencer
Superior fabric, exceptional tailoring and careful attention to detail make this jacket stand out as a stylish modern classic. Its made from luxurious wool spun in one of Biella Italys world-renowned mills and crafted to the highest specification according to traditional Italian manufacturing methods

Older Boys' Bart Simpson Fluffy Dressing Gown, at M+S
A must for fans of The Simpsons, this soft fluffy dressing gown features the popular character

Older Boys' Transformers Belt, at Marks & Spencers
Fashionable and practical, this square buckle transformer belt adds a stylish finishing touch

Younger Girls' Bow Detail Boots, at M&S
Round toe Pull on Bow detail Flat sole Lined Comes in sizes 4-13

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.