M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Silver Tree Shiraz 2007 - Case of 6, at Marks&Spencer
Style: Full bodied Grape variety: Shiraz Country of origin: South Africa Closure: Natural Cork Suitable for vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Woodlands Puzzle, at Marks and Spencer
Suitable for ages 0-3 years 17 pieces, 4 puzzles Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Younger Boys' Knitted Beanie Hat, at MarksandSpencer
Warm and comfy, this knitted beanie hat is ideal for chilly days

Pure Cotton Floral Print Pyjama Bottoms, at Marks & Spensers
Fashionable and fun, these soft floral print pure cotton pyjama bottoms are designed to be mixed and matched. Relax in style and comfort

XBOX 360® UEFA EURO 08 Game, at M & S
Win UEFA EURO 2008 - Compete as one of 52 teams from qualification right through to a virtual reproduction of UEFA EURO 2008 in Austria and Switzerland Captain Your Country - Play as yourself on the same team with up to three friends, all playing individual positions on the pitch. Compete collaboratively to win games but compete against each other for the captaincy. Develop your player through eight status levels to earn the captaincy of your country and the right to lead your team Create Yourself - Play alongside your heroes by customizing yourself in game. Place your name on your jersey, then earn experience points to enhance your skills and reputation Battle of the Nations - Represent your country online against your rivals around the world to win global supremacy. Earn individual and team points. Think your nation is the best? Now you can prove it! EURO Online Knockout Draw- Battle gamers from other nations online in 16-team single elimination tournaments to gain points for your nation Enhanced Penalty Kicks - Experience the challenge of a penalty shoot-out as if you were on the pitch. Master your nerves to score the goal that puts your team in the UEFA EURO 2008 final Interactive Celebrations - Score a goal and then control your player's movements and actions to celebrate the way you want to Dynamic Rain and Mud - Winter weather from across Europe is authentically re-created to simulate real-world playing conditions. Experience driving rain that creates sloppy, muddy pitches which dramatically impacts passing and player performance Authentic Stadiums - Compete in all 8 official stadiums of UEFA EURO 2008 Team Managers - Watch reactions from team managers on the sideline as they shout encouragement or become disappointed in your team's performance

Pure Cotton Funnel Neck Stripe Sweatshirt, at Marks and Spencer
Smart and stylish, this funnel neck sweatshirt is made from cool comfortable cotton and features a stripe design

5 Pairs of Plain Sports Socks with Cool&Fresh, at M&S
Soft and comfortable, these cotton rich sports socks are naturally breatheable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Stainless Steel Pastry Wheel Cutter, at Marks and Spencer
Looped handle for hanging storage Cutting wheel L19 x W4 cms, Manufacturer: Marks & Spencer

2 Sheer & Opaque Minimiser Bras, at Mark & Spencers
This gorgeous bra provides essential support for the fuller bust with a full cup and underwiring, while the minimiser design helps create a smoother, shapelier silhouette

M&S Internet Radio with iPod® Dock, at Marks and Spencers
Access over 11000 radio stations from around the world iPod speaker system with charging and full iPod control Media streaming of MP3/WMA/Real Audio files from mac or PC Podcast and 'listen again' service compatible Electronic alarm clock functionality with sleep and snooze Connect to internet via built-in Wi-Fi or wired LAN Compact remote control Frequency: 802.11b/g. Band III 174-240 Mhz FM 87.5-108.5 Wi-Fi audio files format support: MP3, WMA, Real Audio Speaker: Full range 2.5'' neodymium drive unit, 6 watt class D amplifier Connectors: 3.5mm headphone, 3.5mm AUX IN, stereo RCA Presents: 10 internet radio, 10 FM radio presets LCD display: 2 x 16 character LCD display with icons Power supply: 240V AC to 9V DC external power adaptor Dimensions:H70 x W255 x D120mm Compatable with iPod classic, iPod nano generations 1, 2, 3 & 4, iPod touch generations 1 & 2 * M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Classic Underwired Built-Up Shoulder Bra, at Marks & Spencers
A lovely addition to your day to day underwear drawer. This versatile bra combines the shaping and support of underwiring and adjustable straps with the convenient comfort of an easy to care for design

Pure Linen Palm Border Print Skirt, at M&S
Fashionable and contemporary, this linen skirt is a look you'll love. A versatile, easywear look

Leather Weave Belt, at Marks and Spencers
Add a stylish finishing touch with this colourful weave belt

Autograph Essentials Pure Cotton Bow Tie Shirt, at Marks & Spensers
This fab short sleeve shirt features a stunning bow tie feature. A sophisticated new look, perfect for this season

Autograph Cosmic Drop Earrings Made With CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencers
Hook fastening Drop design Made with CRYSTALLIZED™ - Swarovski Elements

4 Ruby Mugs - Red, at Marks and Spencer
Set of 4 Stripe design H9cm, Manufacturer: Marks & Spencer

Bamboo Collection Salad Bowl, at Marks & Spencers
Turned wooden design, Manufacturer: Marks & Spencer

Autograph Sequin Leopard Print Shopping Bag, at Marks & Spencer
Fashionable and practical, this leopard print shopping bag is a useful accessory with bags of style!

Collezione Wool Rich Flat Front Stripe Trousers, at M+S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pure Linen 3/4 Sleeve Pintuck Top, at Marks and Spencers
Elegant and stylish, this open neck collar top features a striking pintuck detail for a fabulous feminine look

Single Breasted Suit Jacket, at Marks & Spencers
Smart and classic, this single breast jacket is outstanding value. A practical, hardwearing and easycare style

DD-G Spot Print Plunge T-Shirt Bra, at Marks n Spencer
Flattering and comfortable, this spot print t-shirt bra is specially designed for fuller busts. The plunge up style gives gentle support and a flattering enhanced cleavage

Is It Bedtime Wibbly Pig?, at Marks & Spencer
The perfect bedtime companion. Mick Inkpens' lovely children's book is about the adorable character 'Wibbly Pig' and his dislike for bedtime (something most children can relate to!) With charming illustrations and a simple storyline this book is sure to be a hit with your little toddler

Autograph Wool Blend Multi Pocket Hooded Jacket, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Ceriso Cupcake Bikini Knickers, at Marks and Spencer
Fashionable and flirty, these modern bikinis feature contrast trim. The low rise, high leg bikini style gives a fabulous body-conscious fit. Designed for women who want the latest look

Autograph Veneto Dining Table & 4 Bonded Leather Dining Chairs Set, at Marks & Spencers
Glass dining table: H73 x D120cm Seats 4-6 people Toughened clear safety glass Chairs: H89 x W41 x D50cm Seat: H47cm 4 bonded leather chairs Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Malabar 2-Door Glass Top Unit, at M+S
H114 x W124 x D47cm 2 adjustable shelves Sideboard sold separately Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this top unit as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Little Sweetheart Pencil Pleat Curtains, at MarksandSpencer
Heart detail Floral print hem Pencil pleat Comes in standard 168cm/66in (STD) Also comes in two drop lengths: short (137cm/54in) and medium (183cm/72in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

5 Shrug Style Long Sleeve Plain Bodysuits, at M&S
Soft, plain and machine washable, these bodysuits are a perfect buy for your newborn

Dotty Record Your Own Message Card, at Marks & Spensers
Cover text: Mum you're one in a million! Approx size: 160 x 400mm

Besides Marks & Spencer Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.