M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Collezione Long Sleeve Bomber Jacket, at Marks and Spencer
Smart and contemporary, this long sleeve bomber jacket is inspired by Italian tailoring

Per Una Multi Strand Animal Bead Necklace, at Mark & Spencers
Clasp fastening Multi strand Mixed animal print bead design Necklace length: 46cm

Lego Creator 3-in-1 Mini Jet Toy, at Marks n Spencer
Suitable for ages 6+ Can be built into mini jet, spaceship and speedboat Comes in a portable and reusable can This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

First Reader Gingerbread Man Book, at Marks & Spencer
This popular story is part of the First Readers range. The Gingerbread man has runaway and can't be caught - or can he?

5 Pairs of 15 Denier Shine Tights, at Marks & Spenser
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Fresh Feet Stitch Espadrilles, at Marks & Spencer
Round toe Stripe design Flat sole Slip-on

Pure Cotton Lace Insert Stripe Vest Top, at Marks & Spencers
Chic and modern, this stripe vest is made from cool comfortable cotton and features a lace insert

Autograph Pure Silk Pleat Sleeve Top, at Marks & Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Extra High Impact Racerback Sports Bra, at Marks & Spencer
Offering the superior support and control you need for those high energy workouts. This extra high impact sports bra features a racerback design and sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Crystal Cut Mantlepiece Clock, at Marks and Spenser
Clear body Cut crystal detail Round face Roman numerals, Manufacturer: Marks & Spencer

Autograph Liquid Eyeliner, at Marks & Spencer
Easy-application liquid liner with a fine brush for dramatic eyes Hypo-allergenic

Per Una Short Sleeve Ruffle Jersey Top, at Marks and Spencer
A feminine short sleeve top featuring a ruffle front design

Per Una Waterfall Front Cap Sleeve Blouse, at M+S
A stylish scoop neck blouse featuring waterfall front design and a camisole

Brushed Metal Photo Frame H19xW14cm (5 x 7"), at Marks n Spencer
Brushed metal effect Aperture: 5 x 7'' H19 x W14cm, Manufacturer: Marks & Spencer

2" Longer Pure Cotton Sateen Stripe Shirt, at Marks and Spencer
Smart and stylish, this 2" longer sleeve stripe shirt is made from pure cotton

Sonoma Dark Extending Table & 6 Chairs Set, at Marks n Spencer
7 piece set Table: H76 x L180 x W100cm (extends to L230cm) Extendable table with centre leaf that can be stored beneath tabletop Seats 6-8 people Chair: H86 x W48 x D54cm Seat: H48cm Leather padded seats Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Chairs made from solid wood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Global Traveller Small Trolley Bag, at Marks n Spencer
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing trolley bag

Round Face Expanding Watch, at Marks&Spencer
Round face Analogue Expanding strap

3/4 Sleeve V-Neck Plain Jumper, at Marks & Spencer
Soft and cosy, this jumper features a ribbed v-neck and front pockets. A versatile, easywear style

Rag Fairy Doll, at Marks & Spensers
Not recommended for babies under 12 months Hair ribbon detail Flared dress with bow feature Suitable for ages 1-3yrs This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

2 Autograph Assorted Stripe Slips, at Marks and Spencer
Featuring the best in modern fabric and contemporary design, these luxurious slips feel exceptionally comfortable and give a superior fashionable fit

Tribeca Large 2 Seater Sofa AU09 Newness, at M&S
Manufacturer: Marks & Spencer

Square Reverse Groove Sunglasses, at M & S
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Château Fabre Gasparets Corbières-Boutenac 2005 - Case of 6, at Marks & Spenser
Style: Full Bodied Grape variety: Carignan, Syrah, Mourvdre & Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Rose Embossed Dressing Gown, at Marks and Spencers
Wrap up and relax in this soft dressing gown featuring embossed design for a fashionable look

Per Una Eyeliner Pen, at Marks & Spencer
Liquid eyeliner pen Hypo-allergenic Felt Liner eye pen

Cotton Rich 2 Piece Bunny Dungaree Outfit, at Marks and Spencer
Fun and practical, this cute 2-piece dungaree outfit features embroidered detail. It's made from soft cotton to keep her comfy

Perfect Portfolio Almond Toe Court Shoes, at Marks & Spensers
Almond toe Buckle fastening Cut out feature High heel Heel height: 85mm Comes in sizes 3-8, including half sizes

Portfolio Gathered Sleeve Crepe Jersey Dress, at Marks & Spencers
Sophisticated and elegant, this gathered sleeve dress features an empire line and pleat detail. A flattering, stylish look

Wedding Symbols Wedding Invitations - Pack of Ten, at Marks n Spencer
Cover text: Wedding invitation Inside message: Request the pleasure of the company of...at the marriage of...at...on...and afterwards at...R. S. V. P 10 cards, 1 design Approx size: 120 x 120 mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.