M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Cream Aluminium Collection Milk Pan, at Marks and Spenser
Aluminium construction ensures pans are easy to use and durable Non-stick coating Riveted handles for safety and strength Suitable for use on all cookers and hobs except induction 0.9 litre capacity D14cm, Manufacturer: Marks & Spencer

Firm Control Magic Low Leg Lace Panel Full Briefs, at Marks and Spencers
As if by magic, these knickers control and shape you where you need it most, flattening tummies and lifting bottoms. They're comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Leather Laundry Basket, at Marks & Spencers
Ideal for laundry Circular design Plain Comes with lid H60.2 x Diam42cm, Manufacturer: Marks & Spencer

Cotton Rich Stripe Scarf, at M+S
Keep out the cold in style with this warm, soft scarf

Single Sprung-Edge Divan with 2 Small + 2 Large Drawers & F300 Memory Foam Mattress, at Mark's & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Urbino Storage Footstool, at Marks n Spencer
H46 x W56 x D56cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Christening Cake (25 portions), at Marks and Spencer
25 portions Fruit Cake: Made with vine fruits, nuts and cherries laced with brandy. Fruit cake is 20.5cm (diam) and weighs 3.12kg. Can be eaten up to 14 days after collection Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Sponge cake is 20.5cm (diam) and weighs 1.86kg. Can be eaten up to 5 days after collection Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 69 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Girls' Limited Pure Cotton Diagonal Zip Top, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Limited Collection Bow Cut Out Court Shoes, at Marks and Spencers
Almond toe Court style Cut out detail Bow feature Mid heel Heel height: 72mm Comes in sizes 3-8, including half sizes

Earth Spa Soothing Flower Milk Bath, at Marks and Spencer
250ml With elements from around the globe to restore, replenish and pamper With jasmine, lotus flowermilk ans essential oils of bergamont Rose & orange flower to moisturise and relax

Front Panel Knee High Stretch Boots, at Marks and Spenser
Pointed toe Front panel stitch detail Knee high Mid heel Heel height: 65mm Added stretch Comes in sizes 3-8, including half sizes

Classic Collection Short Sleeve Swirl Print Top, at Marks and Spencers
Modern and stylish, this versatile top is made from soft easycare fabric and features a swirl print. A fashionable style with a comfortable, flattering fit

Blue Harbour Pure Lambswool Zip Neck Argyle Jumper, at Marks and Spencer
An extremely comfortable zip neck argyle jumper. It's made from extra fine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Lightweight Stripe Scarf, at MarksandSpencer
Keep out the cold in style with this warm, soft scarf

Autograph Luxury Leather Holdall, at Marks & Spensers
This stylish and practical luxury leather holdall is ideal for business or weekend travel. It has plenty of space for all your essential items and has strong double handles and shoulder strap

Casa Leona Sauvignon Blanc 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Chile Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Feather Patch Aqua Bedset, at Marks & Spencer
Embroidered design Patchwork detail Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases

Pure Cotton Hooded Mock Layer Top, at Marks & Spencers
Ideal for your workout or when you just want to relax, this hooded top is made from pure cotton

Trimmed Baseball Cap, at Marks & Spencers
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in the park, the baseball cap is a true style essential

Autograph Copper Base 3-Tier Steamer, at Marks and Spenser
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety High performance copper base for even heat distribution Diam: 20cm Capacity: 3.8 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Per Una Eau De Toilette Limited Edition Purse Spray, at Marks & Spencer
Clear bottle with Per Una floral print Floral and fruity fragrance 25ml This product is not available for international delivery. Find out more

Autograph Platform Peep Toe Shoes, at M & S
Peep Toe Platform style High heel Slip on Available in sizes 3-8, including half sizes

Large Rectangle Face Watch, at Marks & Spensers
Buckle fastening Analogue Rectangle face

Girls Limited Long Sleeve Hooded Fleece, at Marks & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Portfolio Longline Ombre Jacket, at Marks and Spencers
Part of Portfolio's C'est Chic trend, featuring a cosmopolitan palette of black, off white and neutral, this is a feminine and elegant look for the new season

Pure Cotton Stripe Voile Blouse, at M&S
This fab long sleeve blouse features a stunning stripe design. A vibrant new look, perfect for this season

2 Piece Pure Cotton Stripe Polo Neck Outfit, at Marks and Spencers
Fun and practical, this cute 2-piece outfit features a "4" motif. It's made from soft cotton to keep him comfy

Stripe Bowl, at Marks and Spencer
Stripe design Height: 6.5cm Diameter: 16cm, Manufacturer: Marks & Spencer

Pure Cotton Spot Print Tunic & Jeans Outfit, at Marks and Spencers
Soft, comfy and cute, this outfit is outstanding value. It's made from soft cotton fabric to keep her comfortable and happy

Sweet Chilli & Lime and Coriander & Lime Chicken Platter, at Marks & Spencer
Serves 8 Ready to eat Suitable for freezing 360g As featured on page 17 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.