Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks n Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spenser Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Stainless Steel 6 Sided Grater, at MarksandSpencer
6 different cuts H22cm, Manufacturer: Marks & Spencer

Autograph Essentials Long Sleev Wrap with Merino Wool, at MarksandSpencer
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Hooded Block Panel Coat, at Marks & Spenser
Fashionable and practical, this warmly padded jacket is lined with fleece and treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Sony Bravia 52'' KDL-52V5500 HD Ready LCD TV, at MarksandSpencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 52 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 60000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W126.2 x H86.9 x D35.8cm, without table stand: W126.2 x H82.2 x D11.5cm Weight: weight inc. stand 35kg, weight without stand 30.5kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Roma Pure Cotton Havana Shorts, at Marks and Spencer
A fashionable pair of shorts in pure soft cotton with textured stripes and front patch pockets

Silk Satin Crook Umbrella, at Marks & Spencers
Brighten up rainy days with this stylish umbrella

Floral Wife Anniversary Card, at Marks & Spensers
Cover text: For my wonderful Wife on our Anniversary Inside message: Blank for your own message Approx size: Unfolded: 176 x 126mm

Double Breasted Chunky Knitted Cardigan, at Marks & Spencer
Fashionable and flattering, this cardigan features front pockets. A glamorous modern look

T345623S, at Marks & Spencer
Manufacturer: Marks & Spencer

3 Ring Bikini Top, at Marks and Spenser
Feminine and fashionable, this stylish bikini features ring detail. The ultimate in poolside glamour

Per Una 3/4 Sleeve Stripe Zip Cardigan, at Marks & Spencer
A colourful 3/4 sleeve cardigan featuring stripe design and zip fastening

2 Piece Embroidered Dress & Leggings Outfit, at Marks and Spencer
Modern and pretty, this 2 piece dress and leggings outfit looks fabulously fashionable worn together or separately

Perfect Wide Lace Trim Brazilian Knickers, at Mark's & Spencer
In the latest Brazilian style, these pretty purple knickers are made from comfort lace and guarantee no vpl, so they're perfect even under close-fitting clothes

Autograph™ Precious Petals Bouquet, at Marks and Spencer
This arrangement of beautiful Esperance roses and white hydrangeas will make an amazing gift that's sure to impress All Autograph™ bouquets are beautifully presented, wrapped by hand and finished with Autograph™ branded frosted cellophane Available for delivery between 1st April to 30th September 2009

Handcrafted Peter Rabbit Easter Card, at Marks & Spencer
Cover text: Happy Easter Inside message: blank for your own message Approx size: 230 x 114mm BEATRIX POTTER™ Frederick Warne & Co. 2009 Frederick Warne & Co. is the owner of all copyrights and trademarks in the Beatrix Potter characters names and illustrations. Licensed by opyrights group

Alton Damask Dining Chair, at Marks and Spencers
H99 x W46 x D56cm Seat: H48cm Single chair Upholstered in damask fabric Made from solid ash with a fabric seat All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Friday Night Whites - Case of 12, at M&S
3 Alta Mira Sauvignon Blanc 2008: A fresh, dry Sauvignon Blanc from the Central Valley in Chile, this has a mouthwatering, zesty aroma and clean citrus flavours 3 Hungarian Pinot Grigio 2008: A refreshing aromatic white with vivacious fruity flavours of limes, tangerines and melons 3 Gascogne Cuve Spciale 2008: If you like dry, refreshing white wines, you'll love the mouthwatering flavour of crisp lemons and pears... 3 Quadro Sei Single Estate Gavi 2008: A premium dry white from one of Italy's most renowned wine-producing regions, Piedmont. Look out for the delicious fruity flavour of lime, pear and apricot, a subtle hint of almond and a fresh, ripe, zesty finish You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Body Spray, at Marks & Spencer
Spray deodorant 150ml This product is not available for international delivery. Find out more

Limited Collection Stud Stripe Underwired Bra, at Marks and Spenser
Fun and fabulous, this stud stripe design bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Pure Cotton Quick Iron Button Down Stripe Shirt, at Marks and Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Silver Plated Interlocking Wave Necklace & Earring Set, at Marks and Spenser
2 part set Hook fastening drop style earrings Clasp fastening necklace with pendant Interlocking wave design

Cut Flowers Wax Lantern with Plate, at Marks and Spencer
Wax lantern Cut flowers roomscenter Roomscenter burns for up to 4 hours 15ml roomscenter Comes with candle plate, Manufacturer: Marks & Spencer

Polka Dot Shoes Medium Gift Bag, at Marks and Spencer
1 gift bag Approx size: H260 x W200 x D90mm

16-Piece Coloured Handle Cutlery Set, at Marks and Spenser
16-piece set Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Adjustable Task Floor Lamp, at Marks and Spencers
Antique-effect brass finish Height adjustable between 147cm and 178cm H167 x Diam 37cm Frosted glass shade Bulb: E27 60W GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mix Bubble Tumbler Glass, at M & S
Bubble design Chunky plain base H10cm 34cl, Manufacturer: Marks & Spencer

Mats,coasters,trays - GRID COASTER 4PK, at Mark's & Spencer
Manufacturer: Marks & Spencer

Stain Defence™ Tab Detail Fashion Skirt, at Marks and Spencers
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit for longer

Bay Tree Pyramid, at Marks and Spencers
Presented in a large square planter, this beautiful bay tree is the perfect addition to any outdoor space Available for delivery from 28th April to 30th September 2009

Limited Collection Frill front Blouse with Silk, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Household Insurance than you will anywhere else, and you may even pay less with M&S.